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Victor
@victor
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Introduce yourself below! Please answer at least 3 of these #NiceToMeetYou 🔴 Where are you coming from? (keep it general i.e. midwest, south, mountain west, etc.) 🟣 When did you start investing? ⚪ What industry do you work in? 🔵 Why do you invest? 🟠 (optional) a fun fact! #weekendvibes #sundayfunday #publicpeople #community
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Victor@victor
Hoping to hear from a lot of new #publicpeople but I’ll go first 😃 I’m coming from the Pacific Northwest 🌲 🌾 I started investing in 2018 👶🏽 Fun fact: I’d love to own a taco truck at some point in my life 👨🏽‍🍳
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Brendan@brendanschema
Located in Michigan (midwest) 🧤 I started investing in June of 2020 🌱 I work in the banking industry 🏦 I invest to become financially free. For me financial freedom is about being able to do what I want when I want. That is the long term goal. My fun fact is that I have a podcast! anchor.fm/financialfriends and I just released an episode today with @ctsshah 👏🏼 The goal of the podcast is to help…See more
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Jason G 🏴‍☠️🇺🇸@jmag77
Originally from the West Coast, now in the South East. Have invested off and on for many years. Just got serious about it 6 months ago. Investing to have a comfortable retirement. Fun fact, I love animals. Currently have 3 dogs and 2 cats.
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Andrew@AndrewJ1489
Midwest - Ohio I started investing in Feb 2021 after the Robinhood/GameStop fiasco. I work in sales! To have a supplemental income for when I retire as Social Security prolly won’t be there when I’m old. I’m 32 ! I have a Red Merle Mini Australian Shepherd!! She’s why I invest 🐶
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Evan@evangower
Located in South Carolina (South) ☀️ I started investing in July 2021 Taking online classes into the world of data analysis 💻 I invest for my long term future 🌱 My fun fact is that I’m an avid soccer fan ⚽️
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Amber@xiantese
🔴 Northern Minnesota 🟣 1 retirement account started in 2007, 1 retirement account started in 2010. Started Public on July 19th this year! ⚪️ F/T food service P/T television broadcast 🔵 retirement accounts for retirement and Public for fun! 🤩 🟠 fun fact: I made an original music video for a local band in college. https://youtu.be/x2Yv44FS6d8 😂
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OPTIONSNΘΘB@OPTIONSNOOB
Love this type of post @victor , especially on the weekend 😎. I do marketing at Salesforce and started investing seriously around 2013. I am primarily a #longterm investor but fun fact, I did start a TikTok account (OPTIONSNΘΘB) when I started options trading so I do a mix of both now!
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Luther@Luthers43
I am coming from the east coast of the United States!
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Luther@Luthers43
❤️
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Luther@Luthers43
😇
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Jonathan Krawchuk@JonathanKrawchuk
I’m from Tennessee (South 🤠) I started seriously investing this year. I’m just starting in Real Estate (19 years old) I invest so that my future self will be better than my previous self. Func Fact: I dropped out of college 😀
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Mike Watkins@mwatkins89
From the West. Started an IRA in 2017 and picking my own stocks December 2020. I'm an urban Farmer and sell candles on the side. I invest for piece of mind and financial freedom. As a taco truck aficionado, I'd like to eat at @victor taco truck.
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CTSSHAH@ctsshah
🔴 Michigan -> Tokyo -> Michigan -> Virginia -> North Carolina 🟣 Started 9/2012 - got my first salaried job, started a Roth IRA ⚪ Medicine 🔵 Financial Independence / ? Retire Early 🔥 🟠 I'm new to social media
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Jaded Kisses@JadedKisses
South Last 60 days Fashion and healthcare industries #publicpeople
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Shantanu Kulkarni@shantanukulkarni
Hi ! 👋🏼 Based in Los Angeles now for 17years. 🌇 Started investing in 2007 at my first job 401k 💵 Biomedical engineering (cochlear implants) 🦻🏼 I invest to build a financial wall around my family so that nothing can get through! 🙏🏼 Fun fact: i am on my 4th car now! Drove all my previous cars to over 250k miles each 🚗
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Tiffani Furgason@AryalKrasivyy
Hello @victor I am in the Midwest, currently I work at a bakery in Dillon’s grocery but I’m in school to be a teacher because i love kids and I love teaching, and why I invest? Well I’m just testing the waters. So advice would be helpful.
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Sheenhart@sheenhart
🔴Texas raised!!🤠 🟣Started investing July 20th ⚪️I was a pizza delivery driver but now I’m a sales associate! 🔵 the ultimate goal is to travel the world with my girlfriend and not have to worry about anything else :)) 🟠Fun fact: I don’t have one! 😁
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Jack@YeetYoteYate
Heya! -I’m from the Northeast and still am there now. -I started investing just this August! -I’m investing so that I can have some money saved up for after college and beyond!
