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A big thank you to @ArtistArtist for inspiring this. Sorry to basically copy my comment bro but I wanted to make this a post so I have it saved. Anywho…I’ve been on the fence about quitting smoking for some time now since my 7 year old told me he wanted me to stop. I had just lit a cigarette seconds before I hopped on #public just now and the first post I saw was @ArtistArtist ’s post on being cigarette free for a month and a half. I’m a big fan of synchronicity as it makes me feel like the universe is trying to tell me something important. That being said, I think it’s high time I start being a little smarter with my health and my finances and where better to start than the habit that’s simultaneously costing me $300+ per month and killing me. I’m sure I’m going to need the support at times, as will anybody else quitting, so I look forward to chatting about it with anybody who wants to take that step and needs support or has taken it already and can give some support. Shout out to @sydward and @bdg0808 for your initial push to make this a possibility. And a big congratulations to @bdg0808 and @ArtistArtist for their accomplishments on this journey already. Thank you for helping influence my decision to take charge of my life and #BreatheEasy again. 🙌❤️ P.S. Two more clever hashtags for the cause: #stocksnotstoges #cryptonotchemo
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Sydney photo
Congrats on a great lifestyle change! Cheering you on. 🎉
Victoria photo
💪 Cheering you, @bdg0808 , and @ArtistArtist on!
CTSSHAH photo
🥳 Glad to hear! All the best 💙
Andrew Ochoa photo
Let’s get it Brotha you got this✨🍾🥂
Jordan photo
Glad to see a post like this, Ive quit about 8 months ago and been spending the "ciggarrette money" to invest it and its been going pretty well. Good luck man and blesses! 🙌☝️
Damon Gwinn photo
Damon Gwinn@damondamnit
Been there, it gets easier everyday. I’m cheering for you.
Enzo photo
Enzo@enzo
You got this!! 💪
Johnell photo
Congratulations I love that you all are committing to your health and investing at the same time 🙌
*Sholom Allu YAH* photo
*Sholom Allu YAH*@DomDeniros-Motly-Bullz
Its been-4 weeks now for me by the way and it feels like I'am Buying N' Holding on to Long-term Stocks only with these Ciggi funds,no swings with this bread Long-term Only! lol😀👍$$$$$$ So Keep up the Great work all of You and #BreatheEasy
Romunda Ratliff photo
Congratulations 🎉🍾🎊🎈 wish my hubby would quit. He’s cut back tremendously from 1 pack/day to maybe 4 cigs/day…so I guess that’s a start. 🤷🏾‍♀️
MB
Congratulations
ArtistArtist photo
ArtistArtist@ArtistArtist
I love this bro!!!! 💪🏽 let’s gooo! You know I’m here! Believe in yourself and you got this no prob! And I actually love the tags so I might be adding those to my posts! 💪🏽🙌🏾stay strong we all love ya man!
mm photo
mm@nanam33
All the best!!🙌🌞
JaCee Chappell photo
Congratulations to all of you on the path of health and wealth! 👏🏿👏🏿👏🏿👏🏿
Kathryn R Taylor photo
Kudos!! I quit fifteen years ago with the patch (which I wore fore the first three days only) just keep your hands busy, stay focused cause you can do this and a little snippet from my dad...he said this: " it takes 21 days to create a habit and 21 days to break the same habit! " All the best!🌞🙌❤️
Brian Gay photo
I meant to comment on this but so happy to hear you’re trying to #breatheeasy it’s a tough battle but you’ve got this! I’m pushing day 70 at this point and couldn’t be happier, you’ll be here before you know it!
Cosze photo
Cosze@Cosze
Let’s gooooo. Nice man. Congrats 🎢🙌 Praying for your success and sending quantum love your way
TJ Hollander photo
TJ Hollander@tjhollanderjr
Congratulations @whoisdanksinatra on "trying" to quit! My 6yr old wants me to quit also. I told her I would on my birthday, which is on Easter this year so I'm running out of time! Lol. I quit drinking over two and a half years ago so I know if I can do that I can quit smoking. Like u said, support, is key to our success, and with inspiration from our kids, WE CAN DO THIS! GOOD LUCK MAN! WE GOTSee more
SC
I quit cold turkey fifty yrs ago so once you make up your mind to quit thqt 's a couple of things one the hardest part (You decide to quit for yourself and second your family especially a young son who dosen't need exposure to the habbit... Congrat's on your decision Good Luck ! Scott 😇😃
SC
Not only that back in the day cigs were $10 a carton you laugh well it's true and with the money you save you will have more to inv for your son and you will enjoy watching our money grow instead of going out the window or up in smoke!!! GL LOL Scott 😇😃
TJ Hollander photo
TJ Hollander@tjhollanderjr
Congratulations @scarroll100 ! That freaking fantastic! AND HERE'S TO THE NEXT 15 YEARS!!....AND MY FIRST 15 YEARS!!🍹
SC
Good Job// prod of you!!! we can talk anytime, have you b (Main) yet if not time to get on board pays mo and a extra every yr, also have some other mo. fav's whnen you are ready and now that you have a extra $300 per mo to inv b something that pays you back every mo and then add to it for more div.... good lck and lol Scott 😇😃
TJ Hollander photo
TJ Hollander@tjhollanderjr
@scarroll100 I'm $400 a month. 2 p/d. I just started getting into the divvy stocks this year and I think I'm going to like it a lot. My goal is to start earning $1,000 a month income and dividends and I'm almost halfway there already so this could get super interesting.👍🤞🤑
TJ Hollander photo
TJ Hollander@tjhollanderjr
And yes @scarroll100 I'm in $MAIN . I think its paying around $2.38 dividend right now. Been treating me good so far
SC
I've been it for a few yrs now and like the mo payers , I am still playing around with them I think aboput five or so mo. payers is enough but like to advertize for the ones that pay every mo and more to make sure as many people get in on this stock , so mI'm glad you are in I have 200 shares now and will eventually get to 500 shares , no hurry and the div goes up as I add more shares... I recSee more
SC
I like public because you can sell your shares dwn to 1 and then b them b later and use the funds to b a stock or stocks that are on sale`, then when PD comes you can find a home for those funds... :uv talking stock talk... Scott 😇😃
SC
PS: I'm a ret Jet eng mech w/20 yrs USN mostly a/c carriers 3 yrs at sea three yrs shore duty mostly Pax riv, Md... Living now in Ronoke,VA. ... Scott 😇😃
TJ Hollander photo
TJ Hollander@tjhollanderjr
@scarroll100 why is $LLAP down over 37% for the last 30 days? I didn't see any bad news on it and it seems like a pretty stable, funded, company. I may jump in on this next week. Thx for the lead!
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Stocks, ETFs, Options, Bonds.
Self-directed brokerage accounts and brokerage services for US-listed, registered securities, options, and Bonds, except for treasury securities offered through Jiko Securities, Inc., are offered to self-directed customers by Open to the Public Investing, Inc. (“Public Investing”), a registered broker-dealer and member of FINRA & SIPC. Additional information about your broker can be found by clicking here. Public Investing is a wholly-owned subsidiary of Public Holdings, Inc. (“Public Holdings”). This is not an offer, solicitation of an offer, or advice to buy or sell securities or open a brokerage account in any jurisdiction where Public Investing is not registered. Securities products offered by Public Investing are not FDIC insured. Apex Clearing Corporation, our clearing firm, has additional insurance coverage in excess of the regular SIPC limits. Additional information can be found here.

