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Posts & Investments - #my5xyz

CTSSHAH
@ctsshah
#My5XYZ #Bonds I get all my exposure to bonds via my Vanguard Target Date 2050 fund in my Employer 401k. I'm planning on hopping on Treasury Direct and purchasing some I bonds this weekend before the end of the year so I can get that extra 1 year of credit. How do you get your exposure to bonds? What percentage do you aim for in your portfolio? Video: https://www.youtube.com/watch?v=6RsprthR7NU
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#My5XYZ #BookRecs Anyone else getting a head start on New Year's Resolutions for 2022? If reading good books is your resolution for 2022 ... well then this video is for you - https://www.youtube.com/watch?v=tpzz-S0sZpE My 5 Book Recommendations 1. “Starting Point: How To Create Wealth That Lasts” - by Kevin L Matthews II https://amzn.to/3acHX4m 2. “The Simple Path to Wealth” by J L Collins https://See more
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#My5XYZ #2021NotableNews Up next is my attempt at 5 things in the news that are worth paying attention to as we end 2021 and look to starting 2022. I've been investing since 2012 and I can personally tell you that the last 2 years of investing has been the most bizarre of my life. I survived my first bear market in 2020 and then essentially could do no wrong for most of 2020 and first half of 2021.See more
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#My5XYZ #CyberSecurity Wednesday I talked about how we are creating a huge amount of data and raised the question of how is it being protectected and how has cloud computing changed the security needs. Today I talk about 4 companies within the Cyber Security space that I evaluated to decide whether or not I wanted to invest in them. Video: https://www.youtube.com/watch?v=4YZaor4HPiE Pt 1: https://See more
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#My5XYZ #CyberSecurityPt1 So I've made the decision to just upload one video a day rather than have a second mid day video that essentially cannibalizes the first on Wednesday and Friday. Today's video is regarding Cyber Security and why I think this is an important area from a basic security and investment standpoint. We are generating an unprecedented amount of digital data and how it is bought, sSee more
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#My5XYZ #5GCommunications So I selected another area with a buzz word that I have heard a lot of but never took the time to actually understand what it is and what the future implications could be. Today's video is on 5G and I hope you pay attention to the additional part I added to my standard disclaimer. Be sure to question where your information is coming from - what is their background or skillsSee more
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#My5XYZ #QuantumComputers So I have this week off and I decided to learn about things that I have zero clue about but have heard chatter about for some time now. This episode will be talking about Quantum Computers but the hope is that next few episodes in My 5 XYZ will walk you through some other interesting topics such as 5G, Cyber Security, and maybe AI. I am also exploring edge computing and IntSee more
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#My5XYZ #Metaverse So this is my take on the Metaverse. I hope you watch it and take away something more than just the metaverse. When I do these videos I am trying to cover the topic at hand, but also sharing my thought process so that you can use what works from my approach for yourself and apply it to other areas of investing that you personally find interesting or promising. I have zero desire tSee more
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#My5XYZ #Crypto So I am not a CFP or CPA and by no means an expert on Crypto, but I have made my fair share of rookie mistakes in Crypto. Feel free to watch and listen to my evolving understanding and fascination with Crypto. My mindset is shifting from seeing Crypto as a solely a digital form of currency and moving more towards a reimagation of the internet, decentraliized applications, and addressSee more
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#DecryptingCrypto $SHIB So you are thinking about investing your hard earned money into $SHIB ... hopefully you are doing this because you believe in the project and not just hype ... unless you are swing trading. I bought the hype of $DOGE at $0.55 and averaged down to $0.38 ... so still in the red and still plan to hold this long term in the off chance it goes off and also in part to stick my nose iSee more
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#My5XYZ 📹 This episode is on ETFs in my taxable individual brokerage account. I really do miss the old Public feeds before it was all crypto all the time ... it used to help me discover new companies to explore. Now it is just #ShibArmy all the time ... don't get me wrong I hold a little $SHIB , but I loved Public for the ability to discover new companies I never would have come across before w/ FideSee more
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#My5XYZ Next up in the series is My 5 Dividend Stocks. This is by no means a buy or sell recommendation; simply a video on my thought process in picking some dividend stocks that I hold w/in my Roth IRA. I recently retooled my Roth IRA so that it is 1/3rd S&P500, 1/3rd REITs, and 1/3rd Dividend Stocks to see what the impact of specifically picking dividend stocks would have. Excited to see what theSee more
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#My5XYZ Newest series will be on My 5 XYZ, where I cover 5 things within a category. My first episode for the series is My 5 New Investor Mistakes. Other topics I am planning to cover are My 5 Dividend Stocks, Stocks in my Taxable Account, Crypto, and who knows what else. Check it out here - https://www.youtube.com/watch?v=1BYyiHKal0o
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Bonds.
“Bonds” shall refer to corporate debt securities and U.S. government securities offered on the Public platform through a self-directed brokerage account held at Public Investing and custodied at Apex Clearing. For purposes of this section, Bonds exclude treasury securities held in treasury accounts with Jiko Securities, Inc. as explained under the “ Treasury Accounts” section.

Investments in Bonds are subject to various risks including risks related to interest rates, credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications and other factors. The value of Bonds fluctuate and any investments sold prior to maturity may result in gain or loss of principal. In general, when interest rates go up, Bond prices typically drop, and vice versa. Bonds with higher yields or offered by issuers with lower credit ratings generally carry a higher degree of risk. All fixed income securities are subject to price change and availability, and yield is subject to change. Bond ratings, if provided, are third party opinions on the overall bond's credit worthiness at the time the rating is assigned. Ratings are not recommendations to purchase, hold, or sell securities, and they do not address the market value of securities or their suitability for investment purposes.

A Bond Account is a self-directed brokerage account with Public Investing. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The Bond Account’s yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees. A bond’s yield is a function of its market price, which can fluctuate; therefore a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule.

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Cryptocurrency.
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Treasury Accounts.
Investing services in treasury accounts offering 6 month US Treasury Bills on the Public platform are through Jiko Securities, Inc. (“JSI”), a registered broker-dealer and member of FINRA & SIPC. See JSI’s FINRA BrokerCheck and Form CRS for further information. JSI uses funds from your Treasury Account to purchase T-bills in increments of $100 “par value” (the T-bill’s value at maturity). T-bills are purchased at a discount to the par value and the T-bill’s yield represents the difference in price between the “par value” and the “discount price.” Aggregate funds in your Treasury Account in excess of the T-bill purchases will remain in your Treasury Account as cash. The value of T-bills fluctuate and investors may receive more or less than their original investments if sold prior to maturity. T-bills are subject to price change and availability - yield is subject to change. Past performance is not indicative of future performance. Investments in T-bills involve a variety of risks, including credit risk, interest rate risk, and liquidity risk. As a general rule, the price of a T-bills moves inversely to changes in interest rates. Although T-bills are considered safer than many other financial instruments, you could lose all or a part of your investment. See Jiko U.S. Treasuries Risk Disclosures for further details.

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