Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Research and development

Sales and marketing

General and administrative

Depreciation and amortization of intangible assets

Restructuring

Provision for expected credit losses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Bill.com

Bill.com Holdings, Inc. engages in the provision of cloud-based software solutions. The firm simplifies, digitizes, and automates complex back-office financial operations for small and midsize businesses. Its software helps customers generate and process invoices, streamline approvals, send and receive payments, sync with their accounting systems and manage their cash. The company was founded by Rene Lacertea in April 2006 and is headquartered in San Jose, CA.

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Earnings data Q1 2025

Earnings data Q2 2025

BILL reports robust Q1 growth and focuses on SMBs

BILL's Q1 2023 performance reflects strong revenue growth and a focus on serving SMBs amidst macroeconomic challenges. The company's platform offers automation, visibility, and multiple payment choices, while also demonstrating reliability during recent banking crises. Challenges include softer spend trends and caution regarding TPV declines, but early signs of stabilization are evident.

Bill.com reports robust Q2 earnings, eyes SMB resilience and growth

Bill.com's Q2 2023 earnings call highlighted strong financial performance, a focus on SMBs, and strategic initiatives to drive growth. The company faces challenges from moderating SMB expenses but sees opportunities in new product innovations and revenue growth strategies.

Bill.com reports robust Q3 results, eyes innovation for SMBs

Bill.com delivered strong financial performance in Q3 2023, showcasing revenue growth, net income, and customer engagement.
While facing challenges like TPV decline and changing business behaviors, the company is optimistic about future opportunities.
By emphasizing innovation, network growth, and customer satisfaction, Bill.com aims to continue its success in simplifying financial operations for SMBs.

Bill.com achieves $1B revenue milestone, eyes growth opportunities

Bill.com delivered strong financial performance in Q4 2023, achieving significant revenue growth and profitability milestones.
The company's focus on expanding partnerships, offering choice, and driving adoption of payment solutions positions it well for future growth.
Challenges include expected declines in TPV per customer and revenue guidance impacted by macroeconomic factors, but opportunities exist in Divvy growth and new initiatives.

Bill.com exceeds $300M revenue milestone, faces macroeconomic challenges

Bill.com's Q1 2024 performance reflects strong revenue growth and increased net income, driven by customer additions and total payment volume expansion.
Challenges stemming from macro pressures and customer behavior trends require strategic adjustments in credit standards and payment choices.
Opportunities lie in enhancing customer offerings, driving engagement through modular pricing, and managing credit risks for sustained growth.

Bill.com reports strong Q2 performance and strategic growth initiatives

Bill.com delivered strong Q2 performance with notable revenue and net income growth, serving a growing customer base and adding new customers.
While facing challenges such as organizational changes and external partnership impacts, the company's strategic strengths and opportunities position it well for future growth.
By focusing on expanding its ecosystem, driving automation initiatives, and reinvesting in growth, Bill.com aims to capitalize on market opportunities and enhance operational efficiency.
Effective management of challenges and strategic alignment with opportunities will be crucial for Bill.com to sustain its growth trajectory and capitalize on its strengths.

Bill.com reports robust Q3 performance, faces challenges and growth opportunities

Bill.com (BILL) delivered strong Q3 financial results, emphasizing revenue and non-GAAP operating income growth.
Challenges include managing customer adds, addressing muted growth in key variables, and navigating seasonal effects.
Opportunities for growth include accelerating customer adds, monetizing integrated platform capabilities, and enhancing product innovation.

Bill.com reports solid Q4 earnings, eyes growth opportunities ahead

Bill.com's Q4 2024 earnings call showcased strong financial results, operational resilience, and a customer-centric approach. The company's performance in adapting to economic challenges, driving revenue growth, and emphasizing SMB service highlights its strategic focus and potential for future growth. Analyst inquiries into growth strategies, profitability balance, and market dynamics underscore the company's position in navigating complexities and pursuing opportunities.

