
ALRS Stock Forecast & Price Target
ALRS Analyst Ratings
Bulls say
Alerus Financial Corp has demonstrated a positive trajectory in its financial metrics, particularly with a core net interest margin (NIM) rising by 6 basis points quarter-over-quarter to 3.06%, indicating efficient income generation relative to its assets. Furthermore, the company's regulatory capital ratios have shown substantial improvement, with the common equity tier 1 (CET1) capital increasing by 30 basis points to 10.8%, which reflects a solid capital position and resilience in its operations. Additionally, wealth management revenue is projected to grow by 13% year-over-year, suggesting a robust performance outlook for this segment and contributing to overall revenue growth for the company.
Bears say
Alerus Financial Corp experienced a decline in end-of-period loans held for investment (HFI) by 1% quarter-over-quarter, falling short of expectations, which indicates potential weakening in loan demand or market conditions. Additionally, core fee income decreased by 1% quarter-over-quarter, contributing to underperformance against revenue expectations, highlighting challenges in generating non-interest income. Overall, total deposits fell by 3% quarter-over-quarter, coupled with significant decreases in both borrowings and interest-bearing demand deposits, signaling potential liquidity issues and reduced customer engagement.
This aggregate rating is based on analysts' research of Alerus Financial Corp and is not a guaranteed prediction by Public.com or investment advice.
ALRS Analyst Forecast & Price Prediction
Start investing in ALRS
Order type
Buy in
Order amount
Est. shares
0 shares