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Some posts I read here on Public very often (and other apps where the topic is investing): "I'm new here and I don't know where to start." "I'm here for the long run, not short term." "I want to start investing for my retirement." "I want to invest for my children to be able to afford college." "Everything I have invested in is losing money, don't grow, stays the same, etc." "All this is overwhelming, I dont want to be constantly checking this, I want to keep it simple" There's a reason why many people invest in ETFs that track a particular index with performance that has been proven historically: the returns are there as long as you give it time to grow and keep investing consistently. Also that's the reason why many veteran investors suggest new investors to consider investing, after doing the proper research, in index ETFs if they are struggling with the ups and downs of the market and keeping track of individual stocks. One of the most popular indexes is the Standard and Poor's 500, also known as S&P 500. By definition the S&P 500 "is a market-capitalization-weighted index of 500 leading publicly traded companies in the U.S. It is not an exact list of the top 500 U.S. companies by market cap because there are other criteria that the index includes. Still, the S&P 500 index is regarded as one of the best gauges of prominent American equities' performance, and by extension, that of the stock market overall... You can't directly invest in the S&P 500 because it's an index, but you can invest in one of the many funds that use it as a benchmark, tracking its composition and performance." (Source:Investopedia) That last part is what you may be interested in. There are many funds around that track the S&P 500 (like $VOO here) each with many pros and cons and with returns that vary a lot depending on the weight they give to each company. Plenty of great friends here on Public have made posts talking about ETFs, indexes, dollar cost averaging and other related topics, please take your time to search and learn about them. So with that in mind today is my six month investing in $Voo 😁. As noted by @tcardizzle recently the performance of the S&P 500 index in 2021 was the best from all indexes. Although individual stocks like $TSLA , $LCID and $NVDA made great gains for me on the last six months it's the consistency of $voo (along with $SPYD that also tracks the S&P 500 but I hold a small position) that is of particular importance for me. So lets see my numbers: Total invested: $600 All-time gains: +$25.65 (+5.11%) Total holdings: $625.65 Average price: $411 Invested for 157 days The amount added monthly has been modest but it has served as an experiment for me to prove and show others why consistency is the key with index tracking ETFs. If you think about those same $100 a month could be put in a bank account... and do nothing. No savings account can give returns likke those, even in terrible months like last September. Using the dollar cost averaging method I don't have to worry if the market is high or low, I simply invest at the beginning of the month and that's it. For short term investing there are better alternatives out there including crypto that maybe can give you better returns but when talking about a long time horizon (more than 10 years) an ETF like VOO is a great alternative to consider. Remember to always do the proper research before making any investment decision. #possibilities #longterm #dca #2030vision #newinvestor #publicclassroom
Jul 6, 2021 - Jan 6, 2022
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