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AFRM
Volume: 962.86K

Affirm (AFRM) Stock Forecast & Price Target

Affirm (AFRM) Analyst Ratings

Based on 22 analyst ratings
Buy
Strong Buy 45%
Buy 41%
Hold 14%
Sell 0%
Strong Sell 0%

Bulls say

Affirm Holdings is projected to achieve approximately $36 billion in transaction volume by fiscal 2025, demonstrating robust growth in the buy-now, pay-later sector. The company's revenue is predominantly derived from interest-bearing loans, which make up over 70% of its transaction volume, indicating a strong and sustainable business model. Furthermore, the forecasted increases in key performance indicators, including gross merchandise volume (GMV) and adjusted operating income, reinforce the expectation of continued market share gains and positive financial performance moving forward.

Bears say

Affirm Holdings is experiencing concerns regarding its fiscal year 2026 guidance, particularly relating to the net revenue yield forecast, which appears overly optimistic. This apprehension may stem from the significant reliance on interest-bearing loans, which account for over 70% of the company's transaction volume and revenue. Such dependency, particularly amid a potential downturn in consumer borrowing or increased competition in the buy-now, pay-later market, could negatively impact Affirm's financial performance.

Affirm (AFRM) has been analyzed by 22 analysts, with a consensus rating of Buy. 45% of analysts recommend a Strong Buy, 41% recommend Buy, 14% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Affirm and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Affirm (AFRM) Forecast

Analysts have given Affirm (AFRM) a Buy based on their latest research and market trends.

According to 22 analysts, Affirm (AFRM) has a Buy consensus rating as of Jan 9, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $89.59, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $89.59, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Affirm (AFRM)

Volume: 962.86K

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