
Cadence Bank (CADE) Stock Forecast & Price Target
Cadence Bank (CADE) Analyst Ratings
Bulls say
Cadence Bank has demonstrated a strong upward trajectory in loan growth, with a reported organic loan increase of $1.1 billion in the second quarter of 2025, translating to a 12.6% annualized growth rate. The bank has also enhanced its 2025 organic loan growth guidance to between 7% and 11%, reflecting confidence in its robust loan pipeline and diversified lending segments. Additionally, adjusted revenue projections for the year are expected to rise by 10-12%, bolstered by a combination of higher fees and effective management of core deposits, positioning Cadence Bank favorably within its competitive landscape.
Bears say
Cadence Bank's financial outlook is negatively impacted by a declining net interest margin (NIM), which fell 6 basis points to 3.40%, primarily due to $2 billion in securities purchases funded by FHLB term borrowings, thereby increasing the cost of funds. While net interest income (NII) was relatively stable at $379 million, it still underperformed against the consensus estimate of $378 million, highlighting underlying pressures on profitability. Additionally, the capital ratios exhibited deterioration, with the common equity tier 1 (CET1) ratio decreasing to 12.2% and the tangible common equity (TCE) ratio falling to 8.7%, reflecting potential concerns regarding the bank's financial stability in an adverse economic environment.
This aggregate rating is based on analysts' research of Cadence Bank and is not a guaranteed prediction by Public.com or investment advice.
Cadence Bank (CADE) Analyst Forecast & Price Prediction
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