
Amerant Bancorp (AMTB) Stock Forecast & Price Target
Amerant Bancorp (AMTB) Analyst Ratings
Bulls say
Amerant Bancorp has demonstrated solid growth in tangible book value per share (TBVPS), increasing by 3.5% quarter-over-quarter, and it anticipates a return on assets (ROA) of 80-90 basis points in the fourth quarter of 2025, indicating robust operational performance. The company expects loan growth of approximately 2.5% in the upcoming quarter, which aligns with its organic deposit growth strategy, while also aiming for cost savings of $2 million to $3 million per quarter starting in 2026 as part of its efficiency initiative. Additionally, despite current challenges with non-performing loans, management has disclosed an $11.8 million payoff leading to significant recovery, which, combined with overall asset sensitivity to interest rate changes, supports a positive financial outlook for the bank.
Bears say
Amerant Bancorp's outlook is negatively affected by a notable decline in loan growth, attributed to payoffs and asset quality-related sales, which may result in higher nonperforming assets and net charge-offs amid a potential economic slowdown. Furthermore, the bank's loan-to-deposit ratio and reliance on brokered deposits are positioned unfavorably compared to peers, raising concerns about net interest margin and overall balance sheet growth. Lastly, the concentration in commercial real estate and potential declines in foreign deposits further exacerbate asset sensitivity risks, potentially leading to earnings gaps against projected estimates.
This aggregate rating is based on analysts' research of Amerant Bancorp and is not a guaranteed prediction by Public.com or investment advice.
Amerant Bancorp (AMTB) Analyst Forecast & Price Prediction
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