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BFH

BFH Stock Forecast & Price Target

BFH Analyst Ratings

Based on 12 analyst ratings
Buy
Strong Buy 33%
Buy 17%
Hold 42%
Sell 8%
Strong Sell 0%

Bulls say

Bread Financial Holdings is well positioned for growth and profitability due to its diverse portfolio of leading retail partners, strong credit sales growth, and wholesale funding profile. The company's management has successfully reduced leverage, optimized capital, and simplified operations to drive profitability and improve efficiency. With the potential for continued improvement in key metrics, as well as a focus on ethical lending and responsible practices, Bread Financial has the potential to maintain its strong position in the market and continue to drive value for its shareholders.

Bears say

Bread Financial Holdings is facing near-term challenges in demonstrating stability in credit, with a potential for higher credit costs in the future. While the company is forecasting sustainable high-single-digit percentage growth and attractive returns, its valuation may not significantly improve until it begins to successfully execute on its potential growth story. However, with conservative and prudent reserve levels and a strong allowance, there is potential for accelerated credit sales and loan growth in the near future with a potential for EPS growth and ROTCE expansion in the medium term.

BFH has been analyzed by 12 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 17% recommend Buy, 42% suggest Holding, 8% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Bread Financial Holdings Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Bread Financial Holdings Inc (BFH) Forecast

Analysts have given BFH a Buy based on their latest research and market trends.

According to 12 analysts, BFH has a Buy consensus rating as of Jul 16, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $104.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $104.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Bread Financial Holdings Inc (BFH)


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