Options.
Certain requirements must be met in order to trade options. Options can be risky and are not suitable for all investors. Options transactions are often complex, and investors can rapidly lose the entire amount of their investment or more in a short period of time. Investors should consider their investment objectives and risks carefully before investing in options. Refer to the Characteristics and Risks of Standardized Options before considering any options transaction. Supporting documentation for any claims, if applicable, will be furnished upon request. Tax considerations with options transactions are unique and investors considering options should consult their tax advisor as to how taxes affect the outcome of each options strategy.

Options Order Flow Rebates.
If you are enrolled in our Options Order Flow Rebate Program, Public Investing will share a percentage of our estimated order flow revenue for each completed options trade as a rebate to help reduce your trading costs. Rebate rates vary monthly from $0.06-$0.18 and depend on your current and prior month’s options trading volume. This rebate will be deducted from your cost to place the trade and will be reflected on your trade confirmation. To learn more, see our Options Rebate Program Terms & Conditions, Order Rebate FAQ and Fee Schedule.

Bonds.
“Bonds” shall refer to corporate debt securities and U.S. government securities offered on the Public platform through a self-directed brokerage account held at Public Investing and custodied at Apex Clearing. For purposes of this section, Bonds exclude treasury securities held in treasury accounts with Jiko Securities, Inc. as explained under the “ Treasury Accounts” section.

