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BWB
Volume: 152.91K

Bridgewater Bancshares (BWB) Stock Forecast & Price Target

Bridgewater Bancshares (BWB) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 33%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Bridgewater Bancshares Inc demonstrated robust financial growth, highlighted by an 11.5% annualized increase in core deposits and a 17.6% rise in non-interest-bearing (NIB) balances during the quarter. The company's net interest income (NII) reached $32.8 million, marking an 8% quarter-over-quarter increase, while its net interest margin (NIM) expanded by 11 basis points to 2.62%, both surpassing expectations. Additionally, the growth in affordable housing loans by 17% year-over-year underscores the company's strategic focus on expanding its lending portfolio aimed at commercial clients, which positions it favorably for future profitability.

Bears say

Bridgewater Bancshares Inc. faces a challenging environment due to a significant concentration of its loan portfolio in commercial real estate, which constitutes over one-third of its total loans, increasing the risk of outsized losses amid industry-specific downturns. The bank's net interest margin has been underperforming relative to its peers since the Federal Reserve began raising interest rates, reflecting potential vulnerabilities in its profitability model. Furthermore, declining noninterest income, which fell to $2.1 million, combined with a tangible common equity ratio of 6.8% significantly lower than the peer median of 9.1%, indicates financial strain and regulatory risks that could impact the company's revenue generation and overall financial health.

Bridgewater Bancshares (BWB) has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 33% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Bridgewater Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Bridgewater Bancshares (BWB) Forecast

Analysts have given Bridgewater Bancshares (BWB) a Buy based on their latest research and market trends.

According to 3 analysts, Bridgewater Bancshares (BWB) has a Buy consensus rating as of Jan 8, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $20.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $20.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Bridgewater Bancshares (BWB)

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