BankFinancial

BankFinancial Corp. operates as a bank holding company. The firm’s products include checking and savings account, debit and credit cards, cash management, deposits, loans, online banking and payment, automated teller machines, safe deposit boxes, wealth management and insurance services. The company was founded in 2004 and is headquartered in Burr Ridge, IL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

BankFinancial targets growth in commercial finance amid expense management

BankFinancial plans for growth in 2023 with a focus on commercial finance.
Efforts to maintain profitability, manage expenses, and optimize asset yield performance.
Challenges include higher reserves and lower prepayment rates in real estate portfolios.
Opportunities lie in funding strategies, margin expansion, and dividend policy reviews.

BankFinancial Q1 2023: Stable performance amidst deposit challenges and growth focus

BankFinancial Corporation navigated challenges in deposit management and loan growth impacted by yield curve dynamics. The focus remains on stable profitability, managing expenses, and addressing non-performing loans for future growth.

BankFinancial addresses challenges, focuses on growth opportunities amidst credit concerns

BankFinancial navigates challenges in government and commercial equipment finance while focusing on customer service and competitive positioning.
The company's robust approach to credit challenges, margin growth, and customer retention underpins its strategic resilience.
Opportunities in loan growth, personalized customer approaches, and competitive pricing position BankFinancial for future growth.
Despite challenges, BankFinancial aims to maintain stability, address concerns, and capitalize on opportunities for sustained performance.

BankFinancial reports stable Q3 performance, eyes growth opportunities ahead

BankFinancial Corporation's Q3 2023 earnings call highlighted stable performance, competitive strengths in deposit portfolio, and challenges in managing credit perspectives and funding pressures. The company aims to capitalize on opportunities in optimizing cash flows, enhancing loan growth, and improving return on assets and equity.

BankFinancial Corp. focuses on commercial finance growth and stability

BankFinancial Corp. is strategically shifting towards commercial finance, with a focus on stable credit quality and improving performance metrics.
Strong performance in Equipment Finance and Trust Department growth present revenue growth opportunities for the company in 2024.
Challenges include lower draw activity, efficiency ratio targets, and the need for clear communication on future growth plans.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

BFIN could see an expansion of net interest margin if interest rates were to rise. BFIN has $500 million in dry powder for lending or investing.

BankFinancial: Well-Positioned For A Rising Rate Environment

BankFinancial Corporation (BFIN) CEO F. Morgan Gasior on Q3 2021 Results - Earnings Call Transcript

BankFinancial (BFIN) delivered earnings and revenue surprises of -7.69% and -0.53%, respectively, for the quarter ended September 2021. Do the numbers hold clues to what lies ahead for the stock?

BankFinancial (BFIN) Lags Q3 Earnings and Revenue Estimates

BURR RIDGE, Ill., Oct. 29, 2021 (GLOBE NEWSWIRE) -- BankFinancial Corporation (Nasdaq – BFIN) (the “BankFinancial”) filed its Quarterly Report on Form 10-Q for the quarter ended September 30, 2021 and a Quarterly Financial and Statistical Supplement in Form 8-K with the U.S. Securities and Exchange Commission (the “SEC”) today.

BankFinancial Corporation Reports Financial Results for the Third Quarter 2021 and Will Host Conference Call and Webcast on Monday, November 1, 2021

BankFinancial (BFIN) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

BankFinancial (BFIN) Q3 Earnings Preview: What's in the Cards?

BankFinancial Corporation (BFIN) CEO F. Morgan Gasior on Q2 2021 Results - Earnings Call Transcript

BankFinancial (BFIN) delivered earnings and revenue surprises of 8.33% and -0.81%, respectively, for the quarter ended June 2021. Do the numbers hold clues to what lies ahead for the stock?

BankFinancial (BFIN) Surpasses Q2 Earnings Estimates

BURR RIDGE, Ill., July 30, 2021 (GLOBE NEWSWIRE) -- BankFinancial Corporation (Nasdaq – BFIN) (the “BankFinancial”) filed its Quarterly Report on Form 10-Q for the quarter ended June 30, 2021, and a Quarterly Financial and Statistical Supplement in Form 8-K with the U.S. Securities and Exchange Commission (the “SEC”) today.

BankFinancial Corporation Reports Financial Results for the Second Quarter 2021 and Will Host Conference Call and Webcast on Monday, August 2, 2021

BURR RIDGE, Ill., July 02, 2021 (GLOBE NEWSWIRE) -- Bank Financial NA, the national banking association subsidiary of BankFinancial Corporation (Nasdaq - BFIN) announced today the expansion of its Commercial Finance Division and the appointments of Carol Bader Apicella as Senior Vice President – Government Finance, and Lindsay Gordon as Senior Vice President - Commercial Finance.

BankFinancial Announces National Expansion of its Commercial Finance Division

BankFinancial (BFIN) announces an increase in its share repurchase authorization by 900,000 shares.