Investments in Bonds are subject to various risks including risks related to interest rates, credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications and other factors. The value of Bonds fluctuate and any investments sold prior to maturity may result in gain or loss of principal. In general, when interest rates go up, Bond prices typically drop, and vice versa. Bonds with higher yields or offered by issuers with lower credit ratings generally carry a higher degree of risk. All fixed income securities are subject to price change and availability, and yield is subject to change. Bond ratings, if provided, are third party opinions on the overall bond's credit worthiness at the time the rating is assigned. Ratings are not recommendations to purchase, hold, or sell securities, and they do not address the market value of securities or their suitability for investment purposes.

A Bond Account is a self-directed brokerage account with Public Investing. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The Bond Account’s yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees. A bond’s yield is a function of its market price, which can fluctuate; therefore a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule.

Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. You should evaluate each bond before investing in a Bond Account. The bonds in your Bond Account will not be rebalanced and allocations will not be updated, except for Corporate Actions.

Fractional Bonds also carry additional risks including that they are only available on Public and cannot be transferred to other brokerages. Read more about the risks associated with fixed income and fractional bonds. See Bond Account Disclosures to learn more.

High-Yield Cash Account.
A High-Yield Cash Account is a secondary brokerage account with Public Investing. Funds in your High-Yield Cash Account are automatically deposited into partner banks (“Partner Banks”), where that cash earns interest and is eligible for FDIC insurance. See here for a list of current Partner Banks. Your Annual Percentage Yield is variable and may change at the discretion of the Partner Banks or Public Investing. Apex Clearing and Public Investing receive administrative fees for operating this program, which reduce the amount of interest paid on swept cash. Neither Public Investing nor any of its affiliates is a bank. Learn more.

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Cryptocurrency trading, execution, and custody services are provided by Bakkt Crypto Solutions, LLC (NMLS ID 1828849) (“Bakkt”). Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrencies offered by Bakkt are not securities and are not FDIC insured or protected by SIPC. Your cryptocurrency assets are held in your Bakkt account. Bakkt is a licensed virtual currency business by the New York State Department of Financial Services and a licensed money transmitter, but is not a registered broker-dealer or a FINRA member. Your Bakkt Crypto account is separate from your brokerage account with Public Investing, which holds US-listed stocks and ETFs. Please review the Risk Disclosures before trading.

Treasury Accounts.
Investing services in treasury accounts offering 6 month US Treasury Bills on the Public platform are through Jiko Securities, Inc. (“JSI”), a registered broker-dealer and member of FINRA & SIPC. See JSI’s FINRA BrokerCheck and Form CRS for further information. JSI uses funds from your Treasury Account to purchase T-bills in increments of $100 “par value” (the T-bill’s value at maturity). T-bills are purchased at a discount to the par value and the T-bill’s yield represents the difference in price between the “par value” and the “discount price.” Aggregate funds in your Treasury Account in excess of the T-bill purchases will remain in your Treasury Account as cash. The value of T-bills fluctuate and investors may receive more or less than their original investments if sold prior to maturity. T-bills are subject to price change and availability - yield is subject to change. Past performance is not indicative of future performance. Investments in T-bills involve a variety of risks, including credit risk, interest rate risk, and liquidity risk. As a general rule, the price of a T-bills moves inversely to changes in interest rates. Although T-bills are considered safer than many other financial instruments, you could lose all or a part of your investment. See Jiko U.S. Treasuries Risk Disclosures for further details.

Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value.

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Fractional shares are illiquid outside of Public and not transferable. For a complete explanation of conditions, restrictions and limitations associated with fractional shares, see our Fractional Share Disclosure to learn more.

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Alpha.
Alpha is an experiment brought to you by Public Holdings, Inc. (“Public”). Alpha is an AI research tool powered by GPT-4, a generative large language model. Alpha is experimental technology and may give inaccurate or inappropriate responses. Output from Alpha should not be construed as investment research or recommendations, and should not serve as the basis for any investment decision. All Alpha output is provided “as is.” Public makes no representations or warranties with respect to the accuracy, completeness, quality, timeliness, or any other characteristic of such output. Your use of Alpha output is at your sole risk. Please independently evaluate and verify the accuracy of any such output for your own use case.

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