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First Bancshares (FBMS) Stock Forecast & Price Target

First Bancshares (FBMS) Analyst Ratings

Based on 1 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

First Bancshares Inc has demonstrated strong performance indicators, highlighted by a notable increase in net interest margin (NIM) which expanded by 6 basis points to 3.32%, surpassing expectations and suggesting robust profitability ahead. The bank's loan growth is projected in the mid-single digits for the year, supported by positive pipelines and successful execution of its tri-state strategic expansion plan, which has contributed to asset doubling since 2009. Additionally, the company’s ability to enhance net interest income (NII) and annualized earnings per share (EPS) through effective repositioning strategies underscores its operational strength amidst stable deposit costs and improved fee structures.

Bears say

First Bancshares Inc is experiencing significant challenges in the current banking environment, particularly due to pressures on net interest income that have adversely impacted earnings per share (EPS) estimates. The outlook for the bank is further complicated by risks associated with net interest margin (NIM) headwinds, slow loan growth, and a decline in mortgage originations. These factors have contributed to a persistent low valuation and diminished investor sentiment throughout the year.

First Bancshares (FBMS) has been analyzed by 1 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of First Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About First Bancshares (FBMS) Forecast

Analysts have given First Bancshares (FBMS) a Buy based on their latest research and market trends.

According to 1 analysts, First Bancshares (FBMS) has a Buy consensus rating as of Nov 8, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $45, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $45, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

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