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AFRM
Volume: 1.55M

Affirm (AFRM) Stock Forecast & Price Target

Affirm (AFRM) Analyst Ratings

Based on 24 analyst ratings
Buy
Strong Buy 42%
Buy 42%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

Affirm Holdings reported a strong revenue increase of 29.6% year-over-year, reaching $1.12 billion, which surpassed both estimates and consensus expectations. The company’s gross merchandise volume (GMV) for the second quarter of FY26 was $13.8 billion, marking a 36.6% year-over-year growth and exceeding prior estimates, indicating robust demand for its financial products. Additionally, strong credit performance, alongside the potential acquisition of a bank charter, suggests a pathway to reduced funding costs and improved earnings per share, enhancing its positive growth outlook.

Bears say

Affirm Holdings operates in a highly competitive buy-now, pay-later industry, which presents risks of customer attrition and challenges in securing merchant partnerships that could adversely affect growth prospects. The anticipated Gross Merchandise Volume (GMV) for 4Q falls just short of market consensus, indicating potential difficulties in meeting revenue expectations, which could be exacerbated by poor loan performance and rising credit losses. Additionally, the company is heavily reliant on various funding sources, and any unfavorable changes to these agreements or the inability to secure new funding could limit its ability to grow and negatively impact profitability.

Affirm (AFRM) has been analyzed by 24 analysts, with a consensus rating of Buy. 42% of analysts recommend a Strong Buy, 42% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Affirm and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Affirm (AFRM) Forecast

Analysts have given Affirm (AFRM) a Buy based on their latest research and market trends.

According to 24 analysts, Affirm (AFRM) has a Buy consensus rating as of Apr 6, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $86.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $86.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Affirm (AFRM)

Volume: 1.55M

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