Fair Isaac

Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the following segments: Applications, Scores, and Decision Management Software. The Applications segment includes decision management applications designed for a type of business problem or process such as marketing, account origination, customer management, fraud, collections, and insurance claims management. The Scores segment consists of business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The Decision Management Software segment comprises the analytic and decision management software tools, FICO decision management suite, and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.

Earnings data Q4 2022

Earnings data Q1 2023

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Earnings data Q3 2023

Earnings data Q4 2023

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Earnings data Q3 2026

Fair Isaac (FICO) reports record revenues and strong growth in Q3 2023

Fair Isaac (FICO) delivered a strong performance in Q3 2023, achieving record revenues and demonstrating robust growth across key segments. The company's strategic focus on customer retention and product innovation has yielded positive results.
Despite challenges in converting free users to paid subscribers, Fair Isaac's myFICO business remains resilient, supported by effective pricing strategies and strong demand for its platform. The raised revenue guidance underscores management's confidence in future growth.
Opportunities lie in expanding customer base, driving brand engagement through partnerships, and further monetizing services. Fair Isaac's emphasis on value addition and market penetration positions it well for sustained success in the financial services industry.

Fair Isaac (FICO) surpasses Q4 expectations, eyes growth in 2024

Fair Isaac (FICO) delivered a strong performance in Q4 2023, exceeding revenue and earnings expectations. While facing challenges such as increased expenses and declining B2C revenues, the company showcased strengths in free cash flow generation and revenue growth in key segments. With a focus on efficiencies and strategic initiatives, FICO is well-positioned to capitalize on opportunities for growth in the upcoming fiscal year.

Fair Isaac (FICO) reports strong Q1 earnings, eyes global expansion

Fair Isaac (FICO) delivered robust Q1 2024 results with revenue and net income growth across segments.
While facing challenges in revenue predictability and transition to recurring revenue models, FICO remains focused on innovation and expansion.
The company's performance in Scores and Software segments, along with a new repurchase authorization, signals confidence in future prospects.
Navigating through revenue fluctuations and seizing opportunities in new markets and product offerings will be key for sustained growth.

Fair Isaac (FICO) reports strong Q2 earnings and raises full-year guidance

Fair Isaac (FICO) delivered robust financial results in Q2 2024, driven by revenue growth and increased net income.
While facing challenges in certain segments, the company's focus on innovation and strategic positioning bode well for future success.
With raised full-year guidance and a strong product portfolio, Fair Isaac is poised for continued growth and market leadership.

Fair Isaac (FICO) reports strong Q3 earnings and software growth

Fair Isaac (FICO) delivered robust financial results in Q3 2024, with strong revenue growth, increased net income, and record free cash flow.
The company's software segment showed resilience and growth, supported by a focus on SaaS software and expanding platform ARR.
While facing challenges in a competitive market, FICO remains optimistic about sustained growth, emphasizing customer engagement and strategic partnerships.

Fair Isaac (FICO) posts record revenues and cash flow in Q4 2024, eyes growth opportunities

Fair Isaac (FICO) delivered strong financial results in Q4 2024, with record revenues and free cash flow, driven by performance in the Scores and Software segments.
While facing challenges in the B2C segment, FICO showcased strengths in innovation, market recognition, and strategic capital allocation to drive shareholder value.
The company's focus on growth opportunities through new royalties, product innovation, and favorable guidance sets a positive trajectory for future performance and market positioning.

Fair Isaac (FICO) excels in Q2 2025 earnings, poised for growth

Fair Isaac (FICO) delivered robust Q2 2025 results, driven by revenue growth, strong net income performance, and a focus on innovation and strategic partnerships. While facing challenges in the Software segment and macroeconomic uncertainties, FICO remains confident in its fiscal '25 guidance, showcasing resilience and adaptability. Opportunities lie in continued innovation, global expansion through partnerships, and leveraging industry events to drive growth and maintain market leadership. FICO's performance highlights its ability to navigate challenges, capitalize on opportunities, and sustain growth momentum in a dynamic business environment.

Fair Isaac (FICO) reports stellar Q3 results and advances AI leadership

Fair Isaac (FICO) demonstrated strong financial performance in Q3, driven by robust revenue growth and increased net income. While facing challenges in the Software segment, the company's leadership in AI decisioning platforms and innovative scoring models position it well for future growth. Strategic collaborations and product innovations present promising opportunities for FICO to expand its market reach and enhance its offerings.

Fair Isaac (FICO) posts robust Q4 results and projects strong FY '26 growth

Fair Isaac (FICO) delivered strong financial performance in Q4 2025, showcasing revenue growth and operational efficiency across its Software and Scores segments. While facing challenges in sustaining software segment growth and macroeconomic uncertainties, FICO's strategic focus on innovation and market stability positions it for future success. With a positive outlook for FY '26 and a clear roadmap for revenue and income growth, FICO is poised to capitalize on opportunities for expansion and profitability.

Fair Isaac (FICO) reports stellar Q1 performance amidst market challenges

Fair Isaac (FICO) delivered robust financial results in Q1 2026, driven by strong revenue growth and improved earnings. While facing challenges such as adoption concerns and market dynamics, FICO's strategic initiatives and industry recognition position it well for future growth. The company's focus on innovation and partnerships underscores its commitment to driving value for customers and shareholders.

Fair Isaac (FICO) posts stellar Q2 results, eyes AI innovation

Fair Isaac (FICO) reported robust Q2 2026 results, showcasing significant revenue growth and improved profitability. The company's strategic focus on pricing models and client expansion drove performance across key segments. While facing challenges in AI adoption and regulatory approvals, Fair Isaac remains committed to transparency and governance. Opportunities lie in leveraging its AI platform, adjusting pricing models, and expanding market reach for sustained growth. Overall, Fair Isaac's strong performance, market leadership in scoring solutions, and commitment to innovation position the company well for future success in the financial services sector.

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Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the Software and Scores segments. The Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process. The Scores segment focuses on business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.