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Posts & Investments - #personalfinance

25 ideas for financial goals in 2024 (in no particular order): 🔹 Increase your 401(k) contributions by 1% every month (or quarter). 🔹Max out an IRA (Individual Retirement Account). 🔹Create an emergency fund with at least 3-6 months' worth of living expenses. 🔹Pay off high-interest credit card debt. 🔹Develop a debt payoff plan to systematically reduce all non-mortgage debt.See more
How to make October less scary 💀. I'm not talking about Halloween, but something much more sinister— The student loan pause is over. ☠️ With payments starting up again, it's time to get your plan together. 4 steps to jumpstart your game plan: 🔸 Log in to your student loan account(s): Dust off the cobwebs and figure out what your monthly payment will be. 🔸 Understand what repayment options are availSee more
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🚨Big insider buy alert!🚨 Ticker $AME was just purchased at $138.46 for a total of $1,005,219! 🔥 ℹ️ Data: Blackbox Stocks #Investing #Stocks #BigInsiderBuy See more
Hey Public Peeps! Here’s the news about #studentloans we were waiting on! Here’s the key points: -White House officials are planning to cancel up to $20,000 in student debt for recipients of Pell Grants. See more
Hey Peeps! I know we talk stocks + crypto! But another part of Personal Finance as well as being able to invest more is.. DEBT! Medical debt is often where most Americans find their debt is outside of student loans (Arthur 👊🏾) and credit cards! So, I think I shared about the change that started on July 1st concerning Medical debt… “Effective July 1, 2022, paid medical collection debt will nSee more

Agree or disagree? By age 30 if your annual income is higher than your net worth, you should increase your current savings rate. If you feel strongly one way, comment why 👍🏼 #personalfinance #saving #income #polloftheday

Strongly Agree61.54%
Slightly Agree 28.21%
Slightly Disagree 5.13%
Strongly Disagree 5.13%
39 votes Ended 05/24/22
I always say Learners are Earners! No matter if it’s books, podcast or websites - it’s always amazing to learn more about #personalfinance consistently to enhance your earning power on many levels! One of the things that I seen a few of you ask or post about is how to learn about some companies to research. Besides the news, simulators are an amazing way to learn about a specific company, indexSee more
So many partners simply don’t talk about finances until a disagreement comes up. What to do instead 👇 One way to get the conversation started is to start dreaming together - anything that is future focused ties back to finances. For example, if you have a trip or vacation you’ve always wanted to do, share that and find out something that they have on their bucket list. 💸 From there it’s easy tSee more
With the new announcement of the pause in Federal Student Loans payments being extended until the end of August… and payments to begin in September… how are you going to optimize this pause? Gave some tips here: But I’m interested to hear how my Public Peeps will use this pause to put their paper (money) in a better position! See more
Love the state of Florida for making this happen! This is bill SB 1054 that was signed Tuesday by Governor DeSantis. “ What the bill is doing with financial literacy is really providing a foundation for students that's going to be applicable in their lives regardless of what path they take," said DeSantis during a Tuesday press event. "This will provide a foundation for the students to learn tSee more
NEW POST: How I Manage Money as a Freelancer I love reading about personal finance, but I seldom write about my own experiences on the topic. At 23 I started a freelance business, which threw me into the deep end of personal finance. Here's my story (and how I manage money today). See more
Popping in - Hopefully everyone had a great weekend! So, I was catching 60 Minutes on CBS and they were highlighting the housing crisis that potential homebuyers are face. On one side rent is increasing beyond reason and on the other hand, corporations are also buying the homes home buyers are hoping to buy. One company that was highlighted was $TCN . They saw a 67% increase in rev last year. MaSee more
I know we talk investing mostly here, but I wanted to share this here! I talked about debt collections in an article before and most of the time it’s medical debt that holds credit scores + reports in limbo. Been there done that! So this is amazing! 🙌🏾 Equifax Inc., Experian PLC and TransUnion are making broad changes to how they report medical debt beginning this summer. Get into this statSee more
On Monday, the #SP500 crossed the ☠️ DEATH CROSS MARK ❌…and this might be a good thing?! What is a ☠️ ❌ mark? Basically when the 50-day moving average falls below the 200-day one. Which the S&P did yesterday as it is down about 12% for the year. Why could this be a good thing? The majority of the times this happens, the stock market tends to start moving back up. 🚀 (Though these are unprecedented tSee more
Dec 15, 2021 - Mar 15, 2022
Invested in Discover
Discover is a deeply entrenched financial institution that is going to be around a long time to come. Until I can reach accredited status as an investor, I can't enter the loan market. Though you earn more from b ratings, with slightly more risk, discover generally will always see a profit from the low risk microloans they make to everyday consumers because, they require an a rating to qualify. The strategy here, for me as a newbie, is to buy stocks that are well entrenched while their value is dipping, and hold for the long term. The exception being that, in the unlikely event that the stock experiences a sudden, profitable surge, then I will siphon off, possibly sell, wait for it to dip and #learningtoinvest #learning #personalfinance #investandearn
Tipping in the United States can be confusing, to say the very least. From dining out to tipping your valet, tipping can be a socially awkward scenario in which you might feel like you are either not tipping enough, or perhaps doing it wrong. As there aren't clearly defined rules on tipping, I wanted to do my own research as it's a subject that here in America, we receive no formal education on.See more
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