Revenue segments as reported by the company.

Net interest income

Noninterest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

Noninterest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Bank of America

Merrill Lynch Wealth Management is a wealth management division of Bank of America. The firm is headquartered in New York City, and occupies the entire 34 stories of 250 Vesey Street, part of the Brookfield Place complex, in Manhattan. Merrill Lynch employs over 15,000 financial advisors and manages $2.2 trillion in client assets.

Merrill Lynch

U.S. Trust is a private bank serving the needs of high net worth and ultra high net worth individuals and families by providing investment management, financial and succession planning, philanthropic and specialty asset management, family office services, custom credit solutions, financial administration and family trust stewardship.

U.S. Tust

Bank of America Corp. is a bank and financial holding company, which engages in the provision of banking and nonbank financial services. It operates through the following segments: Consumer Banking, Global Wealth and Investment Management (GWIM), Global Banking, Global Markets, and All Other. The Consumer Banking segment offers credit, banking, and investment products and services to consumers and small businesses. The GWIM segment offers solutions to meet clients’ needs through a full set of investment management, brokerage, banking, and retirement products. The Global Banking segment deals with lending-related products and services, integrated working capital management and treasury solutions to clients, and underwriting and advisory services. The Global Markets segment includes sales and trading services, as well as research, to institutional clients across fixed-income, credit, currency, commodity, and equity businesses. The All Other segment consists of asset and liability management activities, equity investments, non-core mortgage loans and servicing activities, the net impact of periodic revisions to the mortgage servicing rights (MSR) valuation model for both core and non-core MSRs, other liquidating businesses, residual expense allocations and other. The company was founded by Amadeo Peter Giannini in 1904 and is headquartered in Charlotte, NC.

Earnings data Q1 2021

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Earnings data Q1 2022

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Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

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Bank of America posts robust Q4 earnings amidst growth opportunities

Bank of America's Q4 2022 performance reflects strength in earnings, asset quality, and revenue growth, supported by a focus on cost control and operational efficiency.
While facing challenges related to interest rates and regulatory changes, the bank is well-positioned to capitalize on opportunities in consumer and wealth management businesses.
Strategic initiatives to balance earnings, capital, and liquidity, alongside a commitment to prudent risk management, position Bank of America for sustainable growth and value creation.

Bank of America posts strong Q1 results, eyes growth opportunities

Bank of America delivered a robust Q1 performance with notable revenue and EPS growth, underpinned by strong asset quality and capital strength.
While facing challenges in managing expenses and deposit trends, the bank's focus on digital adoption and operational efficiency positions it for future growth.
Opportunities lie in optimizing net interest income, capitalizing on market disruptions, and leveraging AI for enhanced customer service and operational excellence.
Overall, Bank of America's strategic focus on growth, credit quality, and operational efficiency sets a solid foundation for sustained performance and shareholder value.

Bank of America posts record earnings, focuses on digital growth

Bank of America's strong financial performance, efficient expense management, and digital progress drove exceptional results.
While challenges like potential capital requirement increases exist, opportunities in technology and operational efficiency pave the way for future growth.
The bank's focus on stability, profitability, and organic growth positions it well for continued success in the market.
Overall, Bank of America's Q2 2023 earnings call reflects a solid foundation for sustained performance and innovation.

Bank of America posts strong Q3 earnings, eyes growth opportunities

Bank of America delivered a strong quarter with improved financials and segment performance, focusing on expense discipline and efficiency.
Despite challenges in operating leverage and potential Basel III impacts, the bank remains well-positioned with excess capital and strong customer engagement.
Opportunities lie in stabilizing deposit trends, capitalizing on Investment Banking growth, and aligning deposit strategies with loan growth.
Overall, Bank of America's performance reflects resilience and strategic positioning for future growth and profitability.

Bank of America posts solid Q4 results, eyes AI growth

Bank of America's Q4 2023 showcased strong performance in key segments, with a focus on expense discipline and credit quality metrics. The bank outlined strategies for future growth, emphasizing AI investments, capital allocation, and managing commercial credit performance effectively.

Bank of America reports strong Q1 earnings and eyes growth

Bank of America delivered strong Q1 2024 earnings, driven by robust performance across its business segments, including Investment Banking, Sales and Trading, and Global Markets.
The company's focus on operational excellence, digitization, and cost savings has resulted in improved efficiency and a strong balance sheet, with opportunities for further growth.
While challenges exist in expense management and asset balancing, Bank of America is well-prepared to navigate these hurdles and capitalize on opportunities for revenue and profitability.
Overall, Bank of America's strategic focus on customer relationships, expense control, and balance sheet strength positions it well for continued success and growth in the future.

