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BCAL
Volume: 182.41K

BCAL Stock Forecast & Price Target

BCAL Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 33%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

California BanCorp demonstrates a positive outlook as it has achieved a notable improvement in credit metrics, with classified loans decreasing by 27% quarter-over-quarter. The strength of their commercial banking segment is further underscored by an expansion in core net interest margin, which rose by 1 basis point to 4.04%. Additionally, the anticipated growth in deposits, aligned with loan growth projected for the fourth quarter and into 2026, suggests a robust operational trajectory for the bank.

Bears say

California BanCorp's stock outlook is negatively impacted by a notable decline in loan yields, which decreased by 3 basis points to 6.58%, signaling potential challenges in revenue generation. Additionally, the bank experienced a significant reduction in held-for-investment (HFI) loans, which decreased by $77.2 million, or 10.1% on a linked-quarter annualized basis, falling short of the anticipated growth of 2%. This combination of margin miss and reduced balance sheet size contributed to a top-line net interest income (NII) of only $41.4 million, underscoring the financial pressures facing the bank.

BCAL has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 33% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Southern California Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Southern California Bancorp (BCAL) Forecast

Analysts have given BCAL a Buy based on their latest research and market trends.

According to 3 analysts, BCAL has a Buy consensus rating as of Jan 8, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $20, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $20, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Southern California Bancorp (BCAL)

Volume: 182.41K

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