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AII
Volume: 28.08K

AII Stock Forecast & Price Target

AII Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

American Integrity is benefiting from a structurally improved Florida homeowners market, where 2022 reforms cut litigation claim frequency from a 15% peak in 3Q21 to 1-2% today, supporting stronger underwriting and lower losses. Its 2Q26 results underscore that progress, with EPS of $1.78 versus $0.88 consensus, a 63.4% combined ratio, a 31% loss ratio, and 14% gross written premium growth led by 28% voluntary premium growth despite only 81 Citizens take-outs. The company also looks differentiated by its underpenetrated Tri-County and middle-aged home opportunities, plus geographic expansion into the Carolinas and Georgia, while the June 1 reinsurance renewal lowered aggregate four-event retention to $75 million and improved the risk profile.

Bears say

American Integrity is highly vulnerable to concentrated catastrophe exposure because 98.6% of direct premiums written for 2024 and 97.6% of policies in-force were in Florida, leaving earnings and capital heavily tied to severe weather, hurricanes, and the state’s regulatory and legal environment. Its monoline residential property focus limits diversification, so if gross losses exceed its reinsurance program limit, capital could be eroded quickly, while changes in climate conditions may intensify loss severity and frequency. Reliance on third-party distribution partners that face Florida writing restrictions, combined with the risk that early public-company quarters disappoint, further weakens the outlook for a business whose results depend on disciplined underwriting in a volatile market.

AII has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of American Integrity Insurance Group Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About American Integrity Insurance Group Inc (AII) Forecast

Analysts have given AII a Buy based on their latest research and market trends.

According to 3 analysts, AII has a Buy consensus rating as of Oct 26, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $28.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $28.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

American Integrity Insurance Group Inc (AII)

Volume: 28.08K

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