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Florida Rat@FloridaRat
I'm in the Southeast USA, and have been investing since February 2021. I am a retired ER nurse (40 years). I am investing with the hopes that I can make enough for my 45 year old daughter to retire by age 50. She is a doctor of pharmacy, in very stressful retail career. I have made a hot mess of investing so far, but I think I'm learning from my mistakes.
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Victor@victor
WOW I love all of these - have even found some new people to follow 😃
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Lestouffer@lestouffer
Been in the atl for longer than I’d like to admit. I opened my first mutual fund in like 1990 (then promptly emptied it 5 years later to buy a house). But as for paying attention to investing, only 6 months or so. Bought a share (yes single share) of $SNAP with some dividends from $AAPL at ipo time and that’s where it got started. So very slow start. That was my only other share until 6 months a…See more
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Donna Joy@BrokeWoman
👄 Mississippi, born and raised. 🙂 Have a 401-K practically since I was old enough to work, but I've only been on Public for a few months. 👩‍💻 Paralegal for Real Estate law firm. 🤑 Investing for a comfortable retirement. 🤘 I love '80's Heavy Metal music.
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Kelz@Blossomingminds
Hello. I'm originally from Michigan. However, I moved to Atlanta 20 years ago. I am an Educator. But, I spend most of my work hours homeschooling my son, due to Covid. I am a beginner Investor. Started in August. Looking to make some passive income and build a healthy retirement. Fun fact: I am certified Academic Coach (similar to a tutor, but much more in depth). Teaching others how to learn is w…See more
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Tiphanie@Rafterriffic
London Uk 🇬🇧 >> Massachusetts 🧙🏻‍♀️ 🧹 I started investing in August of 2021 Currently I work in healthcare but I am hoping to eventually switch over to a career in design/graphic arts. I’m learning to invest because it’s time to make my money work for me. My fun fact is that I once accidentally ran an ultramarathon. I went out to run a few loops at a trail race and ended up running 27+ miles and had…See more
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Leah Caulder@leahcaulder2020
Located in Amherst! Started investing just today! Im a cashier at the local Walmart.. financial freedom to me Is to take care of what I need to when I need to.
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Razorback@Arkygirl43
👍🏻From the South, lived out West for a while back South now. 😉I started my 401K in 2010 & started self directing it in 2017. Started another platform or 2 in 2019 & then found public! I 💕public! I kept 1 platform Stash for strictly longterm dividend investments. I added td ameritade for custodial accts for my grands- not a fan of the platform at all but it gets the job done. I also have a 529K I…See more
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Slade Restoration@GetSlade
Atlanta, Ga is where I’m coming from born and raised. I started investing almost a year ago. My anniversary is in October. I own a total renovation company called Slade Restoration. We take a project from start to finish. I love what I do because I work on God’s time. I do 96 percent of the work. My Dad help build Atlanta with Marta station, buildings in Atlanta and etc. I started to invest to ha…See more
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Lucinda Cristini@CKCristini
@Victor. #nicetomeetyou * I am originally from Michigan now living in North Carolina the last 3+ yrs. * Retired Paramedic * we have had Mutual Funds / Pension plans for years but this is my first attempts at hands on investing. I started on Public last week. Started receiving Social Security this summer and my husband is 10 yrs younger. So my thoughts are to put a portion of my checks each mon…See more
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Freestate@freestate
-coming for the Midwest (Texas) -my first investment was in 2016, $SNAP IPO -I invest to build wealth
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kiedilla🥂@kiedilla
🔴 Southeastern Michigan 🟣 In retirement since 2018, on Public in ETFs & stocks since June, expanded on other platforms since. ⚪ Healthcare, nurse intern at the hospital. Currently a nursing student as well. 🔵 Financial freedom💸 🟠 I moved to the United States when I was 15, around 7 years ago.
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Stocks, ETFs, Options, Bonds.
Self-directed brokerage accounts and brokerage services for US-listed, registered securities, options, and Bonds, except for treasury securities offered through Jiko Securities, Inc., are offered to self-directed customers by Open to the Public Investing, Inc. (“Public Investing”), a registered broker-dealer and member of FINRA & SIPC. Additional information about your broker can be found by clicking here. Public Investing is a wholly-owned subsidiary of Public Holdings, Inc. (“Public Holdings”). This is not an offer, solicitation of an offer, or advice to buy or sell securities or open a brokerage account in any jurisdiction where Public Investing is not registered. Securities products offered by Public Investing are not FDIC insured. Apex Clearing Corporation, our clearing firm, has additional insurance coverage in excess of the regular SIPC limits. Additional information can be found here.

