USCB Financial Holdings

USCB Financial Holdings, Inc. operates as a bank holding company. The company was founded on December 17, 2021 and is headquartered in Miami, FL.

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

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Earnings data Q3 2024

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Earnings data Q1 2025

Earnings data Q2 2025

Earnings data Q3 2025

Earnings data Q4 2025

Earnings data Q1 2026

USCB Financial Holdings excels in Q1 2023, eyes profitability through diversification

USCB Financial Holdings demonstrated resilience and growth in Q1 2023, with improved financial metrics and a strategic focus on enhancing client relationships. While facing challenges in reducing uninsured deposits and achieving optimal loan-to-deposit ratios, the company's strong performance and prudent strategies position it well for future opportunities.

USCB Financial Holdings reports stable Q2 performance amidst market challenges

USCB Financial Holdings navigated challenges from recent bank failures, focusing on sound, profitable growth with a goal of achieving higher ROAA and NIM.
Strong credit metrics and a diversified loan portfolio position the company well for sustainable growth and value creation for shareholders.
Management changes and strategic initiatives underscore a commitment to enhancing performance and capitalizing on growth opportunities.
Despite market uncertainties, USCB Financial Holdings remains resilient, with a solid financial foundation and a clear roadmap for future success.

USCB Financial Holdings excels in Q3 with strategic partnerships and growth focus

USCB Financial Holdings delivered a robust performance in Q3, focusing on loan growth diversification and operational efficiency. Strategic partnerships and a commitment to enhancing margins position the company for future success. While challenges like expense control and security losses exist, opportunities in partnerships and interest rate management offer avenues for growth.

USCB Financial Holdings excels in Q4 2023 amidst industry challenges

USCB Financial Holdings delivered a strong performance in Q4 2023, showcasing growth in assets, loans, and deposits.
The company's leadership transition was smooth, with a new Chief Credit Officer appointed and key legal matters resolved.
While facing challenges like uninsured deposits and regulatory scrutiny, USCB remains well-positioned to capitalize on opportunities.
Strategic initiatives, including new business verticals and client-focused conversations, are driving the bank's success.

USCB Financial Holdings excels in Q1, eyes SBA growth

USCB Financial Holdings reported strong Q1 results with growth across key financial metrics, supported by prudent financial management. While facing competition for deposits and challenges in a competitive market, the bank remains well-positioned to capitalize on growth opportunities in the SBA segment and improve net interest margin.

USCB Financial Holdings achieves record profits and eyes sustainable growth

USCB Financial Holdings reported strong financial performance in Q2 2024, marked by record profits, robust asset growth, and strategic revenue diversification.
The company's focus on capital strength, asset quality, and operational efficiency positions it well for sustained growth and value creation for shareholders.
While facing challenges in cost management and market competition, USCB has opportunities to capitalize on continued loan and deposit growth and revenue enhancement strategies.
By balancing growth objectives with risk management and operational excellence, USCB is poised to navigate market dynamics and drive long-term success.

USCB Financial Holdings reports record earnings and solid asset quality

USCB Financial Holdings delivered robust financial performance with record earnings and strong deposit and loan growth.
Despite challenges in sustaining loan growth and competitive pressures, the bank's solid asset quality and profitability are key strengths.
Opportunities lie in expanding loan portfolio growth, exploring new markets, and enhancing operational efficiency.
Investors should take note of USCB's strong performance, solid fundamentals, and strategic growth opportunities.

USCB Financial Holdings reports record Q4 earnings, eyes Florida growth

USCB Financial Holdings had a stellar Q4 2024, marked by impressive financial results and strong performance metrics.
While challenges like nonrecurring expenses and growth targets exist, the company's strengths in asset quality and fee businesses position it well for the future.
Opportunities in Florida's economy, deposit-focused business lines, and fee businesses offer avenues for sustained growth and profitability.
Strategic focus on cost management and operational efficiency will be crucial for navigating challenges and seizing opportunities in the upcoming year.

USCB Financial Holdings achieves record Q2 performance and eyes growth

USCB Financial Holdings (USCB) demonstrated robust financial performance in Q2 2025, driven by strong deposit and loan growth, improved operational efficiency, and solid credit metrics. While facing challenges related to credit losses and ongoing risk management, USCB's strategic focus on safe growth and value creation, along with its international deposit strategy, underpin its resilience and growth potential. With opportunities stemming from capital strength, investment-grade ratings, and strategic initiatives, USCB is well-positioned to navigate challenges, capitalize on growth prospects, and deliver long-term value to shareholders.

USCB Financial Holdings reports record earnings and solid growth prospects

USCB Financial Holdings delivered strong financial performance in Q3 2025, marked by record earnings per share and notable improvements in key financial metrics. The company's solid capital position, asset quality, and strategic focus on growth areas position it well for future opportunities and challenges. While facing some headwinds such as slowed loan growth and margin pressure, USCB Financial Holdings remains resilient and poised for continued success. Strategic initiatives like the subordinated debt issuance and focus on noninterest income provide avenues for sustained growth and profitability.

USCB Financial Holdings reports strong Q4 performance and dividend increase

USCB Financial Holdings delivered a strong performance in Q4 2025, marked by significant growth in total assets, loans, deposits, and net interest income. The company's tangible book value per share increased by 10.8% year-over-year, reflecting financial strength and stability. Despite challenges related to nonroutine items impacting GAAP diluted EPS, USCB's operational diluted EPS stood at $0.44, showcasing resilience and operational efficiency. The approval of a 25% increase in quarterly cash dividend underscores confidence in the company's performance and future prospects. With opportunities to leverage its strong loan production quarter, deepen client relationships, and enhance market presence, USCB is well-positioned to navigate challenges and capitalize on growth prospects. The company's disciplined underwriting standards and solid risk-based capital ratios underpin its continued success.

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USCB Financial Holdings, Inc. engages in banking activities. It offers lending services, credit practices, deposit products, title services, and other banking related services. The company was founded on December 17, 2021 and is headquartered in Doral, FL.