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Just when you think things are going well [Sound on. This track is 🔥] https://vm.tiktok.com/ZMRSvEFoy/ #stockmarketchallenge #investing #learningeveryday #moneymoves
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WOLFGANG SWINGS 🎻 photo
WOLFGANG SWINGS 🎻@1stChair
I see what you’re doing here haha
Monique Nguyen photo
@1stChair just me riding the stock rollercoaster 🎢 everyday 😂
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Tina@ladyT79
I know that feeling.. lol
Monique Nguyen photo
@ladyT79 lol up and down every other day
FranciscoM photo
That really is how it feels 😂
FranciscoM photo
My whole day and mood changes
Monique Nguyen photo
@finfrank I feel you. Mood changes by the minute 😂
GD
💕 Yep.
@financepillowtalk Hurricane IDA is doing her heavy rain thang here. Watching your tiktok had me laugh so hard I dribbled coffee on my shirt. Thank you for the ray of sunshine today. 🌞
Julie photo
Julie@4MyKidsFuture
Yup…. @financepillowtalk You summed it up perfectly! I don’t know if I’m cut out for this…. Week Two and I’m a wreck 😬
Monique Nguyen photo
@gmd427 thanks for the ❤️. We're doing good, even on our bad days 👍
Monique Nguyen photo
@kishikaisei_ oh wow, sorry to hear you're dealing with hurricane IDA firsthand. I've just been watching in the news. My family from Louisiana evacuated. Stay safe! Glad I was able to provide a laugh today.
Monique Nguyen photo
@4MyKidsFuture don't give up! It's scary at first, but if you're investing for the long-term, you'll be ok. Dropping this video on how to build a stock portfolio from scratch for you: https://youtu.be/f8H9PRK-siw ... All of the investing I do on this app is my "fun money". The core of my investments are pretty boring and require very little day to day maintenance.
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CROSS@Jake2112
Just a flesh wound ...
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Julie@4MyKidsFuture
Thanks 🙏 for both the encouragement and the link…
GD
@financepillowtalk Learning curve. I'm putting to use today w/$BBIG what I vowed I'd never do again after last week's colossal mistake w/$SPRT (selling 100% out before the apex). So yeah. But your clip sums it up nicely. EDIT: Checking out your YT, queued up for later. ✌️
Heather Hedger photo
@financepillowtalk omg yasssss !!!!!! Is this you in video I love it
Monique Nguyen photo
@Jake2112 you got it. Flesh wounds can't stop us.
Monique Nguyen photo
@gmd427 learning curve for sure. Still feel like I'm learning new things every day, especially from all the people on this app 🧠 #feedmybrain
Monique Nguyen photo
@gmd427 many thanks for checking out the YT 🙏
Monique Nguyen photo
@hlhedger75 lol yes that was me around 9PM last night, dancing in my bathroom 😂
Steven Ahrnkiel photo
Hi yall. I'm in pampers I'm so new. How do I get to the page I can buy? I have ten bucks burning a hole in my account here. Last ten so I wanna try to find DOGE and QQQ and put 5 on both
Heather Hedger photo
@financepillowtalk love it!!!! Following now love your videos and Expertise on stocks
GD
@financepillowtalk Yes, absolutely. 😊
Monique Nguyen photo
@redneckcitykid in the top search bar, search the stock ticker you're interested in. Then click the button for that stock. Then you should see a blue button on the bottom right that says "Invest". Determine how much you want to invest. If you want to buy something right away, regardless of the price, you'll do a "Market Buy". You can also do "Market Buy" for a slice of a stock (ex: if the stock cosSee more
Monique Nguyen photo
@hlhedger75 thank you! I'm definitely no expert by any means. I know the basics of investing and try to keep learning as I go. I've focused most of my energy on trying to reduce my taxes, and am learning a lot about real estate right now. But am happy to share whatever I learn with you guys.
Adam Drake photo
I have a question as a new investor and I am looking for some guidance on a new stock that I think might be interesting
CTSSHAH photo
😂😂😂 Pwahahahahah
Monique Nguyen photo
@xfuture what's your question? I'll do my best to answer and if I don't know it I'll call on some backup from: @tcardizzle @Xander882214 @TIM2030 @ctsshah
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Stocks, ETFs, Options, Bonds.
Self-directed brokerage accounts and brokerage services for US-listed, registered securities, options, and Bonds, except for treasury securities offered through Jiko Securities, Inc., are offered to self-directed customers by Open to the Public Investing, Inc. (“Public Investing”), a registered broker-dealer and member of FINRA & SIPC. Additional information about your broker can be found by clicking here. Public Investing is a wholly-owned subsidiary of Public Holdings, Inc. (“Public Holdings”). This is not an offer, solicitation of an offer, or advice to buy or sell securities or open a brokerage account in any jurisdiction where Public Investing is not registered. Securities products offered by Public Investing are not FDIC insured. Apex Clearing Corporation, our clearing firm, has additional insurance coverage in excess of the regular SIPC limits. Additional information can be found here.

