Revenue segments as reported by the company.

Net interest income

Noninterest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

Noninterest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Bank of America

Merrill Lynch Wealth Management is a wealth management division of Bank of America. The firm is headquartered in New York City, and occupies the entire 34 stories of 250 Vesey Street, part of the Brookfield Place complex, in Manhattan. Merrill Lynch employs over 15,000 financial advisors and manages $2.2 trillion in client assets.

Merrill Lynch

U.S. Trust is a private bank serving the needs of high net worth and ultra high net worth individuals and families by providing investment management, financial and succession planning, philanthropic and specialty asset management, family office services, custom credit solutions, financial administration and family trust stewardship.

U.S. Tust

Bank of America Corp. is a bank and financial holding company, which engages in the provision of banking and nonbank financial services. It operates through the following segments: Consumer Banking, Global Wealth and Investment Management (GWIM), Global Banking, Global Markets, and All Other. The Consumer Banking segment offers credit, banking, and investment products and services to consumers and small businesses. The GWIM segment offers solutions to meet clients’ needs through a full set of investment management, brokerage, banking, and retirement products. The Global Banking segment deals with lending-related products and services, integrated working capital management and treasury solutions to clients, and underwriting and advisory services. The Global Markets segment includes sales and trading services, as well as research, to institutional clients across fixed-income, credit, currency, commodity, and equity businesses. The All Other segment consists of asset and liability management activities, equity investments, non-core mortgage loans and servicing activities, the net impact of periodic revisions to the mortgage servicing rights (MSR) valuation model for both core and non-core MSRs, other liquidating businesses, residual expense allocations and other. The company was founded by Amadeo Peter Giannini in 1904 and is headquartered in Charlotte, NC.

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Bank of America posts robust Q4 earnings amidst growth opportunities

Bank of America's Q4 2022 performance reflects strength in earnings, asset quality, and revenue growth, supported by a focus on cost control and operational efficiency.
While facing challenges related to interest rates and regulatory changes, the bank is well-positioned to capitalize on opportunities in consumer and wealth management businesses.
Strategic initiatives to balance earnings, capital, and liquidity, alongside a commitment to prudent risk management, position Bank of America for sustainable growth and value creation.

Bank of America posts strong Q1 results, eyes growth opportunities

Bank of America delivered a robust Q1 performance with notable revenue and EPS growth, underpinned by strong asset quality and capital strength.
While facing challenges in managing expenses and deposit trends, the bank's focus on digital adoption and operational efficiency positions it for future growth.
Opportunities lie in optimizing net interest income, capitalizing on market disruptions, and leveraging AI for enhanced customer service and operational excellence.
Overall, Bank of America's strategic focus on growth, credit quality, and operational efficiency sets a solid foundation for sustained performance and shareholder value.

Bank of America posts record earnings, focuses on digital growth

Bank of America's strong financial performance, efficient expense management, and digital progress drove exceptional results.
While challenges like potential capital requirement increases exist, opportunities in technology and operational efficiency pave the way for future growth.
The bank's focus on stability, profitability, and organic growth positions it well for continued success in the market.
Overall, Bank of America's Q2 2023 earnings call reflects a solid foundation for sustained performance and innovation.

Bank of America posts strong Q3 earnings, eyes growth opportunities

Bank of America delivered a strong quarter with improved financials and segment performance, focusing on expense discipline and efficiency.
Despite challenges in operating leverage and potential Basel III impacts, the bank remains well-positioned with excess capital and strong customer engagement.
Opportunities lie in stabilizing deposit trends, capitalizing on Investment Banking growth, and aligning deposit strategies with loan growth.
Overall, Bank of America's performance reflects resilience and strategic positioning for future growth and profitability.

Bank of America posts solid Q4 results, eyes AI growth

Bank of America's Q4 2023 showcased strong performance in key segments, with a focus on expense discipline and credit quality metrics. The bank outlined strategies for future growth, emphasizing AI investments, capital allocation, and managing commercial credit performance effectively.

