Revenue segments as reported by the company.

Property and casualty insurance premiums

Accident and health insurance premiums and contract charges

Other revenue

Net investment income

Net gains (losses) on investments and derivatives

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Property and casualty insurance claims and claims expense

Shelter-in-Place Payback expense

Accident, health and other policy benefits

Amortization of deferred policy acquisition costs

Operating costs and expenses

Pension and other postretirement remeasurement (gains) losses

Restructuring and related charges

Amortization of purchased intangibles

Interest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Allstate

Esurance is an American insurance company. It sells auto, home, motorcycle, and renters insurance direct to consumers online and by phone. Its primary competitors are other direct personal insurance writers, mainly GEICO and Progressive. Founded in 1999, the company was purchased by Allstate in 2011, and is now a wholly owned subsidiary of Allstate.

Esurance

The Allstate Corp. engages in the property and casualty insurance business and the provision of protection solutions. It operates through the following segments: Allstate Protection, Protection Services, Allstate Health and Benefits, Run-off Property-Liability, and Corporate and Other. The Allstate Protection segment offers private passenger auto, homeowners, other personal lines, and commercial insurance marketed under the Allstate, National General, and Answer Financial brand names. The Protection Services segment provides a range of solutions and services that expand and enhance customer value propositions including Allstate Protection Plans, Allstate Dealer Services, Allstate Roadside, Arity, and Allstate Identity Protection. The Allstate Health and Benefits segment focuses on voluntary benefits and individual life and health products, including life, accident, critical illness, short term disability, and other health insurance products sold through independent agents, benefit brokers, and Allstate exclusive agencies. The Run-off Property-Liability segment relates to property and casualty insurance policies with exposure to asbestos, environmental, and other claims in run-off. The Corporate and Other segment is involved in debt service, holding company activities, and certain non-insurance operations. The company was founded on April 17, 1931 and is headquartered in Northbrook, IL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Allstate reports Q4 net loss, focuses on auto profitability

Allstate's Q4 2022 earnings call highlighted challenges in auto insurance profitability but strengths in homeowners insurance and underwriting profitability. The company is focused on improving auto margins through rate increases and expense reductions. Allstate is addressing social inflation impacts and planning significant rate increases in states with limited progress.

Allstate maintains profitability focus amidst inflation challenges in Q1

Allstate's Q1 performance highlighted a focus on profitability amidst inflation challenges.
The company is confident in its ability to return to profitability, leveraging acquisitions and growth initiatives.
Challenges include inflation impact on costs and the need for continued rate adjustments.
Opportunities exist in improving profitability through strategic initiatives and leveraging analytics for growth.

Allstate faces losses from severe weather but focuses on profitability

Allstate's Q2 2023 performance was impacted by severe weather-related losses, but the company is taking steps to improve profitability. Despite challenges in underwriting losses, Allstate is strategically managing capital and rates to enhance financial performance. Opportunities lie in expanding market share, product offerings, and executing growth strategies to create shareholder value.

Allstate reports strong Q3 earnings, sells Health business for growth

Allstate's Q3 2023 performance showcased revenue growth, profit improvement, and enhanced productivity in the exclusive agent distribution system.
Strengths lie in strategic initiatives for market expansion, capital management, agent productivity, and the sale of the Health and Benefits business.
Challenges include managing catastrophe losses, auto insurance trends, and addressing analyst inquiries on operational aspects.
Opportunities arise from transformative growth strategies, capital optimization, asset management, and driving shareholder value through various initiatives.

Allstate reports robust Q4 earnings, eyes growth amid competition

Allstate's Q4 2023 performance reflects strong financial growth and operational excellence, positioning the company for continued success.
While facing competition and operational challenges, Allstate's strategic focus on growth, stability in key segments, and prudent financial management present opportunities for future expansion.
The company's emphasis on transformative growth, capital deployment for growth initiatives, and customer acquisition strategies underpin a positive outlook for performance and profitability.
Overall, Allstate's performance, strengths, and strategic initiatives align to drive sustained growth, profitability, and shareholder value creation in the foreseeable future.

Allstate reports robust Q1 earnings, eyes expansion and profitability

Allstate's Q1 2024 performance showcased strong financial results driven by improved auto insurance profitability and strategic growth initiatives.
While facing challenges such as rising severities and regulatory complexities, the company is focused on enhancing shareholder value and expanding market presence.
Opportunities lie in expanding direct channel offerings, completing strategic transactions, and leveraging profitable business segments for further growth.
Overall, Allstate's performance, strengths, and proactive strategies position the company well for future success in a competitive insurance landscape.

