Revenue segments as reported by the company.

Net interest income

Noninterest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

Noninterest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Bank of America

Merrill Lynch Wealth Management is a wealth management division of Bank of America. The firm is headquartered in New York City, and occupies the entire 34 stories of 250 Vesey Street, part of the Brookfield Place complex, in Manhattan. Merrill Lynch employs over 15,000 financial advisors and manages $2.2 trillion in client assets.

Merrill Lynch

U.S. Trust is a private bank serving the needs of high net worth and ultra high net worth individuals and families by providing investment management, financial and succession planning, philanthropic and specialty asset management, family office services, custom credit solutions, financial administration and family trust stewardship.

U.S. Tust

Bank of America Corp. is a bank and financial holding company, which engages in the provision of banking and nonbank financial services. It operates through the following segments: Consumer Banking, Global Wealth and Investment Management (GWIM), Global Banking, Global Markets, and All Other. The Consumer Banking segment offers credit, banking, and investment products and services to consumers and small businesses. The GWIM segment offers solutions to meet clients’ needs through a full set of investment management, brokerage, banking, and retirement products. The Global Banking segment deals with lending-related products and services, integrated working capital management and treasury solutions to clients, and underwriting and advisory services. The Global Markets segment includes sales and trading services, as well as research, to institutional clients across fixed-income, credit, currency, commodity, and equity businesses. The All Other segment consists of asset and liability management activities, equity investments, non-core mortgage loans and servicing activities, the net impact of periodic revisions to the mortgage servicing rights (MSR) valuation model for both core and non-core MSRs, other liquidating businesses, residual expense allocations and other. The company was founded by Amadeo Peter Giannini in 1904 and is headquartered in Charlotte, NC.

Earnings data Q1 2021

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Earnings data Q4 2021

Earnings data Q1 2022

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Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

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Bank of America posts robust Q4 earnings amidst growth opportunities

Bank of America's Q4 2022 performance reflects strength in earnings, asset quality, and revenue growth, supported by a focus on cost control and operational efficiency.
While facing challenges related to interest rates and regulatory changes, the bank is well-positioned to capitalize on opportunities in consumer and wealth management businesses.
Strategic initiatives to balance earnings, capital, and liquidity, alongside a commitment to prudent risk management, position Bank of America for sustainable growth and value creation.

Bank of America posts strong Q1 results, eyes growth opportunities

Bank of America delivered a robust Q1 performance with notable revenue and EPS growth, underpinned by strong asset quality and capital strength.
While facing challenges in managing expenses and deposit trends, the bank's focus on digital adoption and operational efficiency positions it for future growth.
Opportunities lie in optimizing net interest income, capitalizing on market disruptions, and leveraging AI for enhanced customer service and operational excellence.
Overall, Bank of America's strategic focus on growth, credit quality, and operational efficiency sets a solid foundation for sustained performance and shareholder value.

Bank of America posts record earnings, focuses on digital growth

Bank of America's strong financial performance, efficient expense management, and digital progress drove exceptional results.
While challenges like potential capital requirement increases exist, opportunities in technology and operational efficiency pave the way for future growth.
The bank's focus on stability, profitability, and organic growth positions it well for continued success in the market.
Overall, Bank of America's Q2 2023 earnings call reflects a solid foundation for sustained performance and innovation.

Bank of America posts strong Q3 earnings, eyes growth opportunities

Bank of America delivered a strong quarter with improved financials and segment performance, focusing on expense discipline and efficiency.
Despite challenges in operating leverage and potential Basel III impacts, the bank remains well-positioned with excess capital and strong customer engagement.
Opportunities lie in stabilizing deposit trends, capitalizing on Investment Banking growth, and aligning deposit strategies with loan growth.
Overall, Bank of America's performance reflects resilience and strategic positioning for future growth and profitability.

Bank of America posts solid Q4 results, eyes AI growth

Bank of America's Q4 2023 showcased strong performance in key segments, with a focus on expense discipline and credit quality metrics. The bank outlined strategies for future growth, emphasizing AI investments, capital allocation, and managing commercial credit performance effectively.

Bank of America reports strong Q1 earnings and eyes growth

Bank of America delivered strong Q1 2024 earnings, driven by robust performance across its business segments, including Investment Banking, Sales and Trading, and Global Markets.
The company's focus on operational excellence, digitization, and cost savings has resulted in improved efficiency and a strong balance sheet, with opportunities for further growth.
While challenges exist in expense management and asset balancing, Bank of America is well-prepared to navigate these hurdles and capitalize on opportunities for revenue and profitability.
Overall, Bank of America's strategic focus on customer relationships, expense control, and balance sheet strength positions it well for continued success and growth in the future.