Bill.com posts strong Q1 results, eyes international expansion opportunities

Bill.com (BILL) delivered robust financial results in Q1 2025, driven by revenue growth and operational efficiency. While facing questions on key metrics and investment impact, the company remains focused on customer success, innovation, and strategic growth.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Bill Holdings, Inc. engages in the provision of cloud-based software solutions. The firm simplifies, digitizes, and automates complex back-office financial operations for small and midsize businesses. Its software helps customers generate and process invoices, streamline approvals, send and receive payments, sync with their accounting systems and manage their cash. The company was founded by Rene Lacertea in April 2006 and is headquartered in San Jose, CA.

Asana

CrowdStrike

Datadog

MongoDB

Cloudflare

Shopify

Snowflake

Atlassian

Zscaler

In the analysis below, we give a brief overview of our universe of cloud stocks and discuss key metrics that investors should be aware of heading into Q3 earnings. Looking forward, Bill.com (BILL) and Snowflake are expected to be the fastest-growing cloud stocks in our universe.

Cloud Q3 2021 Earnings Overview

Analysts bumped up price targets on Bill.com Holdings (NYSE: BILL) following upbeat Q1 FY22 results. Canaccord analyst Joseph Vafi raised the price target to $366 from $284, implying 24.5% upside, and reiterated a Buy.

Bill.com Shares Soar As Analysts Bump Up Price Targets

Bill.com stock spiked higher after the provider of cloud-based financial software for small businesses posted better-than-expected results.

Bill.com Stock Surges on Strong Results. More Small Businesses Are Going Digital.

Bill.com (BILL) delivered earnings and revenue surprises of 28.57% and 12.33%, respectively, for the quarter ended September 2021. Do the numbers hold clues to what lies ahead for the stock?

Bill.com (BILL) Reports Q1 Loss, Tops Revenue Estimates

Bill.com Holdings, Inc. (BILL) CEO Rene Lacerte on Q1 2022 Results - Earnings Call Transcript

Shares of Bill.com Holdings Inc. were up nearly 15% in after-hours trading Thursday after the software company posted better-than-expected results for its latest quarter and offered an upbeat forecast.

Earnings Results: Bill.com stock shoots higher after earnings, forecast top expectations

SAN JOSE, Calif.--(BUSINESS WIRE)--Bill.com Reports First Quarter Fiscal 2022 Financial Results

Bill.com Reports First Quarter Fiscal 2022 Financial Results

Marqeta

Marqeta Inc. MQ, +13.51% said Wednesday that it has struck a new partnership with Bill.com Holdings Inc. BILL, -4.74% through which Marqeta will provide card-issuing technology that can be used by Bill.com's financial-institution partners. Marqeta's technology will “power new innovative commercial card products for Bill.com's financial institution customers,” the company said in a release.

Marqeta stock gains after company lands Bill.com partnership

OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta (NASDAQ: MQ), the global modern card issuing platform, announced today that the company is partnering with Bill.com (NYSE: BILL), a leading provider of cloud-based software that simplifies, digitizes, and automates complex, back-office financial operations for small and midsize businesses (SMBs), to power new innovative commercial card products for Bill.com's financial institution customers. Marqeta supports some of the world's leading innovators at sca

Marqeta and Bill.com Partner to Power New Commercial Card Programs for Financial Institution Customers

Intuit

While broad stock market growth is set to slow in 2022, a small-business resurgence could power Bill.com and Intuit higher.

2 Unstoppable Stocks Set to Outgrow the Market (Again) in 2022

SAN JOSE, Calif.--(BUSINESS WIRE)--Bill.com to Report First Quarter Fiscal 2022 Financial Results on November 4, 2021

Bill.com to Report First Quarter Fiscal 2022 Financial Results on November 4, 2021

Fastly

Ping Identity Holding Corp

Texas Instruments

Upstart Holdings

SPDR S&P Semiconductor ETF

From semiconductors to lending solutions, these tech stocks have strong momentum that could help them outperform the broader market. The post 7 Best Tech Stocks to Buy in October appeared first on InvestorPlace.

