Skip to main

Posts & Investments - #buildingfinancialliteracy

KCBurrows avatar
KCBurrows
@kburr
•
Invested in Unity Software
More metaverse exposure @ctsshah #duediligence #stockmarketchallenge #growth #buildingfinancialliteracy
Tipped
0
0
CTSSHAH avatar
CTSSHAH
@ctsshah
•
#MacroEconomics #InvestopediaCliffNotes Do we have any econ majors here on Public? Did they teach you how to invest in those classes? I'm super curious because I did engineering and pre-med and essentially had zero exposure to the stock market. The Breakdown: - Macroeconomics is the big picture study of the economy as a whole and primarily focuses on national output, unemployment, and inflation -…See more
32
0
CTSSHAH avatar
CTSSHAH
@ctsshah
•
#EarningsCall #InvestopediaCliffNotes I've read a few earnings call transcripts, but as I will cover later on, this can be time intensive. If you are busy with your day job and investing on the side, just remember there is nothing wrong with just trying to track the overall market w/ low expense ETFs. "Being the market" isn't so bad. Doing proper due diligence requires time/energy cost and emotional…See more
25
0
CTSSHAH avatar
CTSSHAH
@ctsshah
•
#CorporateGovernance #InvestopediaCliffNotes Has anyone ever read a company's corprate governance before? I personally have never read one in detail before investing, but I was able to find FIGS no problem on their website, so this was easier than finding a business model. The Breakdown: - "The basic principles of corporate governance are accountability, transparency, fairness, and responsibility."…See more
5
0
CTSSHAH avatar
CTSSHAH
@ctsshah
•
#BusinessModel #InvestopediaCliffNotes Happy Monday! Today, I talk about a Business Model and this is probably one of my favorite ways to evaluate a company when deciding whether or not I want to invest in a company. If the why and how doesn't make sense, I don't want to put my money into it ... this is especially true of small cap and growth stocks where they might not yet be profitable. The Break…See more
17
0
CTSSHAH avatar
CTSSHAH
@ctsshah
•
#CashFlow #InvestopediaCliffNotes Happy Friday! Can't believe it is already October ... today we are going to talk about a company's Cash Flow, but don't forget to do a little self reflection. Earlier this week I encouraged people to think about budget. Now today, I want people to think about ways they can grow their cash flow as well. Have you considered a side hustle that monetizes something you a…See more
9
0
CTSSHAH avatar
CTSSHAH
@ctsshah
•
#IncomeStatement #InvestopediaCliffNotes So this is just a fancy way of saying that you are reading a company's personal budget. It is probably around time that I remind people that it is important to have a proper budget and emergency fund before throwing money into the market. What you do before getting the market has a significant impact on how you will perform in the market. You don't want the u…See more
10
0
CTSSHAH avatar
CTSSHAH
@ctsshah
•
#BalanceSheet #InvestopediaCliffNotes So to be completely honest investigating and making sense of a balance sheet is a lot of work. If I did this much investigation for every single dollar that I invested ... well I wouldn't invest that much or literally would be invested in 5 companies max. This is one more reason why there is literally no shame in just dollar cost averaging a few ETFs such as the…See more
15
0
CTSSHAH avatar
CTSSHAH
@ctsshah
•
#QuantitativeAnalysis #InvestopediaCliffNotes So digging deeper into Fundamental Analysis for the next two weeks. Fundamental Analysis can be further subcategorized into quantitative or qualitative analysis. Today we will talk about quantitative and be sure to stop back the same time tomorrow morning for qualitative anlaysis. The Breakdown: - "Quantitative – 'related to information that can be show…See more
8
0
Shelby Norris avatar
Shelby Norris
@sheinvestbusiness
•
Invested in Asana
Next 3 months is taking a solid profit #longterm #buildingfinancialliteracy
1
0
CTSSHAH avatar
CTSSHAH
@ctsshah
•
#CrossOver #InvestopediaCliffNotes All I want is to be able to spot a crossover, make some money, and do a little Steph Curry shimmy! I think it is so great to see atheletes get paid for their likeness and to see athletes on here that are trying to build financial literacy is good to see - 👀 @amobisays . Because quotes like this hurt me to see "Burke says he felt Michigan could have helped him struct…See more
6
0
CTSSHAH avatar
CTSSHAH
@ctsshah
•
#Breakout #InvestopediaCliffNotes Hope everyone is enjoying this series. Just a reminder that my #StockMarketChallenge for this month concludes on Thursday and I will Venmo the winner $100 just like I did for July and August. I will be running it back for October so don't worry if you are just finding out about it. Check out my YouTube for more details. The Breakdown: - "A breakout refers to when th…See more
7
0
CTSSHAH avatar
CTSSHAH
@ctsshah
•
#Correction #InvestopediaCliffNotes "We simply attempt to be fearful when others are greedy and to be greedy only when others are fearful." - Warren Buffett The Breakdown: - "In investing, a correction is a decline of 10% or more in the price of a security from its most recent peak." - Investopedia - A correction can last for days, weeks, months, or years; however, generally lasts 3-4 months - Corr…See more
19
0
CTSSHAH avatar
CTSSHAH
@ctsshah
•
#Reversal #InvestopediaCliffNotes If you are new to this series, I am doing Technical Analysis related posts here each morning M-F for the rest of September. A quick way to take a look back is simply to click the # tag for #InvestopediaCliffNotes and it will pull you to a screen that aggregates all my posts with this tag to scroll and read easily or can search the tag as well. You can also check out…See more
15
0
Own your future.
Build your portfolio.
Products
Contact Us
Check the background of this firm on FINRA’s BrokerCheck.
Open to the Public Investing, Inc. Customer Relationship Summary

