So I opened a $SOFI brokerage account this week! 💵🥳
I decided I wanted to try a different strategy, and see how it goes. So this account will be ETFs only… no individual stocks.
Here are a couple themes I want to track and why:
🔵 VOO/VTI vs equal weight index fund
🔵 mid cap and small cap funds (higher risk higher reward… but with less volatility than individual stocks)
🔵 sector ETFs: an opportunity to invest in sectors with the lowest P/E ratios (undervalued compared to the rest of the market)
🔵sector ETFs: sectors that will continue to do well if fear and inflation occur
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Reasoning:
🌟 In case there is a growth to value transition and/or large cap to small/mid cap transition I want exposure to both
🌟 materials and financials are the most undervalued sectors compared to the rest of the market sectors
🌟 small and mid caps outperform in times of inflation (mid caps specifically outperform when inflation is above 2%)
🌟I still have a dividend and voo/vti focused retirement account, 401k with broad market funds, and public that is a bit more high risk… so if this idea flops oh well 🤪
Currently my SOFI portfolio has a beta volatility ratio of .99 (a ratio of 1 would follow the S&P500)
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Here are my starting holdings:
💰Large Blend / Multi Cap 45%
$VTI Total Market Fund 15%
$RSP S&P500 Equal Weighted 15%
$VOO S&P500 15%
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💰Mid Cap Funds 20%
$VO Mid-Cap Blend 10%
$VOE Mid cap Value 10%
——
💰Small Cap Funds 15%
$VBR Small Cap Value 10%
$IJR Small Cap Fund 5%
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💰Sector ETFs 20%
$VAW Materials Sector 5%
$VFH Financial Sector 5%
$VDE Energy Sector 2.5%
$VIS Industrial Sector 2.5%
$VHT Health Care Sector 2.5%
$VPU Utilities Sector 2.5%
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I’m thinking of reevaluating either quarterly or mid year, because i do believe that different sectors will outperform in the latter half of the year.
Y’all let me know what you think. Should I adjust any of my position or weighting? Any individual sectors I should swap out? This is an open experiment so I’m open to thoughts and suggestions.
#diversification #ETF #valueinvesting #sectoretf
#SOFIexperimentETF
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This portfolio is so beautiful it makes me want to cry #tearsofjoy ! Proud of you for doing this you gotta keep us updated on the progress!
I’ve been thinking of doing something similar for years with an old portfolio but cheers to you for actually doing it! #Stylepoints
Actually wish my I could do this in my 403b but I’m stuck with the crappy default fund options until I build up my balance past some made up number that only benefits the provider lol
D
Have any of you tried withdrawing cash from your public acct? They make it hard if not impossible. ☹️
thank you @arbitrage that’s a high tier compliment 🥺
I’ll be sure to update it at least once a month or if I make any changes! And if this works I’ll have to update my 401k cause we thankfully can add small/mid cap funds growth/value funds and it’s all through vanguard 🤪
@hoosierdad so to be honest I don’t ever invest money that I’ll need to withdraw right away simply because I’m long term focused, so I’m not the best of help. Plus I’m not staff… but I do know that after you sell a stock the funds have to settle before you can withdraw that’s not a public thing that’s a SEC thing
@yaredh300 so I used almost all vanguard ETFs so I used $VOO instead of $SPY . They are exactly the same thing but $VOO has a slightly cheaper expense ratio
For anyone looking for a "series" of ETFs with a sustained history of outperformance I highly recommend checking out the Invesco DWA series. Example $PRN $PTH etc.. just search Invesco DWA. Depending on your risk tolerance they might fit you well as they are sector funds that specifically target momentum.
Wow... the beauty and organization here! I love the portfolio as well! How are you liking $SOFI ? You know I have to ask! ;)
I did that same thing on Fidelity! I love having seperate accounts for different uses, and having an account dedicated to ETFs can be a safe way to grow over time while forgetting about it!
But did end up ultimately being able to withdraw your money @hoosierdad
@tcardizzle I might have to add a few of these! 👀 I was looking for a metals ETF actually and couldn’t find one I liked. I also thought about adding a semiconductor ETF as well but already have so many semiconductor individual stocks already.
I tested for overlap as much as I could which is why I ended up picking $IJR for example instead of $VB … I’m sure it’s not perfect, but I’m not going for perfe…See more
@brendanschema I like it! The rewards system is interesting 👀
It’s nothing special but the design is pretty nice and I can see how everything is packed into one app, good access to research… I can see how the rewards system would encourage you to set up other accounts with them too
@MGraham24 I absolutely agree which is why I did what I did! I’m excited to compare how they do to each other as well
@Xander882214 yeah if I do end up adding any individual stocks to SOFI it’s going to be an IPO early access… and only if I really really like the company.
D
You guys don’t get it my funds are cleared and ready for withdrawal but public will not allow me to remove the money they said because of security reasons. I have a feeling it’s a scam has anyone here withdrawn money????
This is really awesome! The post as well as the comments! I enjoy being able to interact in a healthy way with people of this community, so cheers to all of you for making this app awesome 😎 🥸
@hoosierdad I know it’s off topic but I’m curious also. I tried once and it wasn’t easy so I stopped.
I’ll try to do a withdrawal over the weekend and see what happens.
Usually what I put in, stays in my public account. Anyone taken a withdrawal before?
Sorry to get off topic.🙏🏽
Enzo@enzo
Hey @hoosierdad sorry for the inconvenience. If you have funds under "withdrawable," but can't start a withdrawal, there could be a few reasons it hasn’t been successful: https://help.public.com/en/articles/1730936-why-can-t-i-withdraw-my-money
Have you contacted our support team? They can help you out. You can start a chat with them by tapping your profile picture and then selecting "Help Center"…See more
Enzo, thanks!
You guys rock!!!
Saving this post for future ETF ideas 💡
Hey looks good, I do a simple 7 etf portfolio on my M1 account. I currently have 45% (Voo 35, vnq 25%, vxus 10%, voe 15% and vbr 15%)
VOO
VNQ
VXUS
VOE
VBR
NOBL 15%
QQQ 40%…See more
ScottG@TheyCallMeCoachG
@sydward no international exposure?
Susan Stanley@QueSue
Wow, this is awesome! Thank you! I'm going to use this. Bless you. I just now searched the tag "ETF"s and I believe this should cover what I was looking for!!