Options.
Certain requirements must be met in order to trade options. Options can be risky and are not suitable for all investors. Options transactions are often complex, and investors can rapidly lose the entire amount of their investment or more in a short period of time. Investors should consider their investment objectives and risks carefully before investing in options. Refer to the Characteristics and Risks of Standardized Options before considering any options transaction. Supporting documentation for any claims, if applicable, will be furnished upon request. Tax considerations with options transactions are unique and investors considering options should consult their tax advisor as to how taxes affect the outcome of each options strategy.

Options Order Flow Rebates.
If you are enrolled in our Options Order Flow Rebate Program, Public Investing will share a percentage of our estimated order flow revenue for each completed options trade as a rebate to help reduce your trading costs. Rebate rates vary monthly from $0.06-$0.18 and depend on your current and prior month’s options trading volume. This rebate will be deducted from your cost to place the trade and will be reflected on your trade confirmation. To learn more, see our Options Rebate Program Terms & Conditions, Order Rebate FAQ and Fee Schedule.

Bonds.
“Bonds” shall refer to corporate debt securities and U.S. government securities offered on the Public platform through a self-directed brokerage account held at Public Investing and custodied at Apex Clearing. For purposes of this section, Bonds exclude treasury securities held in treasury accounts with Jiko Securities, Inc. as explained under the “ Treasury Accounts” section.

Investments in Bonds are subject to various risks including risks related to interest rates, credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications and other factors. The value of Bonds fluctuate and any investments sold prior to maturity may result in gain or loss of principal. In general, when interest rates go up, Bond prices typically drop, and vice versa. Bonds with higher yields or offered by issuers with lower credit ratings generally carry a higher degree of risk. All fixed income securities are subject to price change and availability, and yield is subject to change. Bond ratings, if provided, are third party opinions on the overall bond's credit worthiness at the time the rating is assigned. Ratings are not recommendations to purchase, hold, or sell securities, and they do not address the market value of securities or their suitability for investment purposes.

A Bond Account is a self-directed brokerage account with Public Investing. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The Bond Account’s yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees. A bond’s yield is a function of its market price, which can fluctuate; therefore a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule.

Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. You should evaluate each bond before investing in a Bond Account. The bonds in your Bond Account will not be rebalanced and allocations will not be updated, except for Corporate Actions.

Fractional Bonds also carry additional risks including that they are only available on Public and cannot be transferred to other brokerages. Read more about the risks associated with fixed income and fractional bonds. See Bond Account Disclosures to learn more.

High-Yield Cash Account.
A High-Yield Cash Account is a secondary brokerage account with Public Investing. Funds in your High-Yield Cash Account are automatically deposited into partner banks (“Partner Banks”), where that cash earns interest and is eligible for FDIC insurance. See here for a list of current Partner Banks. Your Annual Percentage Yield is variable and may change at the discretion of the Partner Banks or Public Investing. Apex Clearing and Public Investing receive administrative fees for operating this program, which reduce the amount of interest paid on swept cash. Neither Public Investing nor any of its affiliates is a bank. Learn more.

Cryptocurrency.
Cryptocurrency trading, execution, and custody services are provided by Bakkt Crypto Solutions, LLC (NMLS ID 1828849) (“Bakkt”). Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrencies offered by Bakkt are not securities and are not FDIC insured or protected by SIPC. Your cryptocurrency assets are held in your Bakkt account. Bakkt is a licensed virtual currency business by the New York State Department of Financial Services and a licensed money transmitter, but is not a registered broker-dealer or a FINRA member. Your Bakkt Crypto account is separate from your brokerage account with Public Investing, which holds US-listed stocks and ETFs. Please review the Risk Disclosures before trading.

