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CACC
Volume: 59.16K

Credit Acceptance (CACC) Stock Forecast & Price Target

Credit Acceptance (CACC) Analyst Ratings

Based on 2 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Credit Acceptance is a consumer finance company that specializes in automobile loans and has a positive outlook for its stock. Their revenue sources primarily come from finance charges, reinsurance premiums, and other fees. While their valuation and originations have been weak in recent quarters, their deep subprime financing business model, the recent appointment of a new CEO, and improvements in their fundamentals suggest potential for positive growth and a possible increase in their target price. However, there are potential risks to this positive outlook, such as ongoing litigation, dealer concentration/attrition, and impact from macroeconomic factors. Overall, Credit Acceptance's defensive business model and potential recovery in volumes make it a favorable investment option.

Bears say

Credit Acceptance is experiencing decreasing earnings and provision due to weaker new originations and a decline in forecasted collections, which has been consistent for the past two years. The 2026 vintage has also been down 30 bps vs initial forecasts, and market share remains weak. With lower earnings and a decrease in forecasted collections, there is a high likelihood of lower returns and a continued decrease in market share for Credit Acceptance in the future.

Credit Acceptance (CACC) has been analyzed by 2 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Credit Acceptance and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Credit Acceptance (CACC) Forecast

Analysts have given Credit Acceptance (CACC) a Hold based on their latest research and market trends.

According to 2 analysts, Credit Acceptance (CACC) has a Hold consensus rating as of Sep 13, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $570, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $570, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Credit Acceptance (CACC)

Volume: 59.16K

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