Bank of America reports strong Q1 earnings and eyes growth

Bank of America delivered strong Q1 2024 earnings, driven by robust performance across its business segments, including Investment Banking, Sales and Trading, and Global Markets.
The company's focus on operational excellence, digitization, and cost savings has resulted in improved efficiency and a strong balance sheet, with opportunities for further growth.
While challenges exist in expense management and asset balancing, Bank of America is well-prepared to navigate these hurdles and capitalize on opportunities for revenue and profitability.
Overall, Bank of America's strategic focus on customer relationships, expense control, and balance sheet strength positions it well for continued success and growth in the future.

Bank of America reports strong Q3 earnings and digital growth

Bank of America's Q3 2024 earnings call showcased robust financial performance, driven by revenue growth, net income, and strategic investments in key business areas.
The bank's emphasis on digital innovation, organic growth, and shareholder value creation underlines its competitive strengths and long-term sustainability.
While facing challenges such as anticipated rate cuts and regulatory complexities, Bank of America remains well-positioned to capitalize on growth opportunities and navigate industry dynamics effectively.
By focusing on responsible growth, operational efficiency, and customer-centric strategies, Bank of America continues to demonstrate resilience and strategic foresight in a dynamic market environment.

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Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Amazon

Johnson & Johnson

Three plain-as-day bargains are hiding in plain sight among Berkshire Hathaway's roughly four dozen holdings.

3 Warren Buffett Stocks to Buy Hand Over Fist in February

Apple

American Express

Chevron

Jefferies Financial Group Inc

Coca-Cola

Louisiana-Pacific

Occidental Petroleum

Paramount Global

Snowflake

SPDR S&P 500 ETF Trust

StoneCo

Taiwan Semiconductor Manufacturing

Berkshire Hathaway is the ultimate Warren Buffett stock. It is near an entry but is it a good buy?

The Ultimate Warren Buffett Stock Is Near A Buy Point, But Should You Buy It?

Alcoa

Amgen

Blackstone Group

Coca-Cola European Partners plc

Comcast

Delta Air Lines

Emerson Electric

Glencore PLC

Medtronic

Madison Square Garden Sports

Orange

PNC Financial Services

Porsche Automobil Holding SE

Prudential Financial

Repsol SA

Roche Holding AG

Raytheon Technologies

Sysco

Two Barron's Annual Roundtable, plus one Bloomberg Intelligence articles published late-January listed 99 intriguing stocks for 2023; 77 were unduplicated US publicly-listed companies, of which, 56 paid-dividends. Barron's two roundtable discussions January 20 and 27 split 49 picks from 9 panelists in half, whereas Bloomberg detailed all 50 in their January 16 BusinessWeek edition.

Barron's And Bloomberg 2023 Ideal Dividend Stocks Of The Year

MercadoLibre

Realty Income Corp

Here are the stocks I'm most confident will be worth a lot more in 20 years than today.

If I Could Only Own 5 Stocks, Here's What I'd Buy

Fears of net interest income peaking and delinquencies rising appear to be less of an issue for long-term holders. Investors tend to fight the last war when it comes to recessions and this often has bad consequences on returns.

Bank of America: Why Fearmongering From Latest Earnings Is Likely Exaggerated

These stocks in the Berkshire Hathaway portfolio can deliver wins for your portfolio too.

Got $1,000? 5 Buffett Stocks to Buy in 2023 and Hold Forever

Kraft Heinz

Portfolio concentration has been a big key to Berkshire Hathaway's ongoing outperformance.

80% of Warren Buffett's Portfolio Is Invested in These 7 Stocks

BofA again plans to give restricted stock rewards to most of its workers, reflecting the balance big financial firms are trying to strike between restraining costs and retaining talent.

BofA's Stock Reward Reflect Financial Firms' Conundrum

British American Tobacco

Anheuser-Busch InBev

Cronos Group

Japan Tobacco Inc

Altria

Philip Morris

I've been getting reader requests lately for where to find yields better than the roughly 5% rate that cash is expected to pay in 2023. Well, here's one approach. Tobacco stocks are perennially cheap and feature hefty dividend yields.

