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CBU
Volume: 159.35K

CBU Stock Forecast & Price Target

CBU Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Community Financial Systems Inc. has demonstrated robust performance with a 2.2% increase in loans at the end of the period, exceeding estimates due to strong growth in both business and consumer portfolios. The company's consistent increase in net interest income since 2006 highlights its operational efficiency and market resilience, positioning it as a strong player in the financial services sector. Additionally, strategic investments, such as the $37.35 million in Leap Holdings, along with ongoing consolidations and expansions, are expected to enhance revenue growth and profitability moving forward.

Bears say

Community Financial System Inc. has reported a slight miss in pre-provision net revenue (PPNR) due to a decline in net interest income (NII), which negatively impacts its ability to meet historical earnings multiple averages. Furthermore, potential risks such as whole bank acquisitions that could dilute franchise value, an anticipated economic slowdown in its core markets, and underwhelming regional growth from technological investments add to the uncertainty regarding the company’s future performance. Additionally, the company is experiencing pressure on its net interest margin (NIM) as new loan origination yields are expected to decrease relative to runoff yields, combined with a substantial gap between tangible book value per share and tangible book value excluding accumulated other comprehensive income (AOCI) due to a large negative AOCI position.

CBU has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Community Bank System and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Community Bank System (CBU) Forecast

Analysts have given CBU a Hold based on their latest research and market trends.

According to 3 analysts, CBU has a Hold consensus rating as of Mar 20, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $66.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $66.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Community Bank System (CBU)

Volume: 159.35K

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