
BHRB Stock Forecast & Price Target
BHRB Analyst Ratings
Bulls say
Burke & Herbert Financial Services Corp has demonstrated strong performance through core net interest margin (NIM) expansion and cost savings that exceeded expectations, indicating effective operational management. Despite a 32% increase in non-performing assets (NPAs), the company has maintained its allowance for credit losses (ACL) at 1.20%, reflecting confidence in the underlying credit quality and potential for loan growth without significant loss projections. The anticipated earnings per share (EPS) growth of 9% in 2025 and 11% in 2026, along with low credit costs amid favorable credit trends, further underscore a solid outlook for the company, positioning it for continued financial strength.
Bears say
Burke & Herbert Financial Services Corp has recently experienced a significant decline in loans, contracting by 4.0% quarter-over-quarter, which was notably below consensus expectations of a 4.5% increase. Additionally, the company's net interest margin (NIM) has shown a downward trend, decreasing to 4.16% with a core NIM decline of 6 basis points to 3.60%, highlighting pressure on profitability. Furthermore, the balance sheet reflects troubling signs, with end-of-period loans shrinking by 6% compared to an anticipated 3%, and deposits plummeting by 9.2% due to substantial brokered runoff, indicating challenges in maintaining liquidity and growth.
This aggregate rating is based on analysts' research of Burke & Herbert Financial Services Corp and is not a guaranteed prediction by Public.com or investment advice.
BHRB Analyst Forecast & Price Prediction
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