© Copyright 2024 Public Holdings, Inc. All Rights Reserved.

Market data powered by Xignite.

All investments involve the risk of loss and the past performance of a security or a financial product does not guarantee future results or returns. You should consult your legal, tax, or financial advisors before making any financial decisions. This material is not intended as a recommendation, offer, or solicitation to purchase or sell securities, open a brokerage account, or engage in any investment strategy.

Product offerings and availability vary based on jurisdiction.

Stocks, ETFs, Options, Bonds.
Self-directed brokerage accounts and brokerage services for US-listed, registered securities, options, and Bonds, except for treasury securities offered through Jiko Securities, Inc., are offered to self-directed customers by Open to the Public Investing, Inc. (“Public Investing”), a registered broker-dealer and member of FINRA & SIPC. Additional information about your broker can be found by clicking here. Public Investing is a wholly-owned subsidiary of Public Holdings, Inc. (“Public Holdings”). This is not an offer, solicitation of an offer, or advice to buy or sell securities or open a brokerage account in any jurisdiction where Public Investing is not registered. Securities products offered by Public Investing are not FDIC insured. Apex Clearing Corporation, our clearing firm, has additional insurance coverage in excess of the regular SIPC limits. Additional information can be found here.

Options.
Certain requirements must be met in order to trade options. Options can be risky and are not suitable for all investors. Options transactions are often complex, and investors can rapidly lose the entire amount of their investment or more in a short period of time. Investors should consider their investment objectives and risks carefully before investing in options. Refer to the Characteristics and Risks of Standardized Options before considering any options transaction. Supporting documentation for any claims, if applicable, will be furnished upon request. Tax considerations with options transactions are unique and investors considering options should consult their tax advisor as to how taxes affect the outcome of each options strategy.

Options Order Flow Rebate.
If you are enrolled in our Options Order Flow Rebate Program, Public Investing will share 50% of our estimated order flow revenue for each completed options trade as a rebate to help reduce your trading costs. The exact rebate will depend on the specifics of each transaction and will be previewed for you prior to submitting each trade. This rebate will be deducted from your cost to place the trade and will be reflected on your trade confirmation. Order flow rebates are not available for non-options transactions. To learn more, see our Fee Schedule, Order Flow Rebate FAQ, and Order Flow Rebate Program Terms & Conditions.

Bonds.
“Bonds” shall refer to corporate debt securities and U.S. government securities offered on the Public platform through a self-directed brokerage account held at Public Investing and custodied at Apex Clearing. For purposes of this section, Bonds exclude treasury securities held in treasury accounts with Jiko Securities, Inc. as explained under the “ Treasury Accounts” section.

Investments in Bonds are subject to various risks including risks related to interest rates, credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications and other factors. The value of Bonds fluctuate and any investments sold prior to maturity may result in gain or loss of principal. In general, when interest rates go up, Bond prices typically drop, and vice versa. Bonds with higher yields or offered by issuers with lower credit ratings generally carry a higher degree of risk. All fixed income securities are subject to price change and availability, and yield is subject to change. Bond ratings, if provided, are third party opinions on the overall bond's credit worthiness at the time the rating is assigned. Ratings are not recommendations to purchase, hold, or sell securities, and they do not address the market value of securities or their suitability for investment purposes.

High-Yield Cash Account.
A High-Yield Cash Account is a secondary brokerage account with Public Investing. Funds in your High-Yield Cash Account are automatically deposited into partner banks (“Partner Banks”), where that cash earns interest and is eligible for FDIC insurance. See here for a list of current Partner Banks. Your Annual Percentage Yield is variable and may change at the discretion of the Partner Banks or Public Investing. Apex Clearing and Public Investing receive administrative fees for operating this program, which reduce the amount of interest paid on swept cash. Neither Public Investing nor any of its affiliates is a bank. Learn more.

