UMB Financial

UMB Financial Corp. operates as a financial holding company, which engages in the provision of bank and asset services. It operates through the following segments: Commercial Banking, Institutional Banking, and Personal Banking. The Commercial Banking segment serves the commercial lending and leasing, capital markets, and treasury management needs of the company’s mid-market businesses and governmental entities by offering various products and services. The Institutional Banking segment is a combination of banking services, fund services, and asset management services provided to institutional clients. The Personal Banking segment combines consumer banking and wealth management services offered to clients and delivered through personal relationships and the firm's bank branches, ATM network, and internet banking. The company was founded was founded in 1967 and is headquartered in Kansas City, MO.

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Earnings data Q1 2025

Earnings data Q2 2025

Earnings data Q3 2025

Earnings data Q4 2025

Earnings data Q1 2026

Earnings data Q2 2026

UMB Financial posts solid Q2 earnings amidst deposit challenges

UMB Financial delivered strong financial results in Q2 2023, driven by robust loan growth and solid asset quality.
While facing challenges in deposit balances and margin compression, the company's focus on client engagement and fee income remains a key strength.
Opportunities lie in capital return plans, net interest income growth, and enhancing deposit relationships to navigate current market conditions.

UMB Financial reports robust Q3 performance and optimistic outlook

UMB Financial's Q3 performance showcased disciplined growth, strong asset quality, and effective expense management.
While challenges like macroeconomic variables persist, the company's focus on controlling costs and seizing opportunities bodes well for future growth.
Overall, UMB Financial's solid financial results and strategic outlook position it favorably for continued success and shareholder value creation.

UMB Financial reports robust Q4 earnings and eyes growth opportunities

UMB Financial's Q4 2023 performance showcased strong financial results, with notable increases in net income, loan balances, and noninterest income.
While facing challenges such as rising expenses and tax implications, the company's solid asset quality and capital position provide a foundation for growth.
Opportunities lie in further loan growth, fee business expansion, and maintaining a focus on market share gains to drive future success.

UMB Financial acquires Heartland Financial, driving growth and value

UMB Financial's Q1 performance was strong, supported by robust earnings and balance sheet growth.
The acquisition of Heartland is poised to drive growth and value creation, with a focus on shareholder benefits.
While challenges like expense management and margin pressure exist, opportunities for expansion and synergy creation are significant.

UMB Financial reports strong Q2 earnings and eyes growth opportunities

UMB Financial's Q2 results reflect robust financial performance, strong asset quality, and strategic growth initiatives.
While facing cost management challenges and margin pressures, the company is well-positioned to capitalize on growth opportunities.
Investors should monitor the successful integration of the pending acquisition and the execution of revenue diversification strategies.

UMB Financial posts solid Q3 results, eyes growth opportunities ahead

UMB Financial's Q3 performance showcased strength in fee business, loan growth, and deposit expansion, underpinning solid financial results.
While facing challenges in net interest margin and rising expenses, the company's opportunities lie in pending acquisitions, margin improvement, and revenue growth potential.
With a focus on maintaining strong credit quality and enhancing profitability, UMB Financial aims to drive sustainable growth and shareholder value.
The increase in dividend rate and tangible book value per share reflect the company's commitment to rewarding shareholders and building long-term value.

UMB Financial reports record Q4 earnings, eyes growth through HTLF

UMB Financial's Q4 2024 performance showcased strong financial results, operational efficiency, and solid credit quality, positioning the company for continued growth and value creation.
While facing integration challenges from the HTLF acquisition, UMB Financial's diversified revenue streams, robust capital levels, and customer-centric approach present opportunities for sustained success.
Navigating potential challenges and capitalizing on growth opportunities will be crucial for UMB Financial to drive long-term shareholder value and maintain its competitive edge in the market.

UMB Financial excels in Q2 2025 with strong loan growth

UMB Financial delivered robust financial results in Q2 2025, driven by strong loan growth and strategic investments. The company's performance highlights its competitive position and ability to navigate market challenges effectively. Opportunities for revenue expansion and financial optimization through fee income growth and strategic initiatives are on the horizon.

UMB Financial reports record Q3 earnings amidst growth opportunities

UMB Financial's Q3 performance showcased strong financial metrics, including record loan production and robust fee income growth. While maintaining strong credit quality and declaring dividends, the company faces challenges in managing expenses and margin outlook. Opportunities lie in leveraging positive trends in loans and exploring new revenue streams through institutional assets and public finance deals.

UMB Financial reports record earnings, eyes strategic growth opportunities

UMB Financial's Q4 2025 earnings call showcased a robust performance, marked by record earnings, improved return metrics, and successful acquisitions. The company's focus on operational efficiency, asset quality, and strategic growth priorities underpins its strong financial position and long-term value creation. Despite facing challenges in a dynamic market environment, UMB Financial's strengths in managing risk, driving revenue growth, and maintaining a solid capital base position it well for future opportunities. By capitalizing on its core competencies and market opportunities, the company can navigate challenges and drive sustainable growth. Opportunities lie ahead for UMB Financial to capitalize on its financial strength, pursue strategic growth avenues, and enhance shareholder value. With a clear focus on operational excellence, asset quality, and growth initiatives, the company is poised to leverage market opportunities and overcome potential challenges.

UMB Financial surpasses Q1 expectations, eyes growth amidst challenges

UMB Financial's Q1 2026 performance exceeded expectations, showcasing strength in various key areas like loan growth, margin expansion, and fee businesses. While addressing concerns about credit exposure and improving capital levels, the company also focused on maintaining positive operating leverage and managing expenses efficiently. Challenges lie in sustaining growth momentum and balancing risk amidst uncertainties, but opportunities exist in optimizing strategies, revenue diversification, and strategic investments. Overall, UMB Financial's strong performance and strategic focus position it well for navigating challenges and capitalizing on growth opportunities in the financial landscape.

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UMB Financial Corp. engages in the provision of bank and asset services. It operates through the following segments: Commercial Banking, Institutional Banking, and Personal Banking. The Commercial Banking segment serves the commercial lending and leasing, capital markets, and treasury management needs of the company’s mid-market businesses and governmental entities by offering various products and services. The Institutional Banking segment is a combination of banking services, fund services, and asset management services provided to institutional clients. The Personal Banking segment combines consumer banking and wealth management services offered to clients and delivered through personal relationships and the firm's bank branches, ATM network, and internet banking. The company was founded was founded in 1967 and is headquartered in Kansas City, MO.