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ATLC
Volume: 111.99K

Atlanticus Holdings (ATLC) Stock Forecast & Price Target

Atlanticus Holdings (ATLC) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 33%
Buy 50%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

Atlanticus Holdings is projected to experience solid financial growth, with expectations of approximately 10% total portfolio growth in receivables for 2026, driven by low- to mid-double digit growth in its legacy portfolio and mid-single-digit growth in the Mercury book. The company's EPS estimates have been revised upward to $8.72 for 2026 and introduced at $11.63 for 2027, reflecting anticipated increases in net yields and favorable fair value adjustments following the acquisition of Vive Financial. Additionally, macroeconomic trends in consumer finance indicate a strong supportive environment for the company’s credit card and specialized financing products, suggesting sustained demand and revenue potential.

Bears say

Atlanticus Holdings Corp is facing a challenging financial landscape, with anticipated temporary negative operating leverage due to significant one-time acquisition costs forecasted to impact earnings through the latter half of 2025. The expected changes to the Mercury portfolio are projected to constrain growth, which will further slow overall portfolio expansion and weaken revenue generation from its key Credit as a Service segment. Additionally, potential deterioration in net charge-offs (NCOs) may create an outsized negative impact on the company’s stock, leading to a downward revision of the 2025 earnings per share (EPS) estimate from $5.97 to $5.74.

Atlanticus Holdings (ATLC) has been analyzed by 6 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 50% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Atlanticus Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Atlanticus Holdings (ATLC) Forecast

Analysts have given Atlanticus Holdings (ATLC) a Buy based on their latest research and market trends.

According to 6 analysts, Atlanticus Holdings (ATLC) has a Buy consensus rating as of Jan 2, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $87, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $87, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Atlanticus Holdings (ATLC)

Volume: 111.99K

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