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#WelcomeToPublic I wanted to take a minute and say welcome to all the new faces and people that have since joined Public! You stumbled onto an incredible community where if you are receptive ... you can make friends, network, and learn from a bunch of people you will likely never meet face to face. I started the end of June 2021 and honestly I am still floored by how many new friends and relationships I have been able to cultivate through this app. I feel like I am back in college again at U of M where I get to interact with a number of driven people with different ambitions, goals, and walks of life. If you are brand new there are a couple of things to know: 1) Compose Function - allows you to post but needs to be unlocked via community interaction, usually posting thoughtful comments as to why you bought/sold, added to watchlist, or added to long term. 2) How Public Works - they have a searchable database ... for example - 3) Help Center - have direct questions ... click 👤bottom right, gear ⚙️top right, then ? Help Center 4) If you want to specifically tag someone make sure the @ turns blue or a stock $ 5) If you click on the hashtag it will aggregate all the related posts with the tag such as my #InvestopediaCliffNotes or #CryptoLingo Here is a starter pack for people active here on Public providing free content on the regular here and off the app ... you will see them trend on your feed so you would have found them eventually. 🍞 @buildingbread TikTok: | YouTube: 💊@financepillowtalk TikTok: | YouTube: 🤩@nvknows TikTok: | Instagram: 👶@brendanschema TikTok: | Podcast: 📚@arbitrage Blog/Podcast: 🎤@BREYZEHN / @A007Kenny YouTube: 📸@Nutter / @chipmrulesit / @tkjones YouTube: People that do great stuff exclusively in the app: @TIM2030 - Runs own ETF w/ vision for 2030 #2030VisionETF @Xander882214 - Runs a deep dive on less known stocks - #Xdaily #ManicMondays #TheConversation @jmag77 - Lover of all things dividend related - #DripStudy #60DivsETF @sydward - Learn about the different kinds of #FIRE (Financial Independence Retire Early) as she pursues it @MakinBacon2021 - Great new investor tips or #BaconBits @NauticusTrading - Technical analysis and trading, he runs a discord too I think but don't have the link on hand P.S.: My stuff is here I do NOT work for Public (contrary to popular belief) and so I can't help you troubleshoot the app if you think there is a glitch. I'm bad with tech.
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Stocks and ETFs.
Brokerage services for US-listed, registered securities are offered to self-directed customers by Open to the Public Investing, Inc. (“Open to the Public Investing”), a registered broker-dealer and member of FINRA & SIPC. Additional information about your broker can be found by clicking here. Open to Public Investing is a wholly-owned subsidiary of Public Holdings, Inc. (“Public Holdings”). This is not an offer, solicitation of an offer, or advice to buy or sell securities or open a brokerage account in any jurisdiction where Open to the Public Investing is not registered. Securities products offered by Open to the Public Investing are not FDIC insured. Apex Clearing Corporation, our clearing firm, has additional insurance coverage in excess of the regular SIPC limits. Additional information can be found here.

Alternative Assets.
Brokerage services for alternative assets available on Public are offered by Dalmore Group, LLC (“Dalmore”), member of FINRA & SIPC. “Alternative assets,” as the term is used at Public, are equity securities that have been issued pursuant to Regulation A of the Securities Act of 1933 (as amended) (“Regulation A”). This content is not investment advice. These investments are speculative, involve substantial risks (including illiquidity and loss of principal), and are not FDIC or SIPC insured. Alternative Assets purchased on the Public platform are not held in an Open to the Public Investing brokerage account and are self-custodied by the purchaser. The issuers of these securities may be an affiliate of Public, and Public (or an affiliate) may earn fees when you purchase or sell Alternative Assets. For more information on risks and conflicts of interest, see these disclosures.
An affiliate of Public may be “testing the waters” and considering making an offering of securities under Tier 2 of Regulation A. No money or other consideration is being solicited and, if sent in response, will not be accepted. No offer to buy securities can be accepted, and no part of the purchase price can be received, until an offering statement filed with the SEC has been qualified by the SEC. Any such offer may be withdrawn or revoked, without obligation or commitment of any kind, at any time before notice of acceptance given after the date of qualification by the SEC or as stated in the offering materials relating to an investment opportunity, as applicable. An indication of interest to purchase securities involves no obligation or commitment of any kind.

Cryptocurrency execution and custody services are provided by Apex Crypto LLC (NMLS ID 1828849) through a software licensing agreement between Apex Crypto LLC and Public Crypto LLC. Apex Crypto is not a registered broker-dealer or a member of SIPC or FINRA. Cryptocurrencies are not securities and are not FDIC or SIPC insured. Apex Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Please ensure that you fully understand the risks involved before trading: Legal Disclosures, Apex Crypto.

U.S. Treasuries (“T-Bill“) investing services on the Public Platform are offered by Jiko Securities, Inc. (“JSI”), a registered broker-dealer and member of FINRA & SIPC. See JSI’s FINRA BrokerCheck and Form CRS for further information. When you enable T-Bill investing on the Public platform, you open a separate brokerage account with JSI (the “Treasury Account“).

JSI uses funds from your Treasury Account to purchase T-bills in increments of $100 “par value” (the T-bill’s value at maturity). T-bills are purchased at a discount to the par value and the T-bill’s yield represents the difference in price between the “par value” and the “discount price.” Aggregate funds in your Treasury Account in excess of the T-bill purchases will remain in your Treasury Account as cash. The value of T-bills fluctuate and investors may receive more or less than their original investments if sold prior to maturity. T-bills are subject to price change and availability - yield is subject to change. Past performance is not indicative of future performance. Investments in T-bills involve a variety of risks, including credit risk, interest rate risk, and liquidity risk. As a general rule, the price of a T-bills moves inversely to changes in interest rates. See Jiko U.S. Treasuries Risk Disclosures for further details.

Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value.Banking services and bank accounts are offered by Jiko Bank, a division of Mid-Central National Bank, Member FDIC. Such banking services and accounts are subject to transaction dollar amount and/or frequency limitations set forth in the Jiko Bank Account Limitations Disclosures.

JSI and Jiko Bank are not affiliated with Public Holdings, Inc. (“Public”) or any of its subsidiaries. None of these entities provide legal, tax, or accounting advice. You should consult your legal, tax, or financial advisors before making any financial decisions. This material is not intended as a recommendation, offer, or solicitation to purchase or sell securities, open a brokerage account, or engage in any investment strategy.

Commission-free trading of stocks and ETFs refers to $0 commissions for Open to the Public Investing self-directed individual cash brokerage accounts that trade the U.S.-listed, registered securities electronically during the Regular Trading Hours. Keep in mind that other fees such as regulatory fees, Premium subscription fees, commissions on trades during extended trading hours, wire transfer fees, and paper statement fees may apply to your brokerage account. Please see Open to the Public Investing’s Fee Schedule to learn more.

Fractional shares are illiquid outside of Public and not transferable. For a complete explanation of conditions, restrictions and limitations associated with fractional shares, see our Fractional Share Disclosure to learn more.

All investments involve the risk of loss and the past performance of a security or a financial product does not guarantee future results or returns.