Revenue segments as reported by the company.

Insurance

Credit cards

SMB products

Loans

Emerging verticals

Other verticals

Consumer

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Research and development

Sales and marketing

General and administrative

Change in fair value of contingent consideration related to earnouts

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

NerdWallet

NerdWallet, Inc. provides financial education and empowerment via online tools. Its tools offer sources for information, insight and consumer-driven advice about personal finance. The company was founded by Tim Chen and Jacob Gibson in 2009 and is headquartered in San Francisco, CA.

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Earnings data Q1 2025

Earnings data Q2 2025

Earnings data Q3 2025

Earnings data Q4 2025

Earnings data Q1 2026

Earnings data Q2 2026

Earnings data Q3 2026

NerdWallet surpasses Q3 targets with strong audience growth and diversification

NerdWallet's Q3 performance exceeded expectations, driven by audience growth and revenue diversification.
While facing challenges in credit card revenue and marketing expenses, the company remains optimistic about future opportunities.
Strengths in organic traffic, product innovation, and operational efficiency position NerdWallet for sustainable growth.
To capitalize on opportunities, NerdWallet must address challenges in revenue diversification and marketing efficiency.

NerdWallet anticipates revenue growth rebound in 2024 amid challenges

NerdWallet faced challenges in credit cards and loans but anticipates recovery in 2024.
Strong focus on growth pillars and novel initiatives to drive future growth.
Expectation of returning to double-digit revenue growth in the second half of 2024.
Management expresses gratitude for team efforts and plans to share business vision.
MUU growth outpacing revenue growth, supported by consumer engagement.

NerdWallet doubles operating income, eyes international growth for rebound

NerdWallet delivered strong financial performance in Q1 2024, exceeding key guidance metrics.
While facing revenue challenges, the company is strategically positioned for growth through diversification and international expansion.
Opportunities in SMB products and international markets offer avenues for revenue recovery and long-term success.
Balancing profitability and growth remains a key focus, with a positive outlook for the second half of the year.

NerdWallet reports Q2 revenue growth, eyes strategic investments for growth

NerdWallet's Q2 performance showed revenue growth and a surge in the insurance segment.
Challenges in non-GAAP operating income were addressed through cost-saving measures.
Opportunities lie in the projected revenue growth and strategic investments for the future.

NerdWallet surpasses Q3 expectations with strategic growth initiatives

NerdWallet's Q3 performance exceeded expectations, driven by strong growth in insurance and SMB verticals, despite challenges in credit cards revenue and user acquisition.
Strategic investments in new products and acquisitions, along with a focus on disciplined spending and brand loyalty, position NerdWallet for future growth.
Addressing challenges in user growth and credit cards revenue decline while capitalizing on opportunities for margin accretion and strategic investments will be key for sustained success.

NerdWallet posts robust Q4 earnings, focuses on engagement for growth

NerdWallet's Q4 performance reflects strong revenue growth and operational efficiency, despite challenges in lending segments. Strategic initiatives towards engagement and quality relationships signal a focus on sustainable growth and user loyalty. While facing transitional changes in leadership, NerdWallet remains optimistic about future growth prospects and market opportunities.

NerdWallet reports robust Q1 performance, eyes strategic growth opportunities

NerdWallet's Q1 2025 performance showcased strong revenue growth and strategic business decisions in key financial sectors. While challenges like declining user numbers and potential policy impacts exist, the company's focus on quality relationships and strategic expansions position it for continued success. Opportunities in new business categories and a revised full-year income target indicate NerdWallet's proactive approach to sustained growth and profitability.

NerdWallet reports solid Q2 results, eyes growth amid operational challenges

NerdWallet's Q2 performance showed revenue growth and operational efficiency gains, though challenges in user engagement and disruptions were noted. The company's strategic strengths in vertical integration and leadership confidence position it well for future growth. Addressing challenges in organic search and maximizing new monetization opportunities are key focus areas for sustained success.

NerdWallet surpasses Q3 expectations, eyes growth through strategic adjustments

NerdWallet's Q3 2025 earnings call showcased strong financial performance, driven by revenue growth and operational efficiency. While facing challenges in certain areas, the company is well-positioned to capitalize on opportunities for growth and improvement.

NerdWallet surpasses revenue targets, diversifies offerings for sustained growth

NerdWallet's Q4 2025 performance exceeded expectations, showcasing robust revenue and income growth. While facing challenges in certain product segments, the company's diversified revenue streams and strategic focus provide resilience. Opportunities lie in expanding marketing channels, exploring new finance sectors, and enhancing customer engagement. Overall, NerdWallet's commitment to long-term value creation and transparent reporting positions it well for future growth and profitability.

NerdWallet reports solid Q1 earnings, eyes growth amid challenges

NerdWallet's Q1 performance showed revenue growth driven by banking and personal loans, setting new records in operating income and EBITDA. Strategic investments in vertical integration and technology partnerships position the company for future growth despite challenges in auto insurance monetization. Maintaining confidence in full-year guidance while addressing uncertainties and investing in growth opportunities reflects NerdWallet's strategic focus and financial discipline.

NerdWallet exceeds Q2 revenue targets, eyes brand trust post-AI transition

NerdWallet's Q2 performance showed revenue growth and exceeded NGOI guidance. Strategic focus on AI transition and user engagement positions the company for future success. Challenges in SMB revenue highlight areas for improvement, while opportunities lie in brand strength and value capture.

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Cost of revenue

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SG&A

Other

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EBITDA

Net income

Earnings per share

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Cash & equivalents

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Income tax payable

Non-current liabilities

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Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

NerdWallet, Inc. engages in building online tools that provide information, insights, and consumer-driven advice about personal finance. It provides consumer-driven advice about personal finance through its platform by connecting individuals and small and mid-sized businesses with providers of financial products. The company was founded by Tim Chen and Jacob Gibson in 2009 and is headquartered in San Mateo, CA.