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ALKT
Volume: 1.85M

Alkami Technology (ALKT) Stock Forecast & Price Target

Alkami Technology (ALKT) Analyst Ratings

Based on 5 analyst ratings
Hold
Strong Buy 20%
Buy 20%
Hold 40%
Sell 20%
Strong Sell 0%

Bulls say

Alkami Technology is viewed favorably because its cloud-native, multi-tenant digital banking platform is still early in a broad expansion cycle, with DSSP adoption rising to 48 of 307 clients and cross-selling driving 54% of FY25 TCV while net dollar retention exceeded 115%. The business also appears resilient, supported by long-duration contracts averaging about 70 months, less than 1% ARR churn from digital banking clients over the past three years, and only four expected 2026 churn customers making up under 1% of ARR. Financially, the company ended the quarter with $81 million of cash and marketable securities, generated $22 million of operating cash flow, and trades at roughly 4x EV/FY27E revenue despite strong projected growth and margin expansion potential.

Bears say

Alkami Technology is viewed negatively because its growth is already decelerating in a highly competitive digital banking market, where it must contend with Q2, NCR, Temenos, Fiserv, Jack Henry, and FIS while also facing internal build alternatives from clients. Despite 1Q26 revenue of $126.1M, up 29% y/y, and adjusted EBITDA of $22.3M at a 17.7% margin, organic growth slowed to 17% and guidance implies further moderation, with 2Q26 revenue of $128.0M-$129.0M and full-year 2026 revenue of $527.1M-$530.9M. The bearish case is reinforced by customer concentration in financial services, AWS and third-party dependency risk, privacy and security exposure, shareholder-related expenses of about $2.2M in 1Q26, and consolidation pressure that could reduce bookings and revenue growth.

Alkami Technology (ALKT) has been analyzed by 5 analysts, with a consensus rating of Hold. 20% of analysts recommend a Strong Buy, 20% recommend Buy, 40% suggest Holding, 20% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Alkami Technology and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Alkami Technology (ALKT) Forecast

Analysts have given Alkami Technology (ALKT) a Hold based on their latest research and market trends.

According to 5 analysts, Alkami Technology (ALKT) has a Hold consensus rating as of Oct 24, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $20.80, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $20.80, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Alkami Technology (ALKT)

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