Alternative Assets.
Brokerage services for alternative assets available on Public are offered by Dalmore Group, LLC (“Dalmore”), member of FINRA & SIPC. “Alternative assets,” as the term is used at Public, are equity securities that have been issued pursuant to Regulation A of the Securities Act of 1933 (as amended) (“Regulation A”). This content is not investment advice. These investments are speculative, involve substantial risks (including illiquidity and loss of principal), and are not FDIC or SIPC insured. Alternative Assets purchased on the Public platform are not held in a Public Investing brokerage account and are self-custodied by the purchaser. The issuers of these securities may be an affiliate of Public Investing, and Public Investing (or an affiliate) may earn fees when you purchase or sell Alternative Assets. For more information on risks and conflicts of interest, see these disclosures. An affiliate of Public may be “testing the waters” and considering making an offering of securities under Tier 2 of Regulation A. No money or other consideration is being solicited and, if sent in response, will not be accepted. No offer to buy securities can be accepted, and no part of the purchase price can be received, until an offering statement filed with the SEC has been qualified by the SEC. Any such offer may be withdrawn or revoked, without obligation or commitment of any kind, at any time before notice of acceptance given after the date of qualification by the SEC or as stated in the offering materials relating to an investment opportunity, as applicable. An indication of interest to purchase securities involves no obligation or commitment of any kind.

Cryptocurrency.
Cryptocurrency trading, execution, and custody services are provided by Bakkt Crypto Solutions, LLC (NMLS ID 1828849) (“Bakkt”). Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrencies offered by Bakkt are not securities and are not FDIC insured or protected by SIPC. Your cryptocurrency assets are held in your Bakkt account. Bakkt is a licensed virtual currency business by the New York State Department of Financial Services and a licensed money transmitter, but is not a registered broker-dealer or a FINRA member. Your Bakkt Crypto account is separate from your brokerage account with Public Investing, which holds US-listed stocks and ETFs. Please review the Risk Disclosures before trading.

Treasury Accounts.
Investing services in treasury accounts offering 6 month US Treasury Bills on the Public platform are through Jiko Securities, Inc. (“JSI”), a registered broker-dealer and member of FINRA & SIPC. See JSI’s FINRA BrokerCheck and Form CRS for further information.

JSI uses funds from your Treasury Account to purchase T-bills in increments of $100 “par value” (the T-bill’s value at maturity). T-bills are purchased at a discount to the par value and the T-bill’s yield represents the difference in price between the “par value” and the “discount price.” Aggregate funds in your Treasury Account in excess of the T-bill purchases will remain in your Treasury Account as cash. The value of T-bills fluctuate and investors may receive more or less than their original investments if sold prior to maturity. T-bills are subject to price change and availability - yield is subject to change. Past performance is not indicative of future performance. Investments in T-bills involve a variety of risks, including credit risk, interest rate risk, and liquidity risk. As a general rule, the price of a T-bills moves inversely to changes in interest rates. Although T-bills are considered safer than many other financial instruments, you could lose all or a part of your investment. See Jiko U.S. Treasuries Risk Disclosures for further details.

Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value.

Banking services and bank accounts are offered by Jiko Bank, a division of Mid-Central National Bank.

JSI and Jiko Bank are not affiliated with Public Holdings, Inc. (“Public”) or any of its subsidiaries. None of these entities provide legal, tax, or accounting advice. You should consult your legal, tax, or financial advisors before making any financial decisions. This material is not intended as a recommendation, offer, or solicitation to purchase or sell securities, open a brokerage account, or engage in any investment strategy.

Commission-free trading refers to $0 commissions charged on trades of US listed registered securities placed during the US Markets Regular Trading Hours in self-directed brokerage accounts offered by Public Investing. Keep in mind that other fees such as regulatory fees, Premium subscription fees, commissions on trades during extended trading hours, wire transfer fees, and paper statement fees may apply to your brokerage account. Please see Public’s Investing’s Fee Schedule to learn more.

Fractional shares are illiquid outside of Public and not transferable. For a complete explanation of conditions, restrictions and limitations associated with fractional shares, see our Fractional Share Disclosure to learn more.

Investment Plans. US members only. Investment Plans (“Plans”) shown in our marketplace are for informational purposes only and are meant as helpful starting points as you discover, research and create a Plan that meets your specific investing needs. Plans are self-directed purchases of individually-selected assets, which may include stocks, ETFs and cryptocurrency. Plans are not recommendations of a Plan overall or its individual holdings or default allocations. Plans are created using defined, objective criteria based on generally accepted investment theory; they are not based on your needs or risk profile. You are responsible for establishing and maintaining allocations among assets within your Plan. Plans involve continuous investments, regardless of market conditions. Diversification does not eliminate risk. See our Investment Plans Terms and Conditions and Sponsored Content and Conflicts of Interest Disclosure.

Market Data. Quotes and other market data for Public’s product offerings are obtained from third party sources believed to be reliable, but Public makes no representation or warranty regarding the quality, accuracy, timeliness, and/or completeness of this information. Such information is time sensitive and subject to change based on market conditions and other factors. You assume full responsibility for any trading decisions you make based upon the market data provided, and Public is not liable for any loss caused directly or indirectly by your use of such information. Market data is provided solely for informational and/or educational purposes only. It is not intended as a recommendation and does not represent a solicitation or an offer to buy or sell any particular security.

View Full Disclosures