Options.
Certain requirements must be met in order to trade options. Options can be risky and are not suitable for all investors. Options transactions are often complex, and investors can rapidly lose the entire amount of their investment or more in a short period of time. Investors should consider their investment objectives and risks carefully before investing in options. Refer to the Characteristics and Risks of Standardized Options before considering any options transaction. Supporting documentation for any claims, if applicable, will be furnished upon request. Tax considerations with options transactions are unique and investors considering options should consult their tax advisor as to how taxes affect the outcome of each options strategy.

Options Order Flow Rebates.
If you are enrolled in our Options Order Flow Rebate Program, Public Investing will share a percentage of our estimated order flow revenue for each completed options trade as a rebate to help reduce your trading costs. Rebate rates vary monthly from $0.06-$0.18 and depend on your current and prior month’s options trading volume. This rebate will be deducted from your cost to place the trade and will be reflected on your trade confirmation. To learn more, see our Options Rebate Program Terms & Conditions, Order Rebate FAQ and Fee Schedule.

Bonds.
“Bonds” shall refer to corporate debt securities and U.S. government securities offered on the Public platform through a self-directed brokerage account held at Public Investing and custodied at Apex Clearing. For purposes of this section, Bonds exclude treasury securities held in treasury accounts with Jiko Securities, Inc. as explained under the “ Treasury Accounts” section.

Investments in Bonds are subject to various risks including risks related to interest rates, credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications and other factors. The value of Bonds fluctuate and any investments sold prior to maturity may result in gain or loss of principal. In general, when interest rates go up, Bond prices typically drop, and vice versa. Bonds with higher yields or offered by issuers with lower credit ratings generally carry a higher degree of risk. All fixed income securities are subject to price change and availability, and yield is subject to change. Bond ratings, if provided, are third party opinions on the overall bond's credit worthiness at the time the rating is assigned. Ratings are not recommendations to purchase, hold, or sell securities, and they do not address the market value of securities or their suitability for investment purposes.

A Bond Account is a self-directed brokerage account with Public Investing. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The Bond Account’s yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees. A bond’s yield is a function of its market price, which can fluctuate; therefore a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule.

Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. You should evaluate each bond before investing in a Bond Account. The bonds in your Bond Account will not be rebalanced and allocations will not be updated, except for Corporate Actions.

Fractional Bonds also carry additional risks including that they are only available on Public and cannot be transferred to other brokerages. Read more about the risks associated with fixed income and fractional bonds. See Bond Account Disclosures to learn more.

High-Yield Cash Account.
A High-Yield Cash Account is a secondary brokerage account with Public Investing. Funds in your High-Yield Cash Account are automatically deposited into partner banks (“Partner Banks”), where that cash earns interest and is eligible for FDIC insurance. See here for a list of current Partner Banks. Your Annual Percentage Yield is variable and may change at the discretion of the Partner Banks or Public Investing. Apex Clearing and Public Investing receive administrative fees for operating this program, which reduce the amount of interest paid on swept cash. Neither Public Investing nor any of its affiliates is a bank. Learn more.

Cryptocurrency.
Cryptocurrency trading, execution, and custody services are provided by Bakkt Crypto Solutions, LLC (NMLS ID 1828849) (“Bakkt”). Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrencies offered by Bakkt are not securities and are not FDIC insured or protected by SIPC. Your cryptocurrency assets are held in your Bakkt account. Bakkt is a licensed virtual currency business by the New York State Department of Financial Services and a licensed money transmitter, but is not a registered broker-dealer or a FINRA member. Your Bakkt Crypto account is separate from your brokerage account with Public Investing, which holds US-listed stocks and ETFs. Please review the Risk Disclosures before trading.

Treasury Accounts.
Investing services in treasury accounts offering 6 month US Treasury Bills on the Public platform are through Jiko Securities, Inc. (“JSI”), a registered broker-dealer and member of FINRA & SIPC. See JSI’s FINRA BrokerCheck and Form CRS for further information. JSI uses funds from your Treasury Account to purchase T-bills in increments of $100 “par value” (the T-bill’s value at maturity). T-bills are purchased at a discount to the par value and the T-bill’s yield represents the difference in price between the “par value” and the “discount price.” Aggregate funds in your Treasury Account in excess of the T-bill purchases will remain in your Treasury Account as cash. The value of T-bills fluctuate and investors may receive more or less than their original investments if sold prior to maturity. T-bills are subject to price change and availability - yield is subject to change. Past performance is not indicative of future performance. Investments in T-bills involve a variety of risks, including credit risk, interest rate risk, and liquidity risk. As a general rule, the price of a T-bills moves inversely to changes in interest rates. Although T-bills are considered safer than many other financial instruments, you could lose all or a part of your investment. See Jiko U.S. Treasuries Risk Disclosures for further details.

Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value.

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Commission-free trading refers to $0 commissions charged on trades of US listed registered securities placed during the US Markets Regular Trading Hours in self-directed brokerage accounts offered by Public Investing. Keep in mind that other fees such as regulatory fees, Premium subscription fees, commissions on trades during extended trading hours, wire transfer fees, and paper statement fees may apply to your brokerage account. Please see Public’s Investing’s Fee Schedule to learn more.

Fractional shares are illiquid outside of Public and not transferable. For a complete explanation of conditions, restrictions and limitations associated with fractional shares, see our Fractional Share Disclosure to learn more.

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Alpha.
Alpha is an experiment brought to you by Public Holdings, Inc. (“Public”). Alpha is an AI research tool powered by GPT-4, a generative large language model. Alpha is experimental technology and may give inaccurate or inappropriate responses. Output from Alpha should not be construed as investment research or recommendations, and should not serve as the basis for any investment decision. All Alpha output is provided “as is.” Public makes no representations or warranties with respect to the accuracy, completeness, quality, timeliness, or any other characteristic of such output. Your use of Alpha output is at your sole risk. Please independently evaluate and verify the accuracy of any such output for your own use case.

Market Data.
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