Allstate reports robust Q3 earnings, eyes growth in homeowners insurance

Allstate's Q3 2024 earnings call highlighted strong financial performance, with revenue growth and profitability across key segments. The company's proactive investing decisions and focus on improving auto margins and homeowners insurance are driving growth. Challenges include retention rates and competitive strategies, while opportunities lie in expanding homeowners insurance and enhancing customer acquisition.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Allstate (ALL) reports estimated catastrophe losses of $247 million after taxes in July.

How Are Rate Hikes Aiding Allstate (ALL) to Combat Inflation?

NORTHBROOK, Ill.--(BUSINESS WIRE)--The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of July of $313 million or $247 million, after-tax. July month catastrophe losses include 18 events estimated at $349 million, primarily related to geographically widespread wind and hail events, partially offset by favorable reserve reestimates for prior events. During the month of July, the Allstate brand implemented auto rate increases of 8.2% across 12 locations.

Allstate Announces July 2023 Catastrophe Losses and Implemented Rates

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In the comment section of a recent MarketWatch article listing stocks with high dividend yields that were expected to be well supported by the companies' cash flow, a reader suggested that it would have been useful to look at the stocks' performance as well. After all, if you begin with a high dividend yield but watch share price decline over the years, your overall return might be lousy.

These 20 dividend stocks have been the best income growers in the S&P 500

OLDWICK, N.J.--(BUSINESS WIRE)-- #insurance--AM Best has downgraded the Long-Term Issuer Credit Rating (Long-Term ICR) to “aa-” (Superior) from “aa” (Superior) and affirmed the Financial Strength Rating (FSR) of A+ (Superior) of the members of Allstate Insurance Group (Allstate). The outlook of these Credit Ratings (ratings) is stable. In addition, AM Best has removed from under review with negative implications and downgraded the FSR to B (Fair) from B+ (Good) and the Long-Term ICR to “bb” (Fair) from “bbb.

AM Best Takes Various Credit Rating Actions on The Allstate Corporation and Its Key Subsidiaries

Allstate's (ALL) Q2 results took a hit from feeble underwriting results and elevated claim expenses, partly offset by revenue growth in the Protection Services unit.

Allstate (ALL) Q2 Loss Wider Than Expected on High Cat Losses

The Allstate Corporation (NYSE:ALL ) Q2 2023 Earnings Conference Call August 2, 2023 11:00 AM ET Company Participants Brent Vandermause - Head, Investor Relations Tom Wilson - Chairman, President & Chief Executive Officer Mario Rizzo - President-Property Liability-Allstate Insurance Company Jesse Merten - Chief Financial Officer & Executive Vice President Conference Call Participants Gregory Peters - Raymond James Josh Shanker - Bank of America Elyse Greenspan - Wells Fargo Michael Zaremski - BMO Capital Alex Scott - Goldman Sachs Yaron Kinar - Jefferies Operator Good day, and thank you for standing by. Welcome to Allstate's Second Quarter Investor Call.

The Allstate Corporation (ALL) Q2 2023 Earnings Call Transcript

The headline numbers for Allstate (ALL) give insight into how the company performed in the quarter ended June 2023, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Allstate (ALL) Reports Q2 Earnings: What Key Metrics Have to Say

Allstate (ALL) came out with a quarterly loss of $4.42 per share versus the Zacks Consensus Estimate of a loss of $3.83. This compares to loss of $0.76 per share a year ago.

Allstate (ALL) Reports Q2 Loss, Lags Revenue Estimates

Insurer Allstate Corp posted a bigger-than-expected quarterly loss on Tuesday as claims related to higher catastrophic events offset gains from strong investment income.

Allstate posts bigger loss as catastrophe claims rise

NORTHBROOK, Ill.--(BUSINESS WIRE)--The Allstate Corporation (NYSE: ALL) today reported financial results for the second quarter of 2023. The Allstate Corporation Consolidated Highlights (1)   Three months ended June 30,   Six months ended June 30, ($ in millions, except per share data and ratios) 2023 2022 % / pts Change   2023 2022 % / pts Change Consolidated revenues $ 13,979   $ 12,219   14.4 %   $ 27,765   $ 24,555   13.1 % Net loss applicable to common shareholders   (1,389 )   (1,040 ) 33.