7 Best Tech Stocks to Buy in October

Bill.com has seen their stock rise over 9x since reaching a low point during the pandemic of just over $30. The company reported a very strong FQ4 and provided FY22 guidance above expectations.

Bill.com: Bullish Business Model, But Hesitant On The Stock

nCino, Inc.

A workforce that has been predominantly homebound for the last year and a half has led to a surge in online communications and the necessity for cloud computing and all of its applications. It has become such a booming field that major companies are finding difficulty hiring the number of engineers necessary to keep up [.

COVID Has Led to Slim Cloud Computing Pool

Booking Hlds

DraftKings

NVIDIA

Palantir Technologies

ZoomInfo Technologies

Despite solid underlying prospects, a market downturn could send these 10 hyper-growth stocks to much lower prices. The post 10 Hyper-Growth Stocks to Be Careful of as We Near a Correction appeared first on InvestorPlace.

10 Hyper-Growth Stocks to Be Careful of as We Near a Correction

SAN JOSE, Calif.--(BUSINESS WIRE)--Former GoDaddy CEO Scott Wagner Joins Bill.com Board of Directors

Former GoDaddy CEO Scott Wagner Joins Bill.com Board of Directors

SAN JOSE, Calif.--(BUSINESS WIRE)--Bill.com Announces Closing of $575.0 Million of 0% Convertible Senior Notes, Including Full Exercise of Initial Purchasers' $75.0 Million Option

Bill.com Announces Closing of $575.0 Million of 0% Convertible Senior Notes due 2027, Including Full Exercise of Initial Purchasers' $75.0 Million Option to Purchase Additional Notes

SAN JOSE, Calif.--(BUSINESS WIRE)--Bill.com Announces Closing of $1.38 Billion of Common Stock, Including Full Exercise of Underwriters' $180.0 Million Option

Bill.com Announces Closing of $1.38 Billion of Common Stock, Including Full Exercise of Underwriters' $180.0 Million Option to Purchase Additional Shares

Bill.com Holdings (NYSE: BILL) priced 4.4 million shares at $272 per share to raise $1.2 billion in an upsized secondary public offering. The offer price implies a 0.8% discount to Bill.com's September 21 closing price of $274.14.

Bill.com Raises $1.7B Via Upsized Equity, Debt Offerings

SAN JOSE, Calif.--(BUSINESS WIRE)--Bill.com Announces Pricing of Offering of $500.0 Million of 0% Convertible Senior Notes due 2027

Bill.com Announces Pricing of Offering of $500.0 Million of 0% Convertible Senior Notes Due 2027

SAN JOSE, Calif.--(BUSINESS WIRE)--Bill.com Announces Pricing of Upsized Offering of $1.2 Billion of Common Stock

Bill.com Announces Pricing of Upsized Offering of $1.2 Billion of Common Stock

Bill.com Holdings (NYSE: BILL) plans to sell $1.0 billion shares of common stock in a secondary public offering.  The underwriters would get a 30-day option to purchase additional shares up to $150.0 million.

Bill.com Proposes To Raise $1.5B Via Equity, Debt Offerings

Bill.com Holdings, Inc. (NYSE: BILL) shares are trading lower after the company announced it will offer $1 billion of common stock. Bill.com intends to use the net proceeds of the offering for general corporate purposes, which may include working capital, capital expenditures and potential acquisitions and strategic transactions.

Why Bill.com Shares Are Trading Lower Today

Shares of Bill.com Holdings Inc. BILL, -3.55% dropped 5.6% in premarket trading Tuesday, after the provider of software aimed at simplifying back-office operations announced the offering of $1 billion worth of common stock to the public and $500 million in convertible debt to qualified institutional investors. The debt, which are senior notes due 2027, can be converted into common stock, cash or a combination of both, at the election of the company.

Bill.com stock drops after $1 billion stock and $500 million convertible debt offerings

SAN JOSE, Calif.--(BUSINESS WIRE)--Bill.com to Offer $500.0 Million of Convertible Senior Notes due 2027

News for Bill.com Stock (BILL)