Oportun Financial Corporation

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Earnings data Q1 2025

Earnings data Q2 2025

Earnings data Q3 2025

Earnings data Q4 2025

Earnings data Q1 2026

Earnings data Q2 2026

Oportun Financial Corporation reports strong Q3 performance and eyes growth

Oportun Financial Corporation's Q3 2024 performance showcased improved credit metrics, cost efficiencies, and strategic balance sheet actions, setting the stage for future growth.
The company's strengths in profitability, growth initiatives, and financial discipline align with its 2025 outlook of driving adjusted EPS in the teens.
While challenges like economic uncertainties and competitive pressures persist, Oportun's focus on opportunities in expansion, partnerships, and marketing investments signals a positive trajectory.

Oportun Financial Corporation reports strong Q4 earnings and growth outlook

Oportun Financial Corporation's Q4 2024 performance reflects a return to profitability, improved credit metrics, and strategic growth initiatives. The company's strengths lie in its financial resilience, credit risk management, and commitment to sustainable growth. Challenges include meeting ambitious long-term targets, managing leadership transitions, and navigating competitive and economic uncertainties. Opportunities abound for Oportun to leverage its performance, strategic priorities, and market insights for continued success and value creation.

Oportun Financial reports strong Q1 earnings, eyes sustainable growth

Oportun Financial Corporation's Q1 2025 performance reflects a robust financial position with improved profitability, strong originations growth, and disciplined expense management. Strategic priorities and revised guidance indicate a focus on sustainable growth and value creation, supported by proactive risk management practices and a commitment to financial stability. While facing challenges such as macroeconomic uncertainties and market competition, the company is well-positioned to capitalize on opportunities through strategic initiatives and agile decision-making.

Oportun Financial Corp (OPRT) posts strong Q2 results, eyes growth

Oportun Financial Corporation (OPRT) reported robust Q2 results, with strong financial metrics and a positive outlook for the year. The company's focus on credit quality, expense management, and growth strategies positions it well for future success.

Oportun Financial reports robust Q3 earnings, strengthens capital structure

Oportun Financial Corporation delivered a strong performance in Q3 2025, achieving GAAP profitability and improving credit metrics, supported by disciplined expense management. The company's strategic focus on enhancing the capital structure and driving high-quality originations positions it for sustainable growth and financial stability. While facing challenges around consumer behavior and risk management, Oportun has opportunities to optimize its operations, attract investors, and drive innovation for future success. With a raised EPS guidance and a commitment to financial prudence, Oportun is poised to capitalize on growth opportunities and navigate potential challenges effectively.

Oportun Financial reports strong Q4 earnings, eyes growth opportunities

Oportun Financial Corporation's Q4 2025 performance showcased profitability, controlled expenses, and strategic initiatives for growth. While facing a short-term increase in charge-offs, the company is focused on optimizing operations and enhancing credit quality. Opportunities lie in expanding originations and adjusting pricing strategies for long-term success.

Oportun Financial reports strong Q1 earnings, focuses on credit growth

Oportun Financial Corporation's Q1 2026 performance showcased profitability and strategic focus on credit improvement and growth. While facing challenges like declining originations and charge-off rates, the company's capital and liquidity enhancements support its goals. Opportunities for Oportun include strengthening credit outcomes, risk management, and disciplined execution for sustainable growth.

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Oportun Financial Corp. is a mission-driven financial services company, which engages in the financial goals within reach with intelligent borrowing, savings, and budgeting capabilities, empowers members with the confidence to build a better financial future. Its products include personal loans, secured personal loans, credit cards, savings, direct, and investment and retirement. The company was founded in August 2005 and is headquartered in San Mateo, CA.