
AII Stock Forecast & Price Target
AII Analyst Ratings
Bulls say
American Integrity Insurance Group Inc. is projected to see elevated earnings per share (EPS) estimates increasing to $5.75 in 2025, driven by higher net investment income and robust underwriting margins. The company is strategically positioned to capture organic growth, particularly in under-penetrated markets such as middle-aged homes within the Tri-County region of Florida, while policy takeouts from state-backed Citizens Insurance provide additional growth potential. Furthermore, the firm has experienced improved results related to lower catastrophe losses, which, combined with a favorable reinsurance structure, is expected to enhance net premium growth relative to gross premiums, supporting a positive financial outlook.
Bears say
American Integrity Insurance Group Inc's significant exposure to the Florida market, with 99% of its direct premium written (DPW) concentrated in the state, poses a considerable risk to the company's financial stability amid adverse economic conditions. The firm's reliance on quota share reinsurance structures has led to volatility in its core net loss ratio, indicating potential underlying issues in underwriting profitability. Furthermore, escalating loss cost inflation and changes in reinsurance availability and cost due to the company's loss experience raise concerns about its long-term financial health.
This aggregate rating is based on analysts' research of American Integrity Insurance Group Inc and is not a guaranteed prediction by Public.com or investment advice.
AII Analyst Forecast & Price Prediction
Start investing in AII
Order type
Buy in
Order amount
Est. shares
0 shares