Public invites you to earn a 5.3%* yield.
Open a Treasury Account on Public and earn a 5.3%* yield. Stocks, treasuries, crypto, and more—all in one place.
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Higher yield than a high-yield savings account*
When you move your savings into a Treasury Account on Public, you will earn the safe, reliable yield of Treasury bills. These short-term securities are issued by the US Treasury and typically pay a higher yield than traditional and high-yield savings accounts.
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Odd Lots Podcast Disclosure: This podcast is sponsored by Public. The average savings rate, reported by Bankrate.com, is 0.55% APY as of 08/21/2023. Treasury yield is an annualized 26-week T-bill rate (as of 09/01/2023) when held to maturity. Rate discussed is gross of fees. Fee schedule at public.com/disclosures/fee-schedule.T-bills are purchased in increments of $100 par value at a discount; any remaining balance after purchase is held in cash. All investing involves risk of loss. Past performance is not indicative of future results. Risks. US members only.
Investment services and the Brokerage Accounts for treasury securities are offered by Jiko Securities, Inc. (“JSI”) member FINRA and SIPC. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. Banking services and the Bank Account are provided by Jiko Bank, a division of Mid-Central National Bank. Available to US members only. Full disclosures at public.com/#disclosures-treasuries
JSI and Jiko Bank are not affiliated with Public Holdings, Inc. (“Public”) or any of its subsidiaries.
*Yield is an annualized 26-week T-bill rate (as of 8/24/2023) when held to maturity. Rate is gross of fees and is subject to change. Fee schedule at public.com/disclosures/fee-schedule. T-bills are purchased in increments of $100 par value at a discount; any remaining balance after purchase is held in cash. All investing involves risk of loss. Past performance is not indicative of future results. Risks. US members only.
**As compared to the average of the best high-yield savings accounts, compiled by Bankrate.com as of 7/25/23. Public is not responsible for the accuracy, timeliness, or completeness of information on third-party websites. Open to the Public Investing is not a bank and does not offer savings accounts. You should contact your bank for current and complete information about available account types, including applicable interest rates. Risks.
*** The value of T-bills fluctuate and investors may receive more or less than their original investments if sold prior to maturity. T-bills are subject to price change and availability – yield is subject to change. Past performance is not indicative of future performance. Investments in T-bills involve a variety of risks, including credit risk, interest rate risk, and liquidity risk. As a general rule, the price of a T-bills moves inversely to changes in interest rates. Although T-bills are considered safer than many other financial instruments, you could lose all or a part of your investment. Jiko U.S. Treasuries Risk Disclosures for further details.