Aave

Aave ($AAVE) is a decentralized money market that runs on the Ethereum blockchain. It’s most notable for its loan system, which allows users to earn interest on deposits and borrow assets with an interest rate. The interest rate is determined algorithmically. Originally named ETHLend in 2017, it was renamed to Aave in 2018. With the rebrand, it also updated its money market function: previously with ETHLend, borrowers and lenders were individually matched. Aave utilizes a liquidity pool system, where crypto loan assets are pooled together. Users must post collateral before borrowing but can only borrow up the value of said collateral. One benefit of Aave is that a user can gain exposure to different cryptos without having to actually own all of them.

Monitor BKLY to buy the dip if the stock pulls back 3% or more.

Buy the dip

Free up cash for my down payment - trim $3K of my Tech stocks daily.

Down payment cash

On the 1st of the month, roll my brokerage cash into the highest yield account.

Highest yield hunt

If the Fed cuts rates, trim 10% of bank stocks and rotate into high-growth tech.

Fed rate cut protection

Sell covered calls on FLYF and CZP positions aiming to generate $5k/mo.

Income generation

Sell 10% of my consumer staples and reinvest into high-growth tech if CPI is >4% next month.

CPI hedge

Every day, buy the close and sell the open for $5K of CZP.

Buy the close, sell the open

Sweep any cash over $20K from my checking account to my bond account.

Idle cash management

Monitor META earnings calls. If Zuck says "VR" 10+ times, place a $5K put on META.

Zuck's VR put

When the President posts positive sentiment around a stock, buy $5K worth.