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ETFs are an effective way to help you build your wealth. They allow you to get diversification with one purchase and can remove the uncertainty and extensive research from investing. 💰 For beginners and experts alike, ETFs are a fantastic backbone to your portfolio. I personally invest in the first of each type of ETF listed but felt that providing at least one other option was necessary. 📈 An ETF is a basket of stocks. Instead of purchasing an individual stock, you could purchase an ETF and buy a little bit of a large number of companies. đŸ§ș My question is which major ETFs are your favorite and why❓ S&P 500 ETF - $VOO / $SPY Total Market ETF - $SCHB / $VTI Nasdaq 100 ETF - $QQQ / $QQQM Dividend ETF - $SCHD / $VYM #indexfund #ETF #growth

S&P 500 Tracking58.95%
Total Market Tracking10.17%
Nasdaq 100 Tracking11.11%
Dividend Focused19.77%
531 votes ‱ Ended 09/18/21
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CTSSHAH photo
https://www.businessinsider.com/personal-finance/average-stock-market-return Just found this article and I think my money is on $VOO over $VTI but I do like the diversification that $VTI brings to the game!
Brendan photo
@ctsshah I am going to give that a read right now. I personally prefer an S&P 500 ETF over a Total Market one as well, but the additional diversification is nice. Post read: I like how the article says the S&P did "slightly better" The difference was 13.6% to 9.2%... I would say that is pretty significant
Jason G đŸŽâ€â˜ ïžđŸ‡ș🇾 photo
Jason G đŸŽâ€â˜ ïžđŸ‡ș🇾@jmag77
Great post Brendan. You know me, I'm all about the divs and there are a ton of dividend paying ETFs out there. I own quite a few and they can be a great way to diversify a portfolio without taking the direct risk of a single stock. One sector I want exposure to but feel is too volatile for me to buy individual stocks is the cannabis industry. I bought $MJ so I don't have to take the risk of gambl
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@jmag77 That is awesome. I think certain industries are tricky to pick winners in. The sector-specific ETFs are a great way to track those sectors. Airlines is another one that can be tricky to navigate and the $JETS ETF helps to track that. One specific sector I track with an ETF is audio and video streaming. I use $SUBZ to track it. I am very long-term focused with this one.
Brendan photo
@sydward You make a good point! Over diversification is not always good. But with that being said, it does invest in more small-cap companies with lots of room to grow. The investments in these companies are small but a $VOO / $VTI portfolio gives you everything you need. I like $QQQ / $QQQM a lot as well! Just wish I started out with $QQQM instead... I might have to switch over.
Xander photo
My favorite ETF is FNILX on fidelity, no fee index fund!
CTSSHAH photo
Ya I just discovered that @Xander882214 
 it seems too good to be true. I’m slowly moving over my FXAIX to this
Brendan photo
@Xander882214 @ctsshah I will have to check it out! Do some digging 👀
Sydney photo
Yeah FNILX is the 🐐 sorry $VOO . I have it in my Roth IRA and it’s my biggest position. But it’s only available at fidelity. It’s *technically* a mutual fund so it trades at the end of the day instead of real time but it’s no expense ratio and mimics $SPY exactly so it’s not too good to be true
Sydney photo
https://www.fidelity.com/mutual-funds/investing-ideas/index-funds They also have a zero expense ratio total market fund and international fund. You could invest in only these and probably do better than the hedgies 😏
Brendan photo
@sydward I have been thinking about getting my Roth IRA over to Fidelity
 this might do it.
Brendan photo
@sydward @Xander882214 @ctsshah Maybe it is to get people in the door? This is attractive and probably gets people to move over to their platform
 sorta of like Sam’s Club $5 rotisserie chickens 🐔😂Just get people in the door and they will spend 💾💾
Monique Nguyen photo
@ctsshah @brendanschema that article is easy to misread. The 10 year 9.2% is over a 140 year period. The 10 year S&P return of 13.6% is from 2010-2020. The 10 year performance of $VOO and $VTI are almost identical ($VOO = 14.8%, $VTI = 14.7%). So, long term either works just fine. If you look at the 1-year, 3-year, and 5-year performance, $VTI actually outperforms $VOO. $VTI 1 year = 44.42%, $VOO 1
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Sydney photo
Okay MONEYque this is why I ♄ u
Monique Nguyen photo
@sydward lol thank you 🙏. I also own FNILX, FXAIX, QQQ, and QQQM
 just over here, trying to make my portfolio as complicated and unnecessary as possible.
Sydney photo
But yeah @brendanschema I agree I think it’s to get some newbies in the door. The funds are new
 only been around for a couple years which is why not a bunch of people talk about them but it was definitely the reason that sold me on fidelity
Freestate photo
Looks like my objective this weekend is finding a fund to invest in. I’m thinking a S&P, total market and that zero expense fund (FNILX) will do but I’ll do some more research. The amount of knowledge in these comments are amazing đŸ€©
Freestate photo
I should mention I have all my holdings with fidelity. I have no complaints here, I think they are great 👍 You can check out every stock I own under my watch list.
CTSSHAH photo
@financepillowtalk Totally misread it!!! Thank you so much for clarifying 🙏
NickLuiso photo
$SPY is my favorite as a beginner just because it was the first one introduced. However I can see the value in each and hope to hold all some day
Monique Nguyen photo
@ctsshah happy to help. Didn't want you hating on $VTI too much. 😂
CTSSHAH photo
@financepillowtalk I enjoy owning them all. $VT is another one I love on.
Richard Scionti photo
Dividend ETFs are kind of lame. I've never seen one with a yield over 4%. If you want diversified dividends, I think you're better off buying several individual stocks. There are plenty that are 8% or more
Jason G đŸŽâ€â˜ ïžđŸ‡ș🇾 photo
Jason G đŸŽâ€â˜ ïžđŸ‡ș🇾@jmag77
@HolisticInvesting there are plenty of ETFs with higher yields. Here are a few currently in my portfolio. $QYLD . 11.37% $JNK 4.43% $DIVO 4.99% $RYLD 
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Jelly@Jega
Consider also other combinations like $VOO + $VO , $VOO + $VB , $VTI + $VYMI 
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Richard Scionti photo
@jmag77 I never realized the YLD stocks were ETFs lol. You got me
Sydney photo
Then there’s $SMHB leveraged monthly dividend yield of 11% 
 curious to hear your thoughts on that 😂 @HolisticInvesting
Richard Scionti photo
@sydward that's scary lol. Clearly I was wrong about dividend ETFs lmao. But yeah I don't know how I feel about that. I've noticed a lot of dividend stocks struggle with recovery. I'd need to look into it more because I'd imagine leverage would make that even worse.
Bj Saunders photo
Thank you for sending that information . It will Probably I will invest After I read some more information And plot out what I want to do for October
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