Meta Financial Group

Pathward Financial, Inc. operates as a financial holding company, which provides savings and loan services. The firm operates through the following business segments: Consumer, Commercial, and Corporate Services and Other. The Consumer segment provides meta payment systems (MPS), consumer credit products, warehouse finance and other tax services. The Commercial segment includes the Crestmark and AFS divisions. The Corporate Services and Other segment consists of certain shared services, treasury, retained community bank portfolio and student loan lending portfolio. The company was founded on June 14, 1993 and is headquartered in Sioux Falls, SD.

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Pathward Financial Group reports strong Q1 performance amidst challenges

Pathward Financial Group delivered a solid Q1 2023 performance with core net income and EPS showing growth, supported by an expanded net interest margin.
Despite challenges such as increased provision expenses and declining noninterest income, the company remains confident in its operational strength.
Opportunities lie in leveraging the strong commercial finance portfolio and net interest income growth to drive future profitability and strategic initiatives.
Overall, Pathward Financial Group's performance reflects resilience and strategic positioning for sustained growth and profitability.

Pathward Financial Group reports solid Q2 earnings amidst challenges

Pathward Financial Group's Q2 performance reflects a mix of positives and challenges, with a focus on margin expansion and revenue growth.
Despite deposit decline and increased expenses, the company's strong liquidity position and partnership initiatives bode well for future prospects.
Maintaining guidance and exploring new revenue streams position Pathward for continued growth and financial stability in the coming quarters.

Pathward Financial excels in Q3 earnings amidst margin pressure

Pathward Financial's Q3 2023 earnings call highlighted strong financial performance, growth in loan portfolios, and strategic BaaS partnerships. While facing challenges such as margin pressure and regulatory issues, the company remains optimistic about future opportunities for growth and value creation. With a focus on stable deposits, expanding financial access, and maintaining a strong balance sheet, Pathward Financial is poised for continued success in the financial industry.

Pathward Financial Group excels in Q4 2023, eyes growth opportunities

Pathward Financial Group's Q4 2023 performance reflects robust financial results, strategic leadership transitions, and a focus on compliance and shareholder value enhancement.
While facing challenges such as provision impacts and deposit fluctuations, the company remains well-positioned to capitalize on growth opportunities and navigate market dynamics effectively.
With an increased earnings guidance for fiscal year 2024 and a proactive share repurchase program, Pathward Financial demonstrates confidence in its operational strength and growth potential.
By leveraging strengths in diversified revenue streams and strategic planning, the company can seize opportunities for expansion, innovation, and sustainable long-term value creation.

Meta Financial Group (CASH) reports strong Q1 earnings growth and strategic focus on future opportunities

Meta Financial Group (CASH) delivered impressive financial results in Q1 2024, driven by strong earnings growth, improved asset quality, and strategic initiatives to drive future growth. While facing challenges in achieving operating leverage and navigating competitive markets, the company remains well-positioned to capitalize on growth opportunities in its core business segments.

Meta Financial Group (CASH) reports robust Q2 earnings growth

Meta Financial Group delivered strong financial performance in Q2 2024, driven by growth in net interest income and pretax income. While facing challenges in noninterest income, the company is focused on optimizing its balance sheet and expanding revenue streams. By capitalizing on opportunities in loan portfolios and noninterest income growth, Meta Financial Group aims to sustain its positive momentum.

Pathward Financial Group excels in Q3, eyes growth opportunities

Pathward Financial Group's Q3 2024 performance reflects strong financial results, profitability, and strategic initiatives aimed at sustainable growth and market leadership.
While the company faces challenges in managing expenses and regulatory compliance, its focus on technology, partnerships, and operational excellence presents significant opportunities for future expansion and success.
Investors can look forward to continued earnings growth, enhanced market offerings, and a resilient business model as Pathward Financial navigates the evolving financial landscape with confidence and strategic foresight.

Pathward Financial Group excels in 2024, eyes strategic growth

Pathward Financial Group delivered strong financial performance in 2024, showcasing growth in net income, net interest income, and strategic market positioning.
While facing challenges in loan portfolio management and credit quality, the company's focus on balance sheet optimization and strategic initiatives bode well for future resilience.
With a clear guidance for fiscal 2025, Pathward Financial is poised to capitalize on opportunities in the SBA market, partnership growth, and revenue expansion.

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AUGUST 11, 2023--(BUSINESS WIRE)---- $CASH #CASH--ALL MEDIA TYPES Esheet # 53527366 / 5335141c.

ALL MEDIA TYPES Esheet # 53527366 / 5335141c

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While the top- and bottom-line numbers for Pathward (CASH) give a sense of how the business performed in the quarter ended June 2023, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Pathward (CASH) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

Pathward Financial, Inc. (NASDAQ:CASH ) Q3 2023 Earnings Conference Call July 26, 2023 5:00 PM ET Company Participants Darby Schoenfeld - Senior Vice President, Investor Relations Brett Pharr - Chief Executive Officer Glen Herrick - Executive Vice President and Chief Financial Officer Conference Call Participants Frank Schiraldi - Piper Sandler Michael Perito - KBW David Feaster - Raymond James Operator Ladies and gentlemen, thank you for standing by, and welcome to the Pathward Financial Third Quarter Fiscal Year 2023 Investor Conference Call. During the presentation, all participants will be in a listen-only mode.

Pathward Financial, Inc. (CASH) Q3 2023 Earnings Call Transcript

Pathward Financial (CASH) came out with quarterly earnings of $1.76 per share, beating the Zacks Consensus Estimate of $1.42 per share. This compares to earnings of $0.93 per share a year ago.

