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CACC
Volume: 55.97K

Credit Acceptance (CACC) Stock Forecast & Price Target

Credit Acceptance (CACC) Analyst Ratings

Based on 2 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Credit Acceptance is a company that specializes in subprime automobile loans and generates its revenue mainly from financing charges, premiums earned on reinsurance, and other fees. While there have been regulatory challenges in the past, recent developments including the withdrawal of the CFPB lawsuit and a cash settlement offer show the regulatory risk has diminished. The company's performance has been impacted by slower collections and higher competition, but with the CEO's focus on digital transformation and underlying trends showing signs of improvement, there may be potential for growth and a return to focusing on fundamentals.

Bears say

Credit Acceptance is seeing an increase in purchased loans and dealer loan spreads, but overall spreads for 2026 are declining, showing signs of potential risk. The company has also seen a decline in stock buybacks and has a high leverage ratio, indicating potential financial strain. The company's reliance on subprime borrowers may also lead to higher provisions for loan losses in the future, which could negatively impact earnings and cash flow.

Credit Acceptance (CACC) has been analyzed by 2 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Credit Acceptance and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Credit Acceptance (CACC) Forecast

Analysts have given Credit Acceptance (CACC) a Hold based on their latest research and market trends.

According to 2 analysts, Credit Acceptance (CACC) has a Hold consensus rating as of Jun 25, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $520, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $520, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Credit Acceptance (CACC)

Volume: 55.97K

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