Bank of America reports strong Q3 earnings and digital growth

Bank of America's Q3 2024 earnings call showcased robust financial performance, driven by revenue growth, net income, and strategic investments in key business areas.
The bank's emphasis on digital innovation, organic growth, and shareholder value creation underlines its competitive strengths and long-term sustainability.
While facing challenges such as anticipated rate cuts and regulatory complexities, Bank of America remains well-positioned to capitalize on growth opportunities and navigate industry dynamics effectively.
By focusing on responsible growth, operational efficiency, and customer-centric strategies, Bank of America continues to demonstrate resilience and strategic foresight in a dynamic market environment.

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Cash & equivalents

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Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

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Cash from financing

Change in stock

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Cash from other sources

Net change in cash

Free cash flow

Bank of New York Mellon

Citigroup

Citizens Financial Group

Cullen/Frost Bankers

Capital One

Fifth Third Bancorp

JPMorgan Chase & Co

Morgan Stanley

Northern Trust

State Street

Truist Financial

U.S. Bancorp

Wells Fargo

Shares of the biggest banks in the U.S., including JPMorgan Chase & Co. NYSE: JPM, Bank of America NYSE: BAC, Citigroup Inc. NYSE: C, Wells Fargo & Co. NYSE: WFC and Morgan Stanley NYSE: MS traded lower on August 16, continuing sector declines that began earlier in the week.

Are Major U.S. Banks At Risk Of Credit-Ratings Downgrades?

One of the U.S.'s Big Four lenders hiked its quarterly payout by almost 17%. That's a much higher bump than the declared and intended raises of the other three.

Are You Missing Out on This Bank's Monster Dividend Raise?

Apple

Charter Communications

Expedia

Warren Buffett and Michael Burry recently took steps to shield their portfolios from a market downturn. Buffett's Berkshire Hathaway reported $18 billion in net equity security sales in the first half of 2023.

Warren Buffett and Michael Burry Just Sent Wall Street a Grim Warning: The Stock Market May Be Headed Lower

American Express

Chevron

Coca-Cola

Occidental Petroleum

Mirroring the Oracle of Omaha's trading activity has been a moneymaking investing strategy for nearly six decades. Warren Buffett strongly believes in concentrating Berkshire's portfolio into a handful of top investment ideas.

78% of Warren Buffett's $360 Billion Portfolio Is Invested in Only 6 Stocks

Bank of America (BAC) has lost 11.6% so far this year. Strong fundamentals, growth prospects and efforts to expand in new markets will support financials.

Is Bank of America (BAC) Worth a Look Despite 11.6% YTD Fall?

Apple has grown its earnings and dividend at an impressive pace. Buffett is still reaping big dividends on a brilliant move he made in 2011.

54.5% of Warren Buffett's $360 Billion Stock Portfolio Is in These 2 Blue Chip Stocks

Comerica

KeyCorp

Western Alliance Bancorporation

Investors turn bearish on JPMorgan (JPM), Bank of America (BAC), Comerica (CMA), Western Alliance (WAL) & KeyCorp (KEY) as banks brace for another ratings downgrade, this time from the Fitch.

U.S. Banks Fall at the Prospect of Another Ratings Downgrade

Goldman Sachs

Financial stocks had a bad day, thanks to Fitch's warning of a downgrade and Minneapolis Fed President Neel Kashkari's comments on tighter regulations.

CNBC Daily Open: More trouble ahead for U.S. banks

A Fitch Ratings analyst warned the agency may be forced to downgrade dozens of U.S. banks, including major lenders like JPMorgan Chase and Bank of America.

Fitch warns multiple US banks face credit downgrade: report

What Warren Buffett buys often makes news. But what he holds is just as essential as new or increased investments.

3 Investments Warren Buffett Is Making That You Should Too

U.S. banks stocks are trending down this morning after Fitch Ratings warned that it may have to downgrade a bunch of them, including JPMorgan Chase & Co (NYSE: JPM). Fitch could go to A+ on U.S.

Fitch may soon have to downgrade a bunch of U.S. banks

Bank of America is the second largest bank in the U.S. and is one of the largest globally. Having a solid diverse portfolio of banking and investment services gives the bank solid cross-selling and cost-efficiency benefits. According to my valuation analysis, BAC stock is significantly undervalued.