Pathward Financial (CASH) Beats Q3 Earnings Estimates

SIOUX FALLS, S.D.--(BUSINESS WIRE)--Pathward Financial, Inc. (“Pathward Financial” or the “Company”) (Nasdaq: CASH) reported net income of $45.1 million, or $1.68 per share, for the three months ended June 30, 2023, compared to net income of $22.4 million, or $0.76 per share, for the three months ended June 30, 2022. For the same period of the prior year, the Company recognized adjusted net income of $27.3 million, or $0.93 per share when excluding the impact of rebranding and separation expens.

Pathward Financial, Inc. Announces Results for 2023 Fiscal Third Quarter

Pathward (CASH) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Pathward Financial (CASH) Earnings Expected to Grow: Should You Buy?

Pathward (CASH) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.

Pathward Financial, Inc. (CASH) Hit a 52 Week High, Can the Run Continue?

SIOUX FALLS, S.D.--(BUSINESS WIRE)--Pathward Financial, Inc. (“Pathward Financial”, the “Company”) (Nasdaq: CASH) today announced it will release financial results for the third quarter of fiscal year 2023 on Wednesday, July 26, 2023, after market close. Pathward Financial also will host a conference call and earnings webcast with a corresponding presentation at 4:00 p.m. Central Standard Time (5:00 p.m. Eastern Standard Time) on the same day to discuss these results. The live webcast of the ca.

Pathward Financial, Inc. to Announce Third Quarter 2023 Earnings and Host Conference Call on July 26, 2023

DATE--(BUSINESS WIRE)---- $CASH #CASH--BODY.

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Pathward (CASH) launches the Pathward Line of Credit in partnership with Propel to provide credit solutions to the underserved population.

Pathward (CASH) Launches a Line of Credit for Underserved

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Rising deposit and loan balance, earnings strength and lower leverage make Pathward Financial (CASH) a lucrative investment pick.

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January 24, 2006--(BUSINESS WIRE)---- $CASH #CASH--SCOTTSDALE, AZ –Test Commerce, a leading provider of on-demand commerce and fulfillment solutions, announced today that it is managing e-commerce operations for SimoNOP's premier online store SimoNop.com, which features the best in fiction and non-fiction for consumers of all ages.  Test Commerce is hosting the shopping cart, managing fraud prevention screening, and processing orders for all SimoNOP print books, audiobooks and eBooks sold from the online store.

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DALLAS , May 17, 2023 /PRNewswire/ -- The Humane Society of the United States (HSUS) is a valued ACE Cash Express (ACE), a Populus Financial Group brand , charity partner. Last year, the Flare Account® Humane Society of the United States Debit Card1 and Porte's™ DoorToChange2 charitable giving program raised $75,372.

ACE Cash Express Teams Up with The Humane Society Raising Over $75,000 to End Suffering for All Animals

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ORIGINAL Esheet # 53398436 / 5077960c MULTIMEDIA LIBRARY AND UPLOADS

Pathward Financial (CASH) came out with quarterly earnings of $2.18 per share, beating the Zacks Consensus Estimate of $2.02 per share. This compares to earnings of $1.73 per share a year ago.

Pathward Financial (CASH) Tops Q2 Earnings and Revenue Estimates

Pathward Financial, Inc. (CASH) Q2 2023 Earnings Call Transcript.

Pathward Financial, Inc. (CASH) Q2 2023 Earnings Call Transcript

SIOUX FALLS, S.D.--(BUSINESS WIRE)--Pathward Financial, Inc. (“Pathward Financial” or the “Company”) (Nasdaq: CASH) reported net income of $54.8 million, or $1.99 per share, for the three months ended March 31, 2023, compared to net income of $49.3 million, or $1.66 per share, for the three months ended March 31, 2022. During the quarter, when adjusting for the adverse financial impacts related to legacy mobile solar transactions and a venture capital investment impairment expense, the Company.

Pathward Financial, Inc. Announces Results for 2023 Fiscal Second Quarter

Goalsetter's spending fintech platform is a new solution for advisors that helps families build generational wealth and achieve an Intelligent Financial Life NEW YORK , April 26, 2023 /PRNewswire/ -- Goalsetter, an award-winning family financial education-focused spending and savings platform, today announced that it is partnering with Envestnet, a leading provider of intelligent systems for wealth management and financial wellness, to provide financial advisors with the tools their clients need to help them reach their long-term goals for building generational wealth. With Envestnet, we are helping wealth managers evolve from individual advisors to family-focused financial partners.

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SIOUX FALLS, S.D.--(BUSINESS WIRE)--Pathward Financial, Inc. (“Pathward Financial”, the “Company”) (Nasdaq: CASH) today announced it will release financial results for the second quarter of fiscal year 2023 on Wednesday, April 26, 2023, after market close. Pathward Financial also will host a conference call and earnings webcast with a corresponding presentation at 4:00 p.m. Central Standard Time (5:00 p.m. Eastern Standard Time) on the same day to discuss these results.

Pathward Financial, Inc. to Announce Second Quarter 2023 Earnings and Host Conference Call on April 26, 2023

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SIOUX FALLS, S.D.--(BUSINESS WIRE)--Pathward Financial, Inc. ("Pathward Financial" or the “Company”) (Nasdaq: CASH) and its subsidiary Pathward®, N.A. ("Pathward"), an industry leading financial empowerment company, today announced that Christopher Perretta has been elected as an independent member of the Board of Directors, effective Feb. 28, 2023. Mr. Perretta will serve as a member of the Corporate Governance and Nominating Committee of the Pathward Financial and Pathward®, N.A.

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