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BSRR
Volume: 106.08K

Sierra Bancorp (BSRR) Stock Forecast & Price Target

Sierra Bancorp (BSRR) Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 50%
Buy 0%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Sierra Bancorp has demonstrated consistent performance with net interest income (NII) reported at $32.4 million, aligning with previous quarters and slightly surpassing estimates, while also achieving a notable expansion in net interest margin (NIM) to 3.79%. The bank's strategic focus on loan growth is supported by an anticipated mid-single digit increase in loans for 2026, coupled with a commitment to enhancing commercial deposit growth, which will positively influence balance sheet expansion and NIM. Additionally, the improvement in average earning asset yield to 5.18%, driven mainly by a rise in loan yields, signifies a strengthening financial position and a favorable outlook for future profitability.

Bears say

Sierra Bancorp's financial outlook is negatively impacted by a decline in average earning asset yield, which decreased by 6 basis points to 5.12%, driven by a lower loan yield that fell 2 basis points to 5.34%. The company also experienced a significant decrease in end-of-period deposits, with a drop of $56 million (7.7% LQA), mainly attributed to lower non-interest-bearing (NIB) deposits and interest-bearing transaction deposits. Additionally, a projected efficiency ratio decline to 56.7% indicates challenges in managing operational costs effectively, particularly as the firm seeks to invest in talent and technology amid these revenue pressures.

Sierra Bancorp (BSRR) has been analyzed by 2 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 0% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Sierra Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Sierra Bancorp (BSRR) Forecast

Analysts have given Sierra Bancorp (BSRR) a Buy based on their latest research and market trends.

According to 2 analysts, Sierra Bancorp (BSRR) has a Buy consensus rating as of Feb 7, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $38.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $38.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Sierra Bancorp (BSRR)

Volume: 106.08K

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