
Avidbank Holdings (AVBH) Stock Forecast & Price Target
Avidbank Holdings (AVBH) Analyst Ratings
Bulls say
Avidbank Holdings is showing strong loan and deposit growth, with EOP deposits increasing by 2.4% LQA fueled by NIB deposits and the addition of brokered deposits. Despite a slight increase in deposit costs, their strong loan growth outlook is likely to keep deposit costs above 3% unless there are further Fed rate cuts. Avidbank Holdings has been reporting consistent earnings beats, with reported 1Q26 EPS of $0.84, higher than the street's $0.80 estimate. The sequential NII increase was driven by NIM expansion of 23bp to 4.14%, aided by AEA base expansion of 17% LQA. Additionally, their asset quality metrics remain stable with NPAs decreasing and NCOs at a low of 0.52%. Based on these positive factors, the analyst is increasing their 2026E/2027E estimates and raising their PT from $31.50 to $33, representing a 10x multiple on 2026E EPS.
Bears say
Avidbank Holdings is facing potential risks of asset quality deterioration and higher funding costs due to deposit liquidity. Additionally, slower loan demand and sluggish venture capital investment may negatively impact the bank's profitability and growth potential. While EPS and PPNR in 1Q showed upside, maintaining a BUY rating could be risky in the long term if these risks materialize.
This aggregate rating is based on analysts' research of Avidbank Holdings and is not a guaranteed prediction by Public.com or investment advice.
Avidbank Holdings (AVBH) Analyst Forecast & Price Prediction
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