
BOK Financial (BOKF) Stock Forecast & Price Target
BOK Financial (BOKF) Analyst Ratings
Bulls say
BOK Financial is attractive because it is delivering broad-based loan growth, with period-end loans up 3.4% Q/Q in 2Q26 and management lifting full-year loan guidance to over 10% after strong momentum across C&I, consumer, and mortgage finance. Credit quality remains a major support, with average net charge-offs only 11bp since 2013, zero provisions in 6 of the last 7 quarters, and no emerging credit risks, while capital and liquidity stay fortress-like at a 12.9% CET1 ratio and 68% loan-to-deposit ratio. The franchise also benefits from diversified fee income and newer growth engines, including mortgage warehouse reaching first-month profitability in June and $870M of loan commitments, giving the company multiple avenues to sustain earnings growth.
Bears say
BOK Financial is weighed down by a volatile, second-largest fee income business in brokerage and trading, where total trading revenues fell $9.7M quarter over quarter to $25.0M in 2Q and were down $5.5M year over year as interest rate swings reduced customer activity. Although 2Q26 core EPS of $2.59 and NII of $354.5M were solid, core fee income missed expectations, with customer-related fees down $7.8M to $202M and management trimming the 2026 fee and commission outlook to the lower half of $820M to $845M. Even with loan growth of $896M, margin pressure, lower mortgage origination activity, and risks tied to asset quality, oil and gas, and healthcare leave the fundamental outlook cautious.
This aggregate rating is based on analysts' research of BOK Financial and is not a guaranteed prediction by Public.com or investment advice.
BOK Financial (BOKF) Analyst Forecast & Price Prediction
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