
Amerant Bancorp (AMTB) Stock Forecast & Price Target
Amerant Bancorp (AMTB) Analyst Ratings
Bulls say
Amerant Bancorp has exhibited notable growth in deposits, rising by $151.6 million to reach $8.3 billion, which positions the company for a robust annual growth rate of 14-16%. The bank's asset quality has improved, evidenced by a $41 million reduction in non-performing loans, accompanied by a stable net interest margin at 3.81%, supported by substantial interest recoveries. Furthermore, management's expectation of consistent organic deposit growth aligned with loan growth, combined with projected annual growth of 5% for FY25 and ambitious double-digit targets for 2026, underscores a strong financial outlook for Amerant Bancorp.
Bears say
The analysis indicates a negative outlook for Amerant Bancorp primarily due to a decline in loan growth attributed to payoffs and asset quality-related sales, which raises concerns about the sustainability of net income amid potential economic slowdowns. Furthermore, the vulnerability of the bank's net interest income to fluctuating interest rates exacerbates financial risks, with significant declines projected should rates fall. Additionally, the bank's reliance on brokered deposits and its poor loan-to-deposit ratio compared to peers highlight potential pressures on net interest margin and overall balance sheet growth.
This aggregate rating is based on analysts' research of Amerant Bancorp and is not a guaranteed prediction by Public.com or investment advice.
Amerant Bancorp (AMTB) Analyst Forecast & Price Prediction
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