Allstate Reports Second Quarter 2023 Results

NORTHBROOK, Ill.--(BUSINESS WIRE)--The Allstate Corporation (NYSE: ALL) has filed a Form 8-K reporting its financial results for the quarter ended June 30, 2023. You can find the Form 8-K, including the earnings release and investor supplement, as well as the quarterly Form 10-Q, on the company's page at sec.gov. These materials will be available by approximately 5 p.m. Eastern at www.allstateinvestors.com. The Allstate Corporation will host a conference call and webcast at 11 a.m. Eastern on W.

The Allstate Corporation Announces Availability of Second Quarter 2023 Results

Allstate's (ALL) second-quarter results are likely to reflect higher loss costs as the company struggles with inflation.

Allstate (ALL) to Report Q2 Earnings: Here's What to Expect

Allstate (ALL) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: Allstate (ALL) Q2 Earnings Expected to Decline

Allstate has had a terrible relative and absolute performance lately. Problems stem from poor pricing of auto insurance policies relative to their underwriting costs. The company is fixing that and we might be approaching a secular buy point.

Allstate: ALL Is Not Lost

Shares of Allstate Corp. ALL, +4.75% rallied 4.5% in afternoon trading Thursday toward a fourth-straight gain, after the insurance company disclosed premium increases as it looked to “improve profitability.” The stock's rally puts it on track for the biggest one day gain since it climbed 5.0% on April 17, 2020.

Allstate stock surges toward biggest gain in more than three years

Allstate Corp. ALL announced Thursday June catastrophe losses of more than $1 billion, and said it has raised premiums on home and auto insurance “to improve profitability.” The company said catastrophe losses were estimated to be $1.01 billion in June, and $2.70 billion for the second quarter.

Allstate raised auto, homeowner insurance rates by more than 7% this year to ‘improve profitability'

NORTHBROOK, Ill.,--(BUSINESS WIRE)--The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of June of $1.01 billion or $799 million, after-tax. June month catastrophe losses include 18 events estimated at $1.13 billion, with approximately 60% of the losses related to four wind and hail events, partially offset by favorable reserve reestimates for prior events. Total catastrophe losses for the second quarter were $2.70 billion, pre-tax. Unfavorable prior.

Allstate Announces June and Second Quarter 2023 Catastrophe Losses, Implemented Rates and Prior Year Reserve Reestimates

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According to S&P Global Market Intelligence, insurers posted their largest first-quarter underwriting loss in 12 years. An increase in tornado, hail, and wind events; rising inflation, and increasing litigation costs have weighed on the industry.

Decade-High Losses Shake the Insurance Landscape: The Investment Challenges

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The most oversold stocks in the financial sector presents an opportunity to buy into undervalued companies.

Top 5 Financial Stocks That Could Blast Off In July - Allstate (NYSE:ALL), Cherry Hill Mortgage (NYSE:CHMI)

LOS ANGELES and DETROIT , July 12, 2023 /PRNewswire/ -- Black Star, a program facilitating the growth of soccer in Black American communities, today announced an all-new multiyear partnership with Allstate (NYSE: ALL). Allstate is a Founding Partner and title sponsor of the Black Star ID and National Showcases.

Black Star and Allstate team up for a multiyear partnership across the U.S.

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Inflation-resistant stocks naturally dominated the equities research landscape as a robust labor market continued to confound the Federal Reserve. However, we may have reached a point where the central bank has had enough.

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NORTHBROOK, Ill.--(BUSINESS WIRE)--Playing college football, attending school full time and giving back to the community is no small commitment. Yet, that's how 136 Good Works Team nominees invest their time and that's why their coaches recommended them for the 2023 Allstate American Football Coaches Association (AFCA) Good Works Team.® "I'm impressed and inspired by these young men because they're incredible athletes and amazing human beings,” said Tim Tebow, two-time national champion, Heisma.

The Allstate AFCA Good Works Team® nominees are

NORTHBROOK, Ill.--(BUSINESS WIRE)--The Allstate Corporation (NYSE: ALL) will conduct a conference call and webcast at 11:00 a.m. Eastern on Wednesday, Aug. 2, 2023, to discuss second quarter 2023 earnings. The company plans to file a current report on Form 8-K with the Securities and Exchange Commission announcing quarterly results at or after 4:15 p.m. Eastern on Tuesday, Aug. 1. To view Allstate's quarterly results after their filing, including the earnings release and investor supplement, vi.

Allstate to Discuss Second Quarter 2023 Earnings With Investors

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News for Allstate Stock (ALL)