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BCAL
Volume: 140.99K

BCAL Stock Forecast & Price Target

BCAL Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 33%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

California BanCorp's financial metrics indicate a strong outlook, highlighted by a meaningful improvement in credit quality, as classified loans decreased by 27% quarter-over-quarter. Additionally, the company anticipates a potential increase in deposit growth starting in the fourth quarter and extending into 2026, aligning with anticipated loan growth. Furthermore, the core net interest margin (NIM) has expanded slightly to 4.04%, reflecting enhanced operational efficiency and profitability.

Bears say

California BanCorp has experienced a decline in total loan yields, decreasing by 3 basis points to 6.58%, signaling potential challenges in generating interest income. The company's held-for-investment (HFI) loans dropped significantly by $77.2 million, representing a 10.1% quarter-over-quarter decrease, which fell short of expectations for growth. Additionally, the reduction in the loan balance, coupled with a lower-than-expected balance sheet, resulted in a net interest income of $41.4 million, underscoring ongoing pressures on profitability.

BCAL has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 33% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Southern California Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Southern California Bancorp (BCAL) Forecast

Analysts have given BCAL a Buy based on their latest research and market trends.

According to 3 analysts, BCAL has a Buy consensus rating as of Jan 1, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $20, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $20, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Southern California Bancorp (BCAL)

Volume: 140.99K

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