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BCAL
Volume: 284.51K

BCAL Stock Forecast & Price Target

BCAL Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 33%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

California BanCorp has shown a significant improvement in its credit metrics, with classified loans decreasing by 27% quarter-over-quarter, indicating enhanced asset quality. The bank is anticipating a recovery in deposit growth beginning in the fourth quarter of 2023 and extending into 2026, aligning with projected loan growth. Additionally, the core net interest margin (NIM) has expanded marginally by one basis point to 4.04%, reflecting effective management of interest income relative to interest expenses.

Bears say

California BanCorp faces a negative outlook primarily due to a significant decline in held-for-investment (HFI) loans, which decreased by $77.2 million, or 10.1% quarter-over-quarter, falling short of expectations for growth. Additionally, the bank reported a decrease in total loan yields by 3 basis points, resulting in a yield of 6.58%, which highlights a trend of margin compression. This, coupled with a smaller-than-anticipated balance sheet, has resulted in a subpar top-line net interest income of $41.4 million, contributing to the unfavorable financial metrics and outlook for the company.

BCAL has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 33% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Southern California Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Southern California Bancorp (BCAL) Forecast

Analysts have given BCAL a Buy based on their latest research and market trends.

According to 3 analysts, BCAL has a Buy consensus rating as of Feb 7, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $20.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $20.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Southern California Bancorp (BCAL)

Volume: 284.51K

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