
ALRS Stock Forecast & Price Target
ALRS Analyst Ratings
Bulls say
Alerus Financial Corp demonstrated robust financial performance with core net interest margin (NIM) improving to 3.06%, reflecting a favorable trend in revenue generation. The company's regulatory capital ratios strengthened significantly, highlighted by a common equity tier 1 (CET1) ratio of 10.8%, which positions Alerus favorably within regulatory requirements. Additionally, the wealth management segment is projected to see a 13% year-over-year revenue increase, indicating strong growth potential in a key area of the company's operations.
Bears say
Alerus Financial Corp experienced a decline in end-of-period loans held for investment (HFI), which fell 1% quarter-over-quarter, illustrating weaker than anticipated loan growth relative to expectations. Additionally, core fee income decreased by 1% in the last quarter and consistently fell short of forecasts, suggesting challenges in revenue generation. Furthermore, total deposits decreased by 3% quarter-over-quarter, driven by significant reductions in key funding sources, which raises concerns regarding the company's liquidity and overall financial stability.
This aggregate rating is based on analysts' research of Alerus Financial Corp and is not a guaranteed prediction by Public.com or investment advice.
ALRS Analyst Forecast & Price Prediction
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