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ATLC
Volume: 1.99K
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Atlanticus Holdings (ATLC) Stock Forecast & Price Target

Atlanticus Holdings (ATLC) Analyst Ratings

Based on 5 analyst ratings
Buy
Strong Buy 40%
Buy 40%
Hold 20%
Sell 0%
Strong Sell 0%

Bulls say

Atlanticus Holdings Corp is anticipated to achieve ~10% total portfolio growth by 2026, fueled by low- to mid-double digit receivables growth in its legacy portfolio and mid-single digit growth in the Mercury book. The company’s earnings per share (EPS) estimates reflect a positive trajectory, with the 2026 EPS projected at $8.72, an increase from $7.76, and the 2027 EPS introduced at $11.63, benefiting from higher yields and fair value gains. Additionally, macro trends in consumer finance position Atlanticus to capitalize on the expanding demand for credit card and private-label financing products, further enhancing its growth prospects.

Bears say

The financial outlook for Atlanticus Holdings reflects concerns surrounding negative operating leverage anticipated in the coming quarters, primarily due to significant one-time acquisition costs projected to impact earnings. The expected constraints on growth within the Mercury segment, coupled with indications of deteriorating net charge-offs (NCOs), suggest a slowdown in overall portfolio expansion and may lead to further declines in the company’s stock value. Additionally, adjustments to earnings per share (EPS) estimates for 2025 have been made, dropping from $5.97 to $5.74, indicating a negative shift in financial performance expectations.

Atlanticus Holdings (ATLC) has been analyzed by 5 analysts, with a consensus rating of Buy. 40% of analysts recommend a Strong Buy, 40% recommend Buy, 20% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Atlanticus Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Atlanticus Holdings (ATLC) Forecast

Analysts have given Atlanticus Holdings (ATLC) a Buy based on their latest research and market trends.

According to 5 analysts, Atlanticus Holdings (ATLC) has a Buy consensus rating as of Dec 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $84.40, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $84.40, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Atlanticus Holdings (ATLC)

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