Bank of America reports strong Q3 earnings and digital growth

Bank of America's Q3 2024 earnings call showcased robust financial performance, driven by revenue growth, net income, and strategic investments in key business areas.
The bank's emphasis on digital innovation, organic growth, and shareholder value creation underlines its competitive strengths and long-term sustainability.
While facing challenges such as anticipated rate cuts and regulatory complexities, Bank of America remains well-positioned to capitalize on growth opportunities and navigate industry dynamics effectively.
By focusing on responsible growth, operational efficiency, and customer-centric strategies, Bank of America continues to demonstrate resilience and strategic foresight in a dynamic market environment.

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Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

First Horizon National

Royal Bank of Canada

Charles Schwab

SVB Financial Group

Toronto-Dominion Bank

Recently, we saw several U.S. banks implode due to bank runs. Big U.S. banks tanked in tandem with their fallen regional siblings.

Toronto-Dominion Bank And Royal Bank: Find Safety In Canada

The collapse of Silicon Valley Bank ( SIVB , Financial) revealed a weakness in the financial system that most investors had previously paid little to no attention to.

Bank of America: The Bank Panic's Big Winner

Citigroup

JPMorgan Chase & Co

Wells Fargo

SI, SIVB, and SBNY have failed over the last week. Some other banks are struggling. Bank stocks have been sold off indiscriminately.

Bank Stock Panic: 5 Attractive Buys That Could Benefit

Ally Financial

U.S. Bancorp

As the end of the first quarter approaches, a handful of Warren Buffett (Trades, Portfolio) stocks are trading near their 52-week lows.

3 Buffett Financial Stocks Approach 52-Week Lows Amid Banking Fears

JPMorgan Chase and Citigroup have also reportedly seen big inflows of deposits since Silicon Valley Bank collapsed.

Bank of America soaks up over $15 billion in new deposits as SVB panic sends money flooding into 'too big to fail' lenders

The mass migration to Bank of America, the nation's second largest, comes in the wake of the swift collapse of Silicon Valley Bank and Signature.

Bank of America gets $15B in new deposits after Silicon Valley Bank collapse: report

Credit Suisse

Wells Fargo, Citigroup and key regional bank stocks were among the names under pressure on Wednesday.

Financial shares fall as Credit Suisse becomes latest crisis for the sector

Bank of America has crashed this week with the stock falling below $29 to new yearly lows. The large bank appears to be getting stronger during this crisis with up to $15 billion in new deposits.

Bank of America: Love The Crash

Bank of America stock is down 30% from a year ago, at just 1.3x Tangible Book Value and a P/E of around 9x. The market is fearful about banks and $620bn of "unrealized losses" in their bond portfolios, with Bank of America seen as most at risk.

Bank Of America: Ignore The $114 Billion 'Unrealized Losses'

Amid the volatility that followed the collapses of Silvergate Capital, Silicon Valley Bank, and Signature Bank, investors have been bidding down bank stocks generally. JPMorgan Chase, Bank of America, and Wells Fargo are highly profitable institutions that could potentially be net beneficiaries of the situation.

3 Top Bank Stocks the Market Is Getting All Wrong

MercadoLibre

PayPal

It can be a challenge finding the best fintech stocks to buy. After all, they did not do very well in 2022.

3 Disruptive Fintech Stocks to Buy That Can Make You a Millionaire

Cullen/Frost Bankers

Customers Bancorp

CVB Financial

First Republic

Metropolitan Bank Hld

Shaken by the sudden collapse last week of Silicon Valley Bank, or SVB Financial ( SIVB , Financial), investors continued to sell off bank stocks on Monday. While smaller banks and those exposed to risker assets like cryptocurrencies suffered the most, even the top banks like Bank of America ( BAC , Financial) also saw declines.

CEOs Snap Up Small-Cap Bank Stocks Following Bloodbath

Western Alliance Bancorporation

Even after the safety measures announced by the Federal Reserve and the FDIC, trading on Monday saw stock prices sink across the banking sector.

Bank Stocks Rally On Tuesday As Investors Ask - Why Are Banks Collapsing?

U.S. consumers have flooded banking giants, including JPMorgan Chase & Co , Bank of America Corp and Citigroup Inc with deposits after the collapse of Silicon Valley Bank, sources familiar with the matter said.

U.S. banking behemoths attract flood of deposits after SVB collapse -sources

JPMorgan, Citi and Bank of America are seeing the biggest shift in deposits in over 10 years as customers worried by SVB's failure flee smaller lenders, per the FT.

SVB's collapse sends small-bank customers running for shelter in big Wall Street banks

Ares Capital

Bank of New York Mellon

Warren Buffett of Berkshire Hathaway (NYSE: BRK-A , NYSE: BRK-B ) is famous in the investing world for two things: buying when others are panicking and holding stocks for years. This has left his portfolio as susceptible to the current bear market in banks as yours.

Warren Buffett Is Betting Big on These 5 Bank Stocks

Silicon Valley Bank's downfall has reportedly brought more business to America's larger lenders. Following last week's failure of Silicon Valley Bank (SVB) — bookended by the collapse of Silvergate Bank and Signature Bank — JPMorgan Chase, the largest bank in the country, received billions in deposits, Bloomberg News reported Tuesday (March 14).

Report: Big Banks See Uptick in Deposits After SVB Collapse

When everyday citizens got a whiff of what the collapse of Silicon Valley Bank (NASDAQ: SIVB) could mean for their personal checking accounts held at local small banks, a craze unfolded affecting many of these small financial institutions without reasonable cause.

Regional Bank Depositors Turn to Bank of America After SVB Fail

Goldman Sachs

Morgan Stanley

Usually when there is a widespread failure in the banking industry, it is due to many institutions doing the same thing, and often doing too much of it.

6 Blue-Chip Big-Dividend Banks Are on Sale and Warren Buffett Owns Millions of Shares in 3 of Them

Bank stocks can be safe long-term investments, but there's a lot more to the story.

Are Bank Stocks Safe? The Pros and Cons

CHARLOTTE, N.C. , March 13, 2023 /PRNewswire/ -- Bank of America Corporation today announced the Board of Directors has authorized regular cash dividends on the outstanding shares or depositary shares of the following series of preferred stock: Series of Preferred Stock Dividend per Share or Depositary Share 1 Record Date Payment Date 7.25% Non-Cumulative Perpetual Convertible Preferred Stock, Series L  $18.125 April 1 May 1 Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series Z $32.500 April 1 April 24 5.875% Non-Cumulative Preferred Stock, Series HH $0.3671875 April 1 April 24 4.375% Non-Cumulative Preferred Stock, Series NN $0.2734375 April 15 May 3 4.125% Non-Cumulative Preferred Stock, Series PP $0.2578125 April 15 May 2 4.375% Fixed-Rate Reset Non-Cumulative Preferred Stock, Series RR $10.9375000 April 1 April 27 6.125% Fixed-Rate Reset Non-Cumulative Preferred Stock, Series TT $15.3125000 April 1 April 27 1 Each series of preferred stock, other than Series L, is represented by depositary shares.

Bank of America Declares Second Quarter 2023 Preferred Stock Dividends

Shares of Bank of America Corp. BAC dropped 5.8% in very active trading Monday to the lowest close since November 2020, as the recent collapses of SVB Financial Group's SIVB Silicon Valley Bank and Signature Bank SBNY led to a broad selloff in the banking sector. Trading volume swelled to 210.5 million shares, which was more than five times the full-day average over the past 30 days of about 40.1 million shares, the most shares traded since the 225.3 million that turned over on Dec. 14, 2016 and enough to make the stock the most actively traded on the New York Stock Exchange.

Bank of America stock slumps to a six-day losing streak in very active trading, amid broad bank sector weakness

SVB Financial failed because it had to sell bonds at a big loss to cover accelerating deposit outflows. But large banks like JPMorgan Chase and Bank of America don't have the same high percentage of unrealized bond losses.

Don't Panic: The "Too Big to Fail" Banks Have Ample Liquidity

The Federal Reserve may not hike next week as the failure of SVB and two other banks shows the risk of moving too fast. Bank stocks fell further Monday.

Fed May Pause Rate Hikes As Bank Stocks Keep Sliding, Despite New Rescue Fund

PacWest Bancorp

Many bank stocks are sinking this morning on continued fears about their financial health. The worries are arising despite the U.S. government's decision, announced yesterday, to guarantee all of the deposits held by SVB Financial Group's (NASDAQ: SIVB ) Silicon Valley Bank, which was closed by federal and Californian regulators on Friday.

News for Bank of America Stock (BAC)