
Cadence Bank (CADE) Stock Forecast & Price Target
Cadence Bank (CADE) Analyst Ratings
Bulls say
Cadence Bank reported strong financial results for the second quarter of 2025, with core net income reaching $137.5 million and an impressive organic loan growth of $1.1 billion, reflecting a robust annualized growth rate of 12.6%. The bank increased its full-year loan growth guidance to 12% from 8%, anticipating adjusted revenue growth of 10-12%, driven by higher fees and stable loan yields. Additionally, core deposits rose by $376 million quarter-over-quarter, further contributing to the bank's financial strength and improving the potential for net interest margin enhancement.
Bears say
Cadence Bank's net interest margin (NIM) has experienced a decline of 6 basis points to 3.40%, primarily due to a $2 billion increase in securities funded by term borrowings, which has adversely impacted profitability. Although net interest income (NII) after tax was reported at $379 million, this figure is only slightly in line with expectations, and the decreased NIM fell short of the consensus estimate of 3.47%. Furthermore, the company's capital ratios have weakened, with the Common Equity Tier 1 (CET1) ratio declining to 12.2% and the Tangible Common Equity (TCE) ratio dropping to 8.7%, signaling potential concerns regarding the bank's financial stability and future growth.
This aggregate rating is based on analysts' research of Cadence Bank and is not a guaranteed prediction by Public.com or investment advice.
Cadence Bank (CADE) Analyst Forecast & Price Prediction
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