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BWB
Volume: 10

Bridgewater Bancshares (BWB) Stock Forecast & Price Target

Bridgewater Bancshares (BWB) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 33%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Bridgewater Bancshares Inc demonstrated robust financial performance with a core deposit growth of 11.5% annualized in the latest quarter and a notable annualized increase of 17.6% in non-interest-bearing balances, indicating strong client confidence and engagement. The company's net interest income (NII) rose to $32.8 million, marking an 8% quarter-over-quarter increase and exceeding forecasts, while the net interest margin (NIM) improved by 11 basis points to 2.62%, reflecting effective interest rate management. Additionally, Bridgewater's focus on affordable housing loans resulted in significant year-over-year growth of 17%, positioning the company well within its primary market of commercial clients in the Twin Cities Metropolitan Statistical Area.

Bears say

Bridgewater Bancshares's negative outlook is primarily attributed to its underperformance in net interest margins compared to peers following the Federal Reserve's interest rate hikes, which raises concerns about sustained profitability. Additionally, the bank's significant exposure to commercial real estate, which accounts for over one-third of its loan portfolio, poses considerable risk, particularly in the event of economic downturns or client financial deterioration, potentially leading to greater losses than its competitors. Furthermore, a decline in noninterest income to $2.1 million, coupled with a tangible common equity ratio of 6.8% that is substantially lower than the peer median of 9.1%, underscores the financial strain and regulatory challenges the company faces in maintaining its operational viability.

Bridgewater Bancshares (BWB) has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 33% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Bridgewater Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Bridgewater Bancshares (BWB) Forecast

Analysts have given Bridgewater Bancshares (BWB) a Buy based on their latest research and market trends.

According to 3 analysts, Bridgewater Bancshares (BWB) has a Buy consensus rating as of Jan 12, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $20.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $20.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Bridgewater Bancshares (BWB)

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