Skip to main
#WhyWeInvest Why I Invest & How I Started —————————————————— 👩🏼‍🔬I’ve always struggled with what I want to do when I grow up. at first I wanted to be a vet, then a physical therapist, then i wanted to work in nonprofit, then ministry, then public relations, then graphic design… You get the picture. 👩🏼‍🏫 In college, they pressured you to have a plan. When you graduate, you need to find a job. Then you need to buy a car. Get married. Buy a house. Or else you aren’t doing it right. But I just felt anxious and overwhelmed. 👚Well, my first job was in retail and I got paid a whopping $8.75/hour. I had $28k in student loan debt, a college degree, and working in retail. Felt like a failure. I soon picked up a 2nd job teaching dance. But I was determined to be smart with my money. So I saved everything I made, and used it all to try and pay off my student loans in 5years. —————————————————— ⏩ Fast forward to 2021. I now have a full time job and I teach dance. I built up my credit, saved up an emergency fund… started a 401k, and I knew I needed to start investing but had no idea how and no one to ask for help. So with the help of YouTube and Tiktok I opened up a Roth IRA (retirement account). Then I found Public. I was scared and had no idea what I was doing. —————————————————— 🎯Recently, I started evaluating my life goals. The more I’ve been working 2 jobs, the more I realize I don’t think the 9-5 format is for me. I change hobbies frequently, but there’s a couple that have stuck. 💃🏼Teaching dance. I LOVE my kids, and I’d do it forever if I could. But it doesn’t pay the bills. 📈 investing. The more I learn about finance the more empowered I feel. There’s something about it that makes sense to me, and while I’m still very new to it, I’m so excited to research about it. —————————————————— 🤔 Over the past few weeks Ive been thinking… what if I took the next 13 years (thats when I turn 40) to invest everything i possibly could, and then maybe… just maybe… my adhd little self didn’t have to be stuck to a 9-5? I could teach dance, indulge in my hobbies, work online… do whatever I want. ☕️ This is called Barista FIRE, or Coast FIRE. I did some math, and if I continue the path on what I’m doing right now… I could actually do it. 😱 it’s scary and exciting. (If y’all have never heard of this I’d be happy to make a post on it) 💰This may change. But just the idea opened up so much freedom to me. If I invest and save as much as I can, the worst thing that can happen to me is that i learn a lot and continue to work full time. The best being that i am setting myself up for a solid future. —————————————————— 😳 I’m not gonna lie, this post took a lot of courage. But I know there are plenty of people out there that are new to investing and don’t want to learn alone. I also want the fight the stigma that you “shouldn’t talk money” or “you have to have a lot of money to invest”. If anyone can relate to any of this, feel free to let me know. I’m here to encourage you in your journey. 💛 #FIREbender
28
0
Own your future.
Build your portfolio.

Own your future.
Build your portfolio.

Invest in stocks, ETFs and crypto. Sign up now to claim free stock on us. Start investing today.
Sign up
Products
Contact Us
Check the background of this firm on FINRA’s BrokerCheck.

© Copyright 2022 Public Holdings, Inc. All Rights Reserved.

Market data powered by Xignite.

Brokerage services for US-listed, registered securities are offered to self-directed customers by Open to the Public Investing, Inc. (“Open to the Public Investing”), a registered broker-dealer and member of FINRA & SIPC. Additional information about your broker can be found by clicking here. Open to Public Investing is a wholly-owned subsidiary of Public Holdings, Inc. (“Public Holdings”). This is not an offer, solicitation of an offer, or advice to buy or sell securities or open a brokerage account in any jurisdiction where Open to the Public Investing is not registered. Securities products offered by Open to the Public Investing are not FDIC insured. Apex Clearing Corporation, our clearing firm, has additional insurance coverage in excess of the regular SIPC limits. Additional information can be found here

Brokerage services for alternative assets available on Public are offered by Dalmore Group, LLC (“Dalmore”), member of FINRA & SIPC. “Alternative assets,” as the term is used at Public, are equity securities that have been issued pursuant to Regulation A of the Securities Act of 1933 (as amended) (“Regulation A”). This content is not investment advice. These investments are speculative, involve substantial risks (including illiquidity and loss of principal), and are not FDIC or SIPC insured. Alternative Assets purchased on the Public platform are not held in an Open to the Public Investing brokerage account and are self-custodied by the purchaser. The issuers of these securities may be an affiliate of Public, and Public (or an affiliate) may earn fees when you purchase or sell Alternative Assets. For more information on risks and conflicts of interest, see these disclosures. An affiliate of Public may be “testing the waters” and considering making an offering of securities under Tier 2 of Regulation A. No money or other consideration is being solicited and, if sent in response, will not be accepted. No offer to buy securities can be accepted, and no part of the purchase price can be received, until an offering statement filed with the SEC has been qualified by the SEC. Any such offer may be withdrawn or revoked, without obligation or commitment of any kind, at any time before notice of acceptance given after the date of qualification by the SEC or as stated in the offering materials relating to an investment opportunity, as applicable. An indication of interest to purchase securities involves no obligation or commitment of any kind.

Cryptocurrency execution and custody services are provided by Apex Crypto LLC (NMLS ID 1828849) through a software licensing agreement between Apex Crypto LLC and Public Crypto LLC. Apex Crypto is not a registered broker-dealer or a member of SIPC or FINRA. Cryptocurrencies are not securities and are not FDIC or SIPC insured. Apex Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Please ensure that you fully understand the risks involved before trading: Legal Disclosures, Apex Crypto.

Dalmore and Apex Crypto, LLC are not affiliated with any of the Public Holdings subsidiaries. Commission-free trading of stocks and ETFs refers to $0 commissions for Open to the Public Investing self-directed individual cash brokerage accounts that trade the U.S.-listed, registered securities electronically during the Regular Trading Hours. Keep in mind that other fees such as regulatory fees, Premium subscription fees, commissions on trades during extended trading hours, wire transfer fees, and paper statement fees may apply to your brokerage account. Please see Open to the Public Investing’s Fee Schedule to learn more.

Fractional shares are illiquid outside of Public and not transferable. For a complete explanation of conditions, restrictions and limitations associated with fractional shares, see our Fractional Share Disclosure to learn more.

All investments involve the risk of loss and the past performance of a security or a financial product does not guarantee future results or returns.