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AFRM
Volume: 1.55M

Affirm (AFRM) Stock Forecast & Price Target

Affirm (AFRM) Analyst Ratings

Based on 22 analyst ratings
Buy
Strong Buy 45%
Buy 41%
Hold 14%
Sell 0%
Strong Sell 0%

Bulls say

Affirm Holdings has demonstrated strong financial performance, with projected transaction volume reaching approximately $36 billion in fiscal 2025, underscoring its leadership position in the buy-now, pay-later market. The company’s revenue is significantly supported by its interest-bearing loans, which account for over 70% of its transaction volume and position Affirm for robust growth in market share and volume. Furthermore, optimistic forecasts across key performance indicators such as gross merchandise volume and adjusted operating income reflect Affirm’s ability to enhance its value proposition for both merchants and consumers, ultimately contributing to a favorable financial outlook.

Bears say

Affirm Holdings is facing a negative outlook due to concerns regarding its fiscal year 2026 guidance, particularly as the Street's forecast for net revenue yield appears overly optimistic. The company relies heavily on interest-bearing loans for the majority of its revenue, with over 70% of its transaction volume stemming from this segment. Additionally, Affirm's revenue is predominantly generated in the United States, raising risks associated with market saturation and competitive pressures in its primary operating region.

Affirm (AFRM) has been analyzed by 22 analysts, with a consensus rating of Buy. 45% of analysts recommend a Strong Buy, 41% recommend Buy, 14% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Affirm and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Affirm (AFRM) Forecast

Analysts have given Affirm (AFRM) a Buy based on their latest research and market trends.

According to 22 analysts, Affirm (AFRM) has a Buy consensus rating as of Jan 23, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $89.59, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $89.59, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Affirm (AFRM)

Volume: 1.55M

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