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ATLC
Volume: 51.21K

Atlanticus Holdings (ATLC) Stock Forecast & Price Target

Atlanticus Holdings (ATLC) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 33%
Buy 50%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

Atlanticus Holdings Corp is poised for a positive financial trajectory, with projected total portfolio growth of approximately 10% driven by low- to mid-double digit receivables growth in its legacy portfolio and modest growth in the Mercury book. The company anticipates significant earnings per share (EPS) accretion of $1.00 in 2026 and $3.00 in 2027, reflecting improved net yields on the Mercury portfolio and enhanced fair value marks following its acquisition of Vive Financial. Additionally, the supportive macro trends in consumer finance position Atlanticus to capitalize on the growing demand for its credit offerings, particularly in the underserved consumer credit market.

Bears say

The financial outlook for Atlanticus Holdings is negatively impacted by anticipated temporary negative operating leverage due to significant one-time acquisition costs expected to affect earnings in both the third and fourth quarters of 2025. Furthermore, the adjustments to the Mercury book are projected to constrain growth in the near term, resulting in a slowdown of overall portfolio expansion. Additionally, a decrease in earnings per share (EPS) estimates from $5.97 to $5.74 reflects concerns over potential deterioration in net charge-offs (NCOs), which could lead to a disproportionately negative effect on the company's stock value.

Atlanticus Holdings (ATLC) has been analyzed by 6 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 50% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Atlanticus Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Atlanticus Holdings (ATLC) Forecast

Analysts have given Atlanticus Holdings (ATLC) a Buy based on their latest research and market trends.

According to 6 analysts, Atlanticus Holdings (ATLC) has a Buy consensus rating as of Dec 25, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $87, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $87, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Atlanticus Holdings (ATLC)

Volume: 51.21K

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