Treasury Accounts.
Investing services in treasury accounts offering 6 month US Treasury Bills on the Public platform are through Jiko Securities, Inc. (“JSI”), a registered broker-dealer and member of FINRA & SIPC. See JSI’s FINRA BrokerCheck and Form CRS for further information. JSI uses funds from your Treasury Account to purchase T-bills in increments of $100 “par value” (the T-bill’s value at maturity). T-bills are purchased at a discount to the par value and the T-bill’s yield represents the difference in price between the “par value” and the “discount price.” Aggregate funds in your Treasury Account in excess of the T-bill purchases will remain in your Treasury Account as cash. The value of T-bills fluctuate and investors may receive more or less than their original investments if sold prior to maturity. T-bills are subject to price change and availability - yield is subject to change. Past performance is not indicative of future performance. Investments in T-bills involve a variety of risks, including credit risk, interest rate risk, and liquidity risk. As a general rule, the price of a T-bills moves inversely to changes in interest rates. Although T-bills are considered safer than many other financial instruments, you could lose all or a part of your investment. See Jiko U.S. Treasuries Risk Disclosures for further details.

Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value.

Banking services and bank accounts are offered by Jiko Bank, a division of Mid-Central National Bank. JSI and Jiko Bank are not affiliated with Public Holdings, Inc. (“Public”) or any of its subsidiaries. None of these entities provide legal, tax, or accounting advice. You should consult your legal, tax, or financial advisors before making any financial decisions. This material is not intended as a recommendation, offer, or solicitation to purchase or sell securities, open a brokerage account, or engage in any investment strategy.

Commission-free trading refers to $0 commissions charged on trades of US listed registered securities placed during the US Markets Regular Trading Hours in self-directed brokerage accounts offered by Public Investing. Keep in mind that other fees such as regulatory fees, Premium subscription fees, commissions on trades during extended trading hours, wire transfer fees, and paper statement fees may apply to your brokerage account. Please see Public’s Investing’s Fee Schedule to learn more.

Fractional shares are illiquid outside of Public and not transferable. For a complete explanation of conditions, restrictions and limitations associated with fractional shares, see our Fractional Share Disclosure to learn more.

Investment Plans. Investment Plans (“Plans”) shown in our marketplace are for informational purposes only and are meant as helpful starting points as you discover, research and create a Plan that meets your specific investing needs. Plans are self-directed purchases of individually-selected assets, which may include stocks, ETFs and cryptocurrency. Plans are not recommendations of a Plan overall or its individual holdings or default allocations. Plans are created using defined, objective criteria based on generally accepted investment theory; they are not based on your needs or risk profile. You are responsible for establishing and maintaining allocations among assets within your Plan. Plans involve continuous investments, regardless of market conditions. Diversification does not eliminate risk. See our Investment Plans Terms and Conditions and Sponsored Content and Conflicts of Interest Disclosure.

Alpha.
Alpha is an experiment brought to you by Public Holdings, Inc. (“Public”). Alpha is an AI research tool powered by GPT-4, a generative large language model. Alpha is experimental technology and may give inaccurate or inappropriate responses. Output from Alpha should not be construed as investment research or recommendations, and should not serve as the basis for any investment decision. All Alpha output is provided “as is.” Public makes no representations or warranties with respect to the accuracy, completeness, quality, timeliness, or any other characteristic of such output. Your use of Alpha output is at your sole risk. Please independently evaluate and verify the accuracy of any such output for your own use case.

Market Data.
Quotes and other market data for Public’s product offerings are obtained from third party sources believed to be reliable, but Public makes no representation or warranty regarding the quality, accuracy, timeliness, and/or completeness of this information. Such information is time sensitive and subject to change based on market conditions and other factors. You assume full responsibility for any trading decisions you make based upon the market data provided, and Public is not liable for any loss caused directly or indirectly by your use of such information. Market data is provided solely for informational and/or educational purposes only. It is not intended as a recommendation and does not represent a solicitation or an offer to buy or sell any particular security.