Nu Holdings

Nu Holdings Ltd. operates as a holding company. It carries investments in several operating subsidiaries, which engage in digital banking services. The company was founded by David Vélez Osorno, Cristina Helena Zingaretti Junqueira and Adam Edward Wible on February 26, 2016 and is headquartered in Sao Paulo, Brazil.

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Earnings data Q1 2025

Earnings data Q2 2025

Earnings data Q3 2025

Earnings data Q4 2025

Nu Holdings achieves record growth in Q4 2022 earnings

Nu Holdings' Q4 2022 performance reflects a robust financial position and strategic focus on customer acquisition and profitability. While challenges like regulatory changes exist, the company's proactive approach and solid fundamentals bode well for future success.

Nu Holdings reports strong Q1 earnings, eyes growth in Mexico

Nu Holdings delivered robust financial results, emphasizing customer growth, product optimization, and operational efficiency.
The company faces challenges in market dynamics, regulatory environments, and cost management, requiring strategic responses for sustained growth.
Opportunities lie in leveraging customer base strength, expanding into new markets, and enhancing product offerings for high-income segments.
Overall, Nu Holdings' performance, strengths, and strategic vision position it well for continued growth and value creation in the financial services sector.

Nu Holdings doubles customer base and drives profitability in Q2

Nu Holdings delivered strong financial performance, maintained profitability, and showcased strategic initiatives for growth and efficiency.
The company's focus on customer-centric approaches, asset quality improvements, and digital innovation positions it well for future success.
While facing challenges in credit economics and market dynamics, Nu Holdings has opportunities to expand its market share, enhance product offerings, and drive growth.
Overall, Nu Holdings' Q2 2023 earnings call highlights a resilient and forward-thinking company with a solid foundation for continued success and innovation.

Nu Holdings reports stellar Q3 earnings, eyes Mexico expansion

Nu Holdings delivered strong financial results, showcasing robust revenue, profit, and customer growth metrics in Q3 2023.
The company's focus on customer experience, credit portfolio growth, and expansion in Mexico and Colombia positions it well for future growth.
While facing challenges related to delinquency management and regulatory discussions, Nu Holdings is leveraging opportunities in Mexico, product diversification, and noncredit-related businesses for sustained growth.

Nu Holdings reports stellar Q4 earnings, eyes growth in Mexico

Nu Holdings' strong financial performance, customer-centric approach, and strategic priorities position it well for continued success and growth. The company's focus on operational efficiency, technology, and customer engagement underscores its commitment to delivering value and driving innovation in the financial services sector.

Nu Holdings excels in Q1 2024, eyes SME growth and banking license

Nu Holdings delivered strong financial performance in Q1 2024, focusing on customer growth, revenue expansion, and strategic product launches.
Despite challenges in asset quality and market saturation, the company remains resilient and committed to expanding its credit portfolio and market presence.
Opportunities in the SME segment, Mexico's growth potential, and progress towards obtaining a banking license position Nu Holdings for continued success and innovation.

Nu Holdings reports stellar Q2 performance, eyes growth opportunities

Nu Holdings delivered stellar Q2 results with significant customer growth, revenue surge, and strong net income.
The company's focus on credit quality, customer acquisition, and market initiatives positions it well for future growth.
While challenges in managing rapid expansion and credit risk exist, Nu Holdings has opportunities to capitalize on market developments and innovation.

Nu Holdings reports robust Q3 results, eyes growth in key markets

Nu Holdings' Q3 performance reflects strong customer growth, revenue expansion, and profitability, underpinned by effective sales strategies.
The company's focus on new verticals and key markets like Mexico and Colombia presents growth opportunities despite potential operational challenges.
With a solid financial foundation and confidence in future growth, Nu Holdings is well-positioned to strengthen its market presence and drive value for stakeholders.

Nu Holdings reports robust Q4 earnings, eyes global expansion

Nu Holdings (NU) delivered strong financial results in Q4 2024, showcasing robust customer growth, revenue expansion, and improved net income. The company's strategic focus on responsible growth and product innovation positions it well for future success. Despite facing challenges in credit book growth and operational efficiency, Nu Holdings' emphasis on asset quality and risk management reflects a commitment to sustainable expansion. Opportunities for global expansion and market differentiation present avenues for continued growth and value creation. Overall, Nu Holdings' Q4 2024 earnings call highlighted a positive outlook for the company, underpinned by solid financial performance, strategic initiatives, and a commitment to building a new asset class for future growth.

Nu Holdings reports strong Q1 performance, eyes growth in underpenetrated markets

Nu Holdings' Q1 2025 performance reflects robust customer acquisition, revenue growth, and profitability driven by operational efficiencies. The company's strategic focus on sustainable value creation, market expansion, and customer monetization positions it well for future success. While facing challenges in market penetration and risk management, Nu Holdings has ample opportunities to capitalize on its strengths and drive continued growth.

Nu Holdings reports strong Q2 performance, eyes growth opportunities

Nu Holdings (NU) delivered a strong performance in Q2 2025, driven by robust customer growth, revenue generation, and net income, showcasing operational excellence. The company's strategic focus on cross-selling, new management additions, and financial prudence positions it well for sustained growth and market leadership. While challenges exist in managing credit risk and addressing analyst inquiries, Nu Holdings has opportunities to capitalize on its strengths and drive further growth.

Nu Holdings reports robust Q3 performance, eyes AI-first strategy

Nu Holdings delivered a strong performance in Q3 2025, showcasing growth in customer base, revenues, and net income, supported by robust financial metrics. While facing challenges related to credit portfolio growth and regulatory impacts, the company's strategic focus on AI-first initiatives and market expansion positions it for future success. Opportunities in deepening product adoption, financial inclusion, and market expansion present avenues for Nu Holdings to drive growth, enhance customer experiences, and improve profitability.

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Nu Holdings Ltd. is a holding company, which engages in the provision of digital banking services. The company was founded by David Vélez Osorno, Cristina Helena Zingaretti Junqueira, and Adam Edward Wible on February 26, 2016 and is headquartered in George Town, Cayman Islands.