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🏦 Understanding The Basic of Investing 👨🏽‍🏫 PART 1 —-•••• I. What is Investing? Investing is putting your money to work in a #stock , #bond , or other financial instruments with the potential of making a profit. It's less intimidating than you may think, and you don't need to be a #finance guru to understand and start investing. All you need is a little familiarity with some of the main concepts. Here are the basics. 🚨A few types of investments you may be familiar with: • Stocks. These are issued by companies and are also referred to as shares. When you buy a stock, you become a partial owner of that company. Stocks offer more #growth potential than bonds, but also carry more risk. Stocks are also called #equities . • Bonds. When you buy a bond from a government entity or company, you're #lending them money. And like any lender, you expect to be paid back in full, plus interest. Bonds generally have #less-risk than stocks, but offer lower return potential. Bonds are also called #fixed-income . • #MutualFunds . This is a collection of stocks or bonds that's professionally managed. Mutual funds #pool-your-money with other investors to purchase securities. The price is based on the value of the securities held in the fund at the end of the trading day. • #Exchange-Traded-Funds (ETFs). These are baskets of securities that trade like individual securities throughout the course of a trading day. The price fluctuates as ETFs are bought and sold, to reflect the changing prices of the underlying holdings. How do you make money through investing? Your investments can make money in 1 of 2 ways. The first is through #payments — such as #interest or #dividends . The second is through investment appreciation, aka, #capitalgains . When your investment appreciates, it increases in value. 🤓Give me a simple example🤓 • Let's say you purchased a single share of a company for $10 and the share price increased by 10% over the course of a year. If you sold that share at $11, you'd make $1 in profit, minus any trading costs or taxes. Any increased value of your #holdings is "realized" when you sell your holdings. Until then, any #appreciation is considered "unrealized" gains. If the stock also paid a $1 dividend, your total return would be $2 or 20%. #learingtheropes #possibilities #invest-i-gate #longterm #buildandgrow #wealth2022 #whynot #everylittlebitcounts
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Brokerage services for alternative assets available on Public are offered by Dalmore Group, LLC (“Dalmore”), member of FINRA & SIPC. “Alternative assets,” as the term is used at Public, are equity securities that have been issued pursuant to Regulation A of the Securities Act of 1933 (as amended) (“Regulation A”). This content is not investment advice. These investments are speculative, involve substantial risks (including illiquidity and loss of principal), and are not FDIC or SIPC insured. Alternative Assets purchased on the Public platform are not held in an Open to the Public Investing brokerage account and are self-custodied by the purchaser. The issuers of these securities may be an affiliate of Public, and Public (or an affiliate) may earn fees when you purchase or sell Alternative Assets. For more information on risks and conflicts of interest, see these disclosures. An affiliate of Public may be “testing the waters” and considering making an offering of securities under Tier 2 of Regulation A. No money or other consideration is being solicited and, if sent in response, will not be accepted. No offer to buy securities can be accepted, and no part of the purchase price can be received, until an offering statement filed with the SEC has been qualified by the SEC. Any such offer may be withdrawn or revoked, without obligation or commitment of any kind, at any time before notice of acceptance given after the date of qualification by the SEC or as stated in the offering materials relating to an investment opportunity, as applicable. An indication of interest to purchase securities involves no obligation or commitment of any kind.

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