
Amerant Bancorp (AMTB) Stock Forecast & Price Target
Amerant Bancorp (AMTB) Analyst Ratings
Bulls say
Amerant Bancorp has demonstrated a solid financial foundation, with deposits increasing by $151.6 million to reach $8.3 billion, suggesting a projected annual growth rate of 14-16%. The bank's asset quality has shown improvement, highlighted by a $41 million reduction in non-performing loans and maintained coverage ratios, despite a rise in classified loans. Additionally, the net interest margin (NIM) stood at 3.81%, supported by interest recoveries, and the bank anticipates consistent organic deposit growth aligning with loan growth moving into 2025.
Bears say
Amerant Bancorp's loan growth in the third quarter of 2025 was adversely affected by loan payoffs and asset quality-related sales, raising concerns about its future net income in light of a potential economic slowdown that could lead to higher nonperforming assets and net charge-offs. The company is facing challenges with brokered deposits and its loan/deposit ratio, which underperform relative to peers, while a significant concentration in commercial real estate further exacerbates its financial risks. Additionally, a decline in net interest income due to falling interest rates and the continued decline of foreign deposits could further pressure the bank's net interest margin and overall balance sheet growth.
This aggregate rating is based on analysts' research of Amerant Bancorp and is not a guaranteed prediction by Public.com or investment advice.
Amerant Bancorp (AMTB) Analyst Forecast & Price Prediction
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