Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Earnings data Q1 2025

Earnings data Q2 2025

Earnings data Q3 2025

Earnings data Q4 2025

Earnings data Q1 2026

Earnings data Q2 2026

Earnings data Q3 2026

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

SoFi Technologies reports record Q4 performance and outlines growth plans

SoFi Technologies' Q4 2024 performance reflects robust growth, profitability, and strategic planning for future expansion.
The company's focus on managing towards higher EBITDA margins and revenue targets underscores a commitment to sustainable growth.
While challenges exist, SoFi's strengths in revenue diversification and member growth position it well for future opportunities in the financial services sector.

SoFi Technologies excels in Q1 2025, poised for strategic growth

SoFi Technologies demonstrated robust financial performance in Q1 2025, driven by strong revenue growth, member expansion, and product diversification. While facing challenges in sustaining growth momentum and managing complexities, SoFi can capitalize on opportunities through product innovation, strategic investments, and partnerships. Overall, SoFi's solid financial health, diversified revenue streams, and strategic initiatives position the company well for future growth and market expansion.

SoFi excels in Q2 2025, raises guidance amid strong growth

SoFi Technologies demonstrated strong financial performance, driven by record member additions, revenue growth, and strategic investments in emerging technologies. While facing challenges in a competitive landscape and operational scalability, SoFi's focus on innovation and brand-building positions it well for future growth. With an optimistic outlook and raised guidance, SoFi is set to capitalize on opportunities in expanding its customer base, product offerings, and market presence.

SoFi Technologies excels in Q3 with record revenue and growth

SoFi Technologies' Q3 2025 earnings call showcased outstanding results, marked by record revenue, strong member growth, and profitability improvements. The company's performance in key segments like Financial Services and Lending demonstrates its ability to drive revenue diversification and sustainable growth. While facing potential challenges ahead, SoFi is well-positioned to leverage its strengths, address market opportunities, and navigate industry dynamics effectively.

SoFi Technologies reports record Q4 earnings and eyes global expansion

SoFi Technologies' Q4 2025 performance reflects robust growth across key metrics, underpinned by record revenue and profitability. The company's focus on expanding its member base, introducing innovative products, and strengthening brand awareness positions it well for future growth. While facing challenges in managing rapid expansion and new product launches, SoFi's strategic initiatives offer opportunities for sustained growth and international expansion.

SoFi excels in Q1 2026, eyes strategic acquisitions for growth

SoFi delivered strong financial results, marked by revenue growth, member expansion, and product innovation. While facing challenges in the Tech Platform segment, the company's strategic focus on acquisitions and new offerings bodes well for future growth. Overall, SoFi's performance underscores its resilience and potential for continued success in the financial services industry.

SoFi Technologies excels in Q2 2026, projects strong full-year performance

SoFi Technologies delivered exceptional financial results in Q2 2026, with robust revenue growth, member additions, and product expansion. The company's focus on successful products and customer engagement drove strong performance, setting a positive outlook for future growth.