Tobacco Trifecta: Go Where The Yields Are With Altria, Philip Morris, And British American Tobacco

Citigroup

JPMorgan Chase & Co

Morgan Stanley

Wells Fargo

The macroeconomic environment in the banking segment is deteriorating as the number of overdue loans is growing, forcing banks to increase reserves and negatively affects their profit. In addition to the loan portfolio, financial conditions in general have had a negative impact on banks' balance sheets. Debt instruments are depreciating and there is cash outflow from funds.

Top 5 Banks Under Risk

Ally Financial

Bank of New York Mellon

General Motors

Kroger

Mondelez

U.S. Bancorp

Visa

This Buffett holdings list from Kiplinger first appeared 11/15/22 on line. YCharts and Dogs of The Dow both track this Buffett/Berkshire batch. Here is your update from 1/23/23 YCharts data. 33 of 49 current Berkshire-Hathaway-owned-stocks pay dividends. As of 1/23/23 the top-ten ranged 3%-4.54% by annual-yield and 47 of 49 ranged -5.52% to 72.83% per broker-estimated target-price-upsides.

3 January Buffett Dividend Dog Buys Plus 5 To Watch

Consumer deposits are still much higher than pre-pandemic levels, according to Bank of America.

Banks Say the Consumer Is Strong: What Does That Mean for Inflation?

The legendary investor's best stocks could help you reach your financial goals.

2 Warren Buffett Stocks to Buy That Are Perfect for Your Retirement Accounts in 2023

CrowdStrike

A beaten-down stock market is the ideal time to load up on these no-brainer stocks.

3 of the Smartest Stocks to Buy in a Fed-Induced Bear Market

One goal of the new service is to compete with third-party wallet operators such as PayPal Holdings Inc. and Apple Inc.'s Apple Pay, according to people familiar with the matter.

Banks plan payment wallet to compete with PayPal, Apple Pay

Bank of America, JP Morgan, and Wells Fargo are working together to make online shopping more convenient.

Big Banks Creating Digital Wallet to Rival Apple Pay

Collaborating with Enterprise Community Partners and Developers to Preserve Housing for Middle-Income Earners NEW YORK , Jan. 23, 2023 /PRNewswire/ -- Bank of America Community Development Banking is investing up to $150 million in equity to preserve more than 3,000 affordable homes nationwide for middle-income households in partnership with Enterprise Community Partners (Enterprise), one of the nation's largest affordable housing organizations. Bank of America and Enterprise will help working Americans across the country earning between 80% and 120% of area median income remain in housing they can afford.

BofA Investing up to $150 Million in Middle-Income Housing Preservation Fund to Help Preserve 3,000+ Affordable Homes

Truist Financial

America's biggest banks are reportedly launching a digital wallet to take on Apple and PayPal. The banks are developing a product that will let consumers make online purchases with a wallet tied to their Visa or Mastercard debit or credit cards, The Wall Street Journal reported Monday (Jan. 30).

Big Banks to Launch Apple Pay Competitor in 2023 H2

According to the Wall Street Journal, the digital wallet would be operated by Early Warning Systems, a joint venture from several banks that also runs Zelle.

Bank of America, JPMorgan and other banks reportedly team up on digital wallet to rival Apple Pay

Disney

Not all stocks make great starter investments – here are some that can be great introductions to the stock market.

Starting to Invest in 2023? 5 Great Starter Stocks to Buy Now

Four out of five economists believe we'll see a recession in the next 24 months.

Banks Are Building Reserves for a Potential Recession -- How Bad Do They Think It Will Be?

The vast majority of the Oracle of Omaha's wealth is in Berkshire. But a lot of Berkshire's value is in the stocks that it owns.

Warren Buffett Has $32 Billion in These 5 Stocks

News for Bank of America Stock (BAC)