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ATLC
Volume: 163.65K

Atlanticus Holdings (ATLC) Stock Forecast & Price Target

Atlanticus Holdings (ATLC) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 33%
Buy 50%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

Atlanticus Holdings Corp is positioned for strong future performance, with projected total portfolio growth of approximately 10% driven by low- to mid-double digit receivables growth in its legacy portfolio and mid-single-digit growth in the Mercury book through 2026. The company's earnings per share (EPS) estimates have been increased for both 2026 and 2027, reflecting management's guidance that anticipates an incremental $1.00 of EPS growth in 2026 and $3.00 in 2027, supported by improved yields on the Mercury portfolio and favorable fair value adjustments. Additionally, macro trends in consumer finance are expected to enhance growth prospects for Atlanticus's credit card and financing products, further solidifying a positive outlook for the company's financial trajectory.

Bears say

Atlanticus Holdings Corp faces a challenging outlook primarily due to anticipated negative operating leverage stemming from high acquisition costs associated with its Mercury operations, projected to significantly impact earnings in the latter half of 2025. These one-time financial burdens, coupled with constrained growth expectations for the Mercury segment, are likely to slow overall portfolio expansion and adversely affect revenue generation. Additionally, any deterioration in net charge-offs (NCOs) could amplify the negative consequences on the company's financial performance, prompting a reduction in the earnings per share (EPS) forecast for 2025.

Atlanticus Holdings (ATLC) has been analyzed by 6 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 50% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Atlanticus Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Atlanticus Holdings (ATLC) Forecast

Analysts have given Atlanticus Holdings (ATLC) a Buy based on their latest research and market trends.

According to 6 analysts, Atlanticus Holdings (ATLC) has a Buy consensus rating as of Jan 24, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $87, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $87, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Atlanticus Holdings (ATLC)

Volume: 163.65K

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