BankFinancial (BFIN) Up 5.4% as it Expands Buyback Authorization

BURR RIDGE, Ill., June 24, 2021 (GLOBE NEWSWIRE) -- The Board of Directors of BankFinancial Corporation (the "Company") increased the total number of shares currently authorized for repurchase under the Share Repurchase Program by 900,000 shares. As of June 24, 2021, a total of 99,661 shares remained authorized for purchase pursuant to the previous share repurchase authorization. Therefore, as of June 24, 2021, the total number of shares authorized for repurchase is 999,661. The share repurchase authorization remains in effect through November 15, 2021.

BankFinancial Corporation Expands Share Repurchase Program

BankFinancial Corporation (BFIN) CEO F. Morgan Gasior on Q1 2021 Results - Earnings Call Transcript

BankFinancial (BFIN) delivered earnings and revenue surprises of -23.08% and -4.53%, respectively, for the quarter ended March 2021. Do the numbers hold clues to what lies ahead for the stock?

BankFinancial (BFIN) Lags Q1 Earnings and Revenue Estimates

Shares of BankFinancial (NASDAQ:BFIN) were unchanged after the company reported Q1 results. Quarterly Results Earnings per share fell 37.50% year over year to $0.10, which missed the estimate of $0.14.

BankFinancial: Q1 Earnings Insights

BURR RIDGE, Ill., April 19, 2021 (GLOBE NEWSWIRE) -- BankFinancial Corporation (Nasdaq – BFIN) (the “Company”) reported net income for the three months ended March 31, 2021 of $1.5 million, or $0.10 per common share, compared to net income of $2.4 million, or $0.16 per common share, for the three months ended March 31, 2020.  At March 31, 2021, BankFinancial had total assets of $1.620 billion, total loans of $1.029 billion, total deposits of $1.422 billion and stockholders' equity of $171 million.

BankFinancial Corporation Reports Financial Results for the First Quarter 2021 and Will Host Conference Call and Webcast on Wednesday, April 21, 2021

BURR RIDGE, Ill., April 14, 2021 (GLOBE NEWSWIRE) -- BankFinancial Corporation (Nasdaq GS: BFIN), the parent company of BankFinancial, NA, announced today the completion of its private placement of $20.0 million of its 3.75% Fixed-to-Floating Rate Subordinated Notes (the “Notes”) to certain qualified institutional buyers and accredited institutional investors.

BankFinancial Corporation Announces Completion of $20.0 Million Subordinated Notes Offering

Earnings Preview: BankFinancial (BFIN) Q1 Earnings Expected to Decline

BankFinancial (BFIN) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

All You Need to Know About BankFinancial (BFIN) Rating Upgrade to Buy

BankFinancial Corp. (BFIN) CEO F. Morgan Gasior on Q4 2020 Results - Earnings Call Transcript

BankFinancial (BFIN) delivered earnings and revenue surprises of 13.33% and 1.84%, respectively, for the quarter ended December 2020. Do the numbers hold clues to what lies ahead for the stock?

BankFinancial (BFIN) Tops Q4 Earnings and Revenue Estimates

BURR RIDGE, Ill., Feb. 01, 2021 (GLOBE NEWSWIRE) -- BankFinancial Corporation (Nasdaq – BFIN) (the “Company”) announced today that the Company recorded net income of $9.2 million for the year ended December 31, 2020 and basic and diluted earnings per common share of $0.61 for the year ended December 31, 2020.

BankFinancial Corporation Reports Financial Results for 2020 and Will Host Conference Call and Webcast on Wednesday, February 3, 2021

BankFinancial (BFIN) delivered earnings and revenue surprises of 0.00% and -4.21%, respectively, for the quarter ended September 2020. Do the numbers hold clues to what lies ahead for the stock?

BankFinancial (BFIN) Matches Q3 Earnings Estimates

BURR RIDGE, Ill., Oct. 28, 2020 (GLOBE NEWSWIRE) -- BankFinancial Corporation (Nasdaq – BFIN) (“BankFinancial” ) filed its Quarterly Report on Form 10-Q for the quarter ended September 30, 2020 and a Quarterly Financial and Statistical Supplement on Form 8-K with the U.S. Securities and Exchange Commission (the “SEC”) today.

BankFinancial Corporation Reports Financial Results for the Third Quarter 2020 and Will Host Conference Call and Webcast on Friday, October 30, 2020

BankFinancial (BFIN) delivered earnings and revenue surprises of 128.57% and -4.67%, respectively, for the quarter ended June 2020. Do the numbers hold clues to what lies ahead for the stock?

BankFinancial (BFIN) Beats Q2 Earnings Estimates

BURR RIDGE, Ill., July  29, 2020  (GLOBE NEWSWIRE) -- BankFinancial Corporation (Nasdaq – BFIN) (“BankFinancial”) filed its Quarterly Report on Form 10-Q for the quarter ended June 30, 2020 and a Quarterly Financial and Statistical Supplement on Form 8-K with the U.S. Securities and Exchange Commission (the “SEC”) today.

News for BankFinancial Stock (BFIN)