Bank of America: An Undervalued Behemoth

SPDR S&P Regional Banking ETF

Fitch Tuesday warned it may downgrade 70 U.S. banks, including JPMorgan, as industry uncertainty continues. JPM stock faded premarket.

Rating Service Warns On JPMorgan, Other Bank Downgrades

Fitch Ratings in June cut its "operating environment" score for the US banking sector. Fitch analyst Chris Wolfe told CNBC that another downgrade would mean banking giants like JPMorgan face reevaluations.

Fitch warns it may have to downgrade slew of US banks including giants like JPMorgan

PacWest Bancorp

Zions Bancorp

Shares of U.S. banks dropped in premarket trading after a Fitch Ratings analyst told CNBC that the agency could downgrade several lenders, while a proposed rule change by a top banking regulator added to investor worries.

U.S. bank stocks drop after Fitch downgrade warning

Bank of America announces the completion of the first 'Debt-for-Nature' transaction in Continental Africa and Africa's first ever involving private creditors to refinance $500 million of Gabon's sovereign debt The new funding will enable Gabon to contribute $125 million to support ocean conservation The transaction is Africa's largest debt refinancing for ocean conservation to date and represents the highest amount of new debt raised for a project supported by The Nature Conservancy ("TNC") LONDON , Aug. 15, 2023 /PRNewswire/ -- Bank of America announces the completion of the first ever debt-for-nature transaction in Continental Africa to refinance $500 million of sovereign debt of the Gabonese Republic ("Gabon"). The transaction will enable the country to contribute $125 million in new funding for ocean conservation, supporting their commitment to protect 30 percent of its lands, freshwater systems, and ocean by 2030.

Bank of America Refinances Gabon Sovereign Debt for Nature and Ocean Conservation

Bank of America is one of the cheapest and most stable SIBs, with a diverse client base and a well-covered dividend. The banking sector has seen a rebound, with Bank of America up 13% in total return since my first May 11th article, but still trading at a discount. Bank of America's net interest income has been increasing, thanks to its deposit base size and client diversification.

Bank of America: Diversify Your Clients

Bank of America's Q2 earnings indicate that preferred dividends are well covered. The HH series of preferred shares offer a dividend yield of just over 6%. The Series L preferred shares may be a better option, offering a higher yield and potential for capital gains.

Bank of America: Grab A 6-6.2% Yield With The Preferred Shares

Kraft Heinz

While the current rally may have more legs, there are some very dark clouds on the horizon for the rest of 2023.

5 Huge ‘Strong Buy' Warren Buffett Stocks to Grab Now as Berkshire Hathaway Explodes to All-Time High

The slide in U.S. bank stocks this week appeared to catch traders in the options market by surprise, data shows, raising questions over whether bank investors have become a little too comfortable with the sector that only months ago was in crisis.

Analysis: Moody's warning on US banks a wake-up call for sanguine investors

Big banks are trying to dump commercial real estate loans as pressures mount in the sector.  JPMorgan, Goldman Sachs, and Capital One are among those trying to shed debt exposure, sources told Bloomberg.

Big US banks are reportedly trying to dump commercial real estate loans - but buyers are scarce as pressures mount for property markets

Moody's

Warren Buffett, renowned as the Oracle of Omaha, stands as a titan in the world of finance. His astute investment strategies and unparalleled insights have elevated him to the status of one of the most successful stock market investors in history.

Here's how much copy-trading Warren Buffett's portfolio yielded in 2023

PNC Financial Services

They assured us after the failure of Silicon Valley Bank, First Republic and Signature Bank that all was well, that the banking system was totally secure and in no danger of further failures.

Moody's Slashes Ratings on Top US Banks: 5 ‘Strong Buy' Dividend Giants Are the Only Safe Plays Now

Brookfield Infrastructure Partners L.P.

Enterprise Products Partners

Bank of America remains attractively valued, and its business is booming. Brookfield Infrastructure is a great stock to buy on the dip.

A New Bull Market Is in Sight: 3 Top Dividend Stocks to Buy Sooner Rather Than Later

Johnson & Johnson

Visa

Amid the ripples of a burgeoning bull market, one name consistently captures the imagination of investors: Warren Buffett. Warren Buffet's top picks, nestled within Berkshire Hathaway ( BRK-A ,  BRK-B ) sprawling $382 billion portfolio, serve as a lodestar for those looking to grow their portfolios rapidly.

News for Bank of America Stock (BAC)