XRP is the native token of the XRP Ledger, and the cryptocurrency used by the Ripple payment network. 

It's built for enterprise use on a global scale and helps power cost-efficient cross-border payments.

Ripple outlined a proposed XRPL Lending Protocol to standardize institutional credit execution for tokenized assets while keeping underwriting off-chain, targeting markets such as treasuries, stablecoins, and private credit.

Ripple Spotlights XRPL Lending Protocol Proposal for Institutional Onchain Credit

Ripple outlined how the XRP Ledger Lending Protocol would provide institutions with a novel way to structure loans directly on-chain.

XRP Ledger's 'Missing Layer' Draws Closer as Developers Test Lending, Credit Features: Ripple

A proposed XRPL standard would let institutions borrow against tokenized assets, with the blockchain enforcing loan terms while the underwriting stays with human credit teams. It still needs validator approval to go live.

Ripple wants institutions to borrow against tokenized assets on XRPL

Ripple CEO Brad Garlinghouse outlined XRP's role in institutional payments, citing $16 trillion in annual payments and clearing activity across businesses Ripple added through acquisitions, where digital asset usage remains minimal.

Ripple CEO Sees Massive XRP Opportunity in $16 Trillion Payment Flows

Ripple pushed its CLARITY Act campaign through Washington with a branded truck as Senate pressure mounted over crypto market rules. Ripple Takes CLARITY Act Campaign to Washington, D.C., as Senate Vote Pressure Builds Ripple put its CLARITY Act message on wheels June 25, sending a branded truck through Washington, D.C.

Ripple's CLARITY Truck Hits Washington as Congress Weighs Crypto Rules

Bitcoin

Ripple CEO Brad Garlinghouse said he remains bullish on bitcoin while distancing that view from Strategy's approach, adding that Michael Saylor and Strategy were not focused on the right priorities and that this has hurt the overall market.

Ripple CEO Bullish on Bitcoin but Says Strategy's Leverage Hurt Crypto Market

Caleb & Brown has implemented Ripple Payments to enable quicker U.S. dollar withdrawals for its brokerage clients, integrating Ripple's network into fiat transfers to bridge crypto settlement speed with traditional banking systems.

Caleb & Brown Adds Ripple Payments for Faster USD Withdrawals

"Financial engineering does not drive long-term value

Ripple CEO says Michael Saylor has hurt crypto market as Strategy's STRC trades 25% below par

XRP has collapsed more than 20% in June and 43% year-to-date, putting it on track for its second straight monthly loss. The Institutional Disconnect On June 25, XRP plunged to a yearly low of $1.01 amid a broader cryptocurrency market sell-off that dragged bitcoin down to $58,000.

Ripple Sees XRP Sink to $1.01 as 43% YTD Slide Fuels Fresh Bearish Price Targets

Dogecoin

Ethereum

Bitcoin slipped near $58,000 before recovering, and CF Benchmarks says the $50,000 to $60,000 zone is where buyers have always stepped in.

Ether, XRP and dogecoin lead a broad crypto selloff as tech stocks tumble

Ripple and SBI launched RLUSD in Japan after regulatory approval, giving institutions and retail users access through SBI's crypto exchange platform. The U.S. dollar-backed stablecoin has reached a $1.7 billion market capitalization.

Ripple's RLUSD Breaks Into Japan With SBI After Regulatory Approval

Solana

Tron

The top five altcoins trade 60% below their all-time highs. What no one knows is whether another altcoin rally will ever return.

What's Next For Altcoins In 2026?

Japan's financial regulator cleared the U.S. dollar-backed token as a new category of payment instrument, letting SBI VC Trade offer it to institutions and retail. RLUSD remains small, at about $1.7 billion.

Ripple's RLUSD stablecoin goes live in Japan after regulatory approval

Sellers broke another support level on heavy volume, while the recovery failed to reclaim the zone that would ease downside pressure.

XRP slides 2.8% as weak bounce keeps $1 support in focus

Ripple's RLUSD stablecoin is available through SBI VC Trade for both institutional and retail users in the country.

Ripple launches RLUSD stablecoin in Japan after regulatory approval

Ripple executive Reece Merrick compared crypto payments to the early evolution of online shopping, arguing that crypto payments are moving through a similar infrastructure-building phase that preceded mainstream e-commerce adoption.

You're Not Bullish Enough: Ripple Executive Predicts Crypto Payments Boom

Bitcoin's slide to its lowest point in 21 months slammed the price of leading altcoins, while pressuring crypto stocks on Wall Street.

'Painful' Bitcoin Sell-Off Drags Ethereum, XRP and Dogecoin Lower as Crypto Stocks Dive

XRP supply on Binance has expanded, with the XRP Binance Scarcity Index dropping to around 0.34, its lowest level in more than three months, pointing to a noticeable rise in available tokens on the exchange. XRP Availability on Binance Expands While Price Remains Under Pressure At 3:05 p.m.

XRP Scarcity on Binance Drops to 3-Month Low as Supply Concerns Grow

XRP withdrawal transactions on Binance overtook deposits for several days, while similar shifts were observed across other crypto exchanges, including Coinbase and Bybit. The shift occurred as XRP traded near recent lows, pointing to a change in exchange behavior amid price pressure.

XRP Withdrawal Activity Reaches Highest Level Since June 2024 on Binance

Ripple has obtained preliminary approval under the EU's Markets in Crypto Assets (MiCA) framework for a Crypto Asset Service Provider license, positioning it to expand regulated services across all 30 countries in the European Economic Area.

Ripple Nears 30-Country Payments Rollout After Preliminary MiCA Approval

XRP clung to $1.10 after a sharp drop, with bearish signals and broader market pressure weighing on sentiment as long liquidations amplified losses despite positive Ripple regulatory news. XRP Price Faces Pressure Near Key Support At 12:44 p.m. EDT on June 23, XRP is trading at $1.09976, down 3.

XRP Struggles Near $1.10 Despite Ripple's EU Regulatory Milestone

The license will enable Ripple to offer its stablecoin payment systems to European companies and expand into broader crypto functions.

Ripple targets EU, wins preliminary MiCA approval from Luxembourg financial regulator

Weak volume and fading momentum kept XRP pinned near the bottom of its recent range, with the $1.05-$1.10 area emerging as the market's key line in the sand.

XRP drifts toward $1.10 support as traders await break from three-week range

Heavy selling pushed XRP to its lowest level of the weekend session, but strong buying quickly erased most of the decline and returned the token to its recent trading range.

XRP briefly loses $1.14 support before buyers drive sharp rebound

Heavy selling pushed XRP back below a key support zone, reinforcing a downtrend that has repeatedly stalled rallies near $1.25.

